Cheap Insurance Quotes for a Honda Civic in Vermont

Cheap Insurance Quotes for a Honda Civic in Vermont

The odds of finding cheap coverage for a Honda Civic in Vermont hinges on a whole bunch of rating criteria such as annual miles driven, your geographic location, and your driving record. Vermont drivers pay around $750 annually to buy Honda Civic insurance, but that figure is an estimation rating a 40-year-old married female driver that included full comprehensive and collision coverage and $500 physical damage deductibles.

There is a high likelihood that you are not 40 and possibly not even female, single instead of married, or maybe you just want liability only. Not every driver requires the same auto insurance coverages, so the way we recommend to find the most affordable coverage for your Honda is to shop your policy around at every renewal.

Find Cheaper Honda Civic Insurance

Your vehicle’s trim level will influence price, so the price you will pay to insure a Civic DX 4-Dr Sedan model will be $250 less than the price to insure the fancier Civic SI 2-Dr Coupe model, as demonstrated by the prices below.

Honda Civic Insurance Rates in Vermont
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Civic DX 4-Dr Sedan $112 $244 $250 $14 $74 $694 $58
Civic VP 4-Dr Sedan $112 $288 $250 $14 $74 $738 $62
Civic LX 4-Dr Sedan $112 $288 $250 $14 $74 $738 $62
Civic DX 2-Dr Coupe $112 $288 $312 $18 $94 $824 $69
Civic EX 4-Dr Sedan $112 $288 $250 $14 $74 $738 $62
Civic LX-S 4-Dr Sedan $112 $288 $250 $14 $74 $738 $62
Civic LX 2-Dr Coupe $112 $332 $312 $18 $94 $868 $72
Civic EX-L 4-Dr Sedan $128 $332 $250 $14 $74 $798 $67
Civic SI 4-Dr Sedan $128 $332 $250 $14 $74 $798 $67
Civic EX 2-Dr Coupe $128 $332 $312 $18 $94 $884 $74
Civic GX 4-Dr Sedan $128 $332 $250 $14 $74 $798 $67
Civic EX-L 2-Dr Coupe $128 $332 $312 $18 $94 $884 $74
Civic Hybrid 4-Dr Sedan $144 $288 $250 $14 $74 $770 $64
Civic SI 2-Dr Coupe $144 $376 $312 $18 $94 $944 $79
Get Your Own Custom Quote Go

Cost estimates assume married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, claim-free, and safe-driver. Prices do not factor in your specific Vermont location which can raise or lower premiums significantly.

Selecting a high-quality car insurance provider is hard considering how many choices drivers have in Vermont. The company ratings displayed below can help you select which car insurance providers you want to consider when trying find the best insurance for a Honda Civic. These rankings only include insurance companies that insure vehicles in the majority of U.S. states, so smaller regional companies are not factored into this list.

Top 10 Major Auto Insurance Providers in Vermont Ranked by Customer Satisfaction

  1. The Hartford – 93%
  2. The General – 91%
  3. Progressive – 90%
  4. 21st Century – 89%
  5. State Farm – 87%
  6. Travelers – 87%
  7. USAA – 87%
  8. Safeco Insurance – 86%
  9. AAA Insurance – 86%
  10. American Family – 85%

Top Companies for Honda Civic Insurance in Vermont

Irresponsible driving raises your rates

The ideal way to earn affordable insurance prices in Vermont for a Civic is to be a cautious driver and avoid accidents and traffic citations. The example below illustrates how speeding tickets and accident claims can raise annual premium costs for each different age group. The premiums are based on a married female driver, comprehensive and collision coverage, $100 deductibles, and no additional discounts are factored in.

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In the previous example, the average cost of car insurance in Vermont per year with no violations or accidents is $1,372. Add in one speeding ticket and the average cost rises to $1,594, an increase of $222 each year. Now get two accidents along with the one speeding ticket and the annual cost of insurance for a Honda Civic jumps again to an average of $3,413. That’s an increase of $2,041, or $170 per month, just for being a careless driver!

Ideas to find economical auto insurance for a Honda Civic

It’s not impossible to find cheaper rates, and here are a few thrifty solutions that can help Vermont drivers locate cheaper coverage.

  • Drive attentively and avoid accidents
  • Tickets and violations raise rates
  • Good credit can mean cheaper rates
  • Safe vehicles generally have lower rates
  • Earn discounts for being claim-free
  • Compare price quotes at least once a year

The last idea is especially necessary, as we stressed in the prior article. Insurance rates in Vermont fluctuate constantly, so don’t be tentative to switch to a new company if you find a better deal. Staying with the same car insurance company is fine, but it isn’t a good idea if that loyalty ends up costing thousands of dollars over the life of your policy. Now is a great time to shop around and find cheaper insurance for a Honda Civic.