Cheap Insurance for a Nissan Rogue in Indiana

Our staff writers always rib each other than when writing about car insurance, the word affordable shouldn’t be used anywhere to describe car insurance prices. Be that as it may, cheap car insurance for a Nissan Rogue is not easy to find. Don’t let that spoil your day, because there may be ways you can still find car insurance that won’t break your budget.

Your ability to find the best cheap insurance for a Nissan Rogue in Indiana hinges on many rating factors such as if you are single or married, if you have ever let your policy lapse, and deductible levels for physical damage coverage. Drivers in Indiana pay approximately $960 per year to buy insurance for a Nissan Rogue, but that is calculated using a 40-year-old single female driver that purchased full comprehensive and collision coverage and $250 deductibles.

But there is a high probability that you are not 40 years old and maybe not even female, married instead of single, or maybe you just want different deductibles. Even a slight change in rating criteria may result in a big change in how much coverage for a Nissan Rogue costs.

This example demonstrates why your best chance at finding the cheapest insurance price for your Nissan is to shop your policy around every couple of years.

Compare Nissan Rogue Insurance Rates

The trim level of your Rogue will be a contributing factor to the cost of coverage, so the rate you pay to insure a Rogue S 2WD trim level will cost $72 less than the price to insure the more expensive Rogue SL AWD version, as shown in the prices below.

Prices based on single female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Indiana minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, safe-driver, and multi-vehicle. Price information does not factor in vehicle garaging location which can influence insurance rates greatly.

Finding decent, cost effective auto insurance is not always easy, and finding out which company has the cheapest auto insurance rates for a Nissan Rogue calls for more quotes for comparison. Every insurance provider has a unique approach to establish rates, so first we will examine the lowest cost auto insurance companies in Indiana.

It’s important to know that Indiana auto insurance rates are influenced by many factors that will increase or decrease the price you have to pay for coverage. This price variability is why drivers need to shop around to get the most affordable auto insurance quotes for a Nissan Rogue. Auto insurance prices are made up of many factors and change substantially, so the best price two years ago may now be wasting a lot of money.

Cheap Insurance Rates for Your Nissan

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Travelers may have some of the most affordable car insurance rates in Indiana at around $596 annually. USAA, Cincinnati Insurance, Erie, and The Hartford would also make the list of some of the most economical Indiana car insurance companies.

In the above example, if you are a customer of USAA and switched to Travelers, you might achieve a yearly price reduction of roughly $85. Insureds with Cincinnati Insurance could save as much as $88 a year, and Erie insureds might reduce prices by as much as $130 a year.

If you want to find out if you’re overpaying, click here to start your free quote or quote prices from the following companies.

It’s important to note that these premium estimates are averages for all drivers and vehicles and do not take into consideration a specific rate value for a Nissan Rogue. So the company that fits you best may not even be shown in the list of companies above. That is why you need to get rate quotes from many companies using your own driver and vehicle profiles.

Bad driving habits will cost you more

The ideal way to receive the most affordable auto insurance rates in Indiana for a Rogue is to drive attentively and not get tickets or have accidents. The information below demonstrates how speeding tickets and accidents raise insurance premiums for each different age category. The premiums are based on a single female driver, full coverage, $1,000 deductibles, and no policy discounts are applied.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and Two Accidents’],[‘Age 20’, 2147,2339,4199],[‘Age 30’, 1437,1631,3487],[‘Age 40’, 1351,1541,3397],[‘Age 50’, 1179,1375,3231],[‘Age 60’, 1141,1339,3193],[‘Age 70’, 1355,1547,3405]]);var options = {title: ‘Effect of Violations and Accidents on Indiana Nissan Rogue Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue in Indiana’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the previous example, the average cost of a car insurance policy in Indiana per year with no accidents or violations is $1,435. Get one speeding ticket and the average cost jumps to $1,629, an increase of $194 each year. Then throw in two accidents along with the one speeding ticket and the annual cost of auto insurance for a Nissan Rogue increases to an average of $3,485. That’s an increase of $2,050, or $171 per month, just for not being more responsible behind the wheel!

Get discount Indiana auto insurance

Insurance companies that offer cheap insurance for a Nissan Rogue in Indiana may additionally offer premium discounts that can reduce rates by 40% or more if you meet the requirements. The best auto insurance companies and some of the discounts are detailed below.

The diagram below illustrates the difference between car insurance rates with and without discounts applied to the policy rates. The price estimates are based on a female driver, no accidents, no driving violations, Indiana state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with accident-free, defensive driving course, multiple vehicle, safe-driver, claim-free, and anti-theft discounts applied. When these discounts are applied to the policy premium, the the average amount saved on auto insurance for a Nissan Rogue is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2509,1801],[‘Age 30’, 1699,1231],[‘Age 40’, 1589,1147],[‘Age 50’, 1389,1005],[‘Age 60’, 1343,971],[‘Age 70’, 1585,1141]]);var options = {title: ‘Effect of Discounts on Insurance Rates for a Nissan Rogue’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Cheapest car insurance: State Farm, Progressive, Allstate, or Geico

If you want the best car insurance, the top insurers to get price quotes from are State Farm, Progressive, Allstate, and Geico. The following table rates some of the different features .