Cheap Car Insurance Quotes for High Risk Drivers in Wyoming

The vehicle model requiring insurance is one of the largest considerations when consumers are trying to find cheap car insurance for high risk drivers in Wyoming. Vehicles with high performance engines, poor passenger safety features, or a track record of large liability claims will cost substantially more to insure than safer models.

The table below ranks car insurance rates for some of the most budget-friendly vehicles to buy coverage for.

Data based on single male driver age 50, two speeding tickets, two at-fault accidents, $1,000 deductibles, and Wyoming minimum liability limits. Discounts applied include homeowner, multi-vehicle, and multi-policy. Prices do not factor in the specific area where the vehicle is garaged which can lower or raise rates noticeably.

Based on these rates, we can presume that makes and models like the Honda Accord, Ford Escape, Honda CR-V, and Chevrolet Traverse will definitely be some of the most economical vehicles to insure for high risk drivers. The price for car insurance will trend higher because there is more claim risk for high risk drivers, but generally speaking those specific models will have the cheapest rates compared to other types of vehicles.

Finding out which companies have the cheapest car insurance rates for high risk drivers takes a little more work in order to find the lowest price.

Every insurance provider uses a slightly different approach for determining prices, so we’ll go over the car insurance companies with the overall cheapest rates in Wyoming. It’s important to know that Wyoming car insurance rates are based on many factors that control the cost of a policy. Getting older, getting divorced, or getting a ticket for careless driving can cause premium changes that may make certain companies cheaper in comparison to the competition.

Best Insurance Companies for Risky Drivers

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USAA may have some of the best car insurance rates in Wyoming at around $624 annually. Safeco, The Hartford, GEICO, and National Farmers Union would also be considered some of the cheaper Wyoming insurance companies.

As shown in the rates above, if you buy coverage from The Hartford and switched to USAA, you could realize yearly savings of roughly $328. Policyholders with GEICO could save as much as $354 a year, and National Farmers Union customers might cut rates by $376 a year.

Remember that these policy prices are averaged across all types of insureds and vehicles and are not factoring in a rate surcharge for high risk drivers. So the auto insurance company that fits you best may not even be included in the rate chart shown above. That is why you need to get rate quotes using your own specific driver information and vehicle.

Which auto insurance company is best?

When comparing car insurance, four of the best places to start are State Farm, Allstate, Progressive, and Geico. All of them offer physical damage and liability coverage, but each has unique features and discounts that you can select from. The next table shows pricing and service ratings, plus some optional coverages shoppers can expect to find with each one.