Cheap Insurance for a Jeep Grand Cherokee in Oregon

Anytime the topic is car insurance, the word “cheap” should never be used anywhere in the article as a descriptor for auto insurance rates. Please forgive the oxymoron, but cheap car insurance for a Jeep Grand Cherokee may be a thing of the past. But fear not, because we will show you how you can find and buy car insurance that may not be cheap, but it is affordable.

The odds of finding the best cheap coverage for a Jeep Grand Cherokee in Oregon is contingent on a whole bunch of factors such as whether you are married or single, your geographic location, and any prior driving offenses you have. Oregon drivers pay on average $1,070 a year for Grand Cherokee insurance, but that figure is a projection using rating data for a 50-year-old single female with both comprehensive and collision coverage and $100 policy deductibles.

There is a good possibility you are not exactly 50 years old and possibly not even female, maybe you are married instead of single, and you don’t want the same coverages and limits as the example. Even a slight change in input factors can create big changes in the policy rate.

There is no perfect policy for every driver, so the best way to find cheap insurance prices for your Jeep is to just take the time to compare rates yourself. Get your free quotes now and you will receive rate quotes from some of the best companies available.

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The trim level of your vehicle will have an impact price, so the price to insure a Grand Cherokee Laredo 2WD model will be $118 less than the insurance cost for the higher-end Grand Cherokee SRT-8 4WD version, as shown in the table below.

Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Oregon minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, safe-driver, and claim-free. Premium costs do not factor in specific location which can change price quotes considerably.

Finding reliable, cost effective car insurance is not the easiest thing to accomplish, and determining which company offers the cheapest car insurance rates for a Jeep Grand Cherokee will require even more work.

Every insurance company has a proprietary formula to determine rates, so we’ll go over the lowest cost car insurance companies in Oregon.

Cheap Insurance Rates for Your Jeep

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Grange generally has some of the best car insurance rates in Oregon at around $687 each year. Oregon Mutual, Country, Travelers, and USAA also make the cut as some of the cheaper Oregon car insurance companies.

As shown in the rates above, if you have coverage with Travelers and switched to Grange, you could earn an annual premium reduction of approxmiately $237. Oregon drivers with USAA could save as much as $292 a year, and State Farm policyholders might cut rates by $374 a year.

To find cheap insurance for a Jeep Grand Cherokee in Oregon for your vehicle, click here to start your free quote or quote prices from the following companies.

Remember that these prices are averaged across all types of insureds and vehicles and do not factor in a specific rate value for a Jeep Grand Cherokee. So the auto insurance company that can offer the best rates for your situation may not even be included in the chart above. That affirms the importance of why you need to get rate quotes using your own driver information and specific vehicle type.

Discounts on cheap insurance for a Jeep Grand Cherokee in Oregon

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/cheapest-insurance-jeep-grand-cherokee-or.jpg" alt="Cheaper Oregon car insurance for a Grand Cherokee” />Car insurance companies that provide coverage for a Jeep Grand Cherokee may additionally offer special discounts that may potentially lower prices by 30% or more if you meet eligibility requirements. A few popular companies and a selection of discounts are shown below.

The diagram below shows the comparison of annual premium costs with and without discounts applied to the policy premium. Data assumes a male driver, a clean driving record, no at-fault accidents, Oregon state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with multiple vehicle, passive restraint, defensive driving course, accident-free, safe-driver, and claim-free discounts applied. With discounts applied, the the average amount saved on car insurance for a Jeep Grand Cherokee is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 2897,2081],[‘Age 30’, 1515,1097],[‘Age 40’, 1483,1071],[‘Age 50’, 1357,983],[‘Age 60’, 1315,949],[‘Age 70’, 1627,1173]]);var options = {title: ‘Comparison of Insurance Rates for a Jeep Grand Cherokee’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Jeep Grand Cherokee’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

The example below shows how choosing a deductible can affect insurance costs when researching cheap insurance for a Jeep Grand Cherokee. The information is based on a single male driver, full physical damage coverage, and no discounts are applied.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 4109,3721,3295,2897],[‘Age 30’, 2105,1927,1717,1515],[‘Age 40’, 2105,1911,1693,1483],[‘Age 50’, 1909,1737,1541,1357],[‘Age 60’, 1845,1681,1493,1315],[‘Age 70’, 2223,2033,1823,1627]]);var options = {title: ‘Impact of Deductibles on Jeep Grand Cherokee Insurance Rates in Oregon’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Jeep Grand Cherokee’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

The chart above illustrates that a 30-year-old driver could save $412 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $622 by switching to a $1,000 deductible. Even younger drivers, like the Age 20 chart data, could potentially save as much as $1,212 or more just by choosing higher deductibles when buying full coverage.

When raising deductibles, it will be required to have enough funds in savings to be able to pay the extra out-of-pocket expense that is associated with using high deductibles.

Company comparison: Geico vs Allstate vs Progressive vs State Farm

If you want reliable insurance for a Grand Cherokee in Oregon, probably the best companies to start with are Geico, Allstate, Progressive, and State Farm. Between them, they make up almost 50% of all policies written in the United States. They all offer your standard coverages, but each one has slightly different coverage options that may influence your buying decision. The next table illustrates some of the different options that are available from each company.