Cheap Insurance Quotes for a Toyota Camry in Wisconsin

Cheap Insurance Quotes for a Toyota Camry in Wisconsin

Because the topic is car insurance, the words “cheap” or “affordable” should never be used anywhere in the article as a descriptor for auto insurance rates. Unfortunately, cheap car insurance for a Toyota Camry can be difficult to find. Don’t get your dauber down, because we are going to show you some ways you can quote and buy auto insurance that you are able to afford.

The chances of buying affordable insurance for a Toyota Camry in Wisconsin is contingent on lots of different rating factors such as the safety features built into your vehicle, whether or not you have filed claims in the past, and citations on your driving record. Wisconsin drivers will pay around $590 per year for Camry insurance, but that figure is an approximation based on rates for a 30-year-old married female driver that includes full coverage including both comprehensive and collision and $500 physical damage deductibles.

But there is a high likelihood that you are not exactly 30 years old and possibly not even female, you might be single instead of married, or maybe you live in a different area as the quoted rates. Have just a small change in price quote data can result in big changes in rates.

This illustrates why your best chance at finding the most affordable coverage for your Toyota is to do your own rate comparisons. Get your free quotes now and you will get price quotes from the cheapest companies that sell coverage in Wisconsin.

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Vehicle trim level will be a contributing factor to the cost of insurance, so the price you will pay to insure a Camry LE model will be $104 less expensive the insurance cost for the higher-priced Camry Hybrid version, as shown in the chart below.

Toyota Camry Insurance Rates in Wisconsin
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Camry LE $140 $236 $234 $14 $70 $694 $58
Camry SE $140 $278 $234 $14 $70 $736 $61
Camry XLE $140 $278 $234 $14 $70 $736 $61
Camry Hybrid $158 $278 $266 $16 $80 $798 $67
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Price data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, homeowner, and safe-driver. Premium amounts do not factor in specific Wisconsin garaging location which can raise or lower prices significantly.

Ending up with a high-quality insurance provider is hard considering how many companies sell insurance in Wisconsin. The ranking information shown below can help you select which providers you want to consider when comparing auto insurance rates for a Toyota Camry. These rankings are only made up of companies that insure vehicles across America, so companies with more of a regional focus are not factored into these rankings.

Top Ten Auto Insurance Companies in Wisconsin
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
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Data Source: Insure.com Best Car Insurance Companies

Discounts on cheap insurance for a Toyota Camry in Wisconsin

Auto insurance for a Camry in WisconsinInsurers that offer quotes for a Toyota Camry may also provide price discounts that could lower prices by 25% or more if you meet certain criteria. Companies and a summarized list of policyholder discounts are included below.

Car Insurance Discounts for Popular Insurance Companies
Discount Geico Progressive Allstate State Farm Nationwide
Bundle discount Yes Yes Yes Yes Yes
Multi-vehicle Yes Yes No Yes Yes
Theft prevention Yes Yes Yes Yes Yes
Safe vehicle Yes No Yes Yes No
Passive restraint Yes No Yes Yes Yes
Daytime running lights Yes No No Yes No
New car No No Yes Yes Yes
No accidents Yes Yes Yes Yes Yes
Defensive driver training Yes Yes Yes Yes Yes
Military Yes Yes No Yes No
Employment Yes No No No Yes
Paid in full Yes Yes Yes No Yes
Paperless billing Yes Yes Yes No Yes
Loyalty No Yes No Yes Yes
Early signing No No Yes No Yes
Good grades Yes Yes Yes Yes Yes
Student away from home No Yes Yes Yes Yes
Own your home No Yes No No No
Seat belt usage Yes No No No No
Quote online No Yes No No No
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The example below illustrates the difference between insurance costs with and without policy discounts. The premiums assume a male driver, a clean driving record, no claims, Wisconsin state minimum liability limits, full physical damage coverage, and $500 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second shows the rates with accident-free, vehicle safety, anti-theft, claim-free, passive restraint, and multiple vehicle discounts applied. In this example, the the amount saved on auto insurance for a Toyota Camry is 13% or $235.

The example below highlights how deductible choice can raise or lower annual premium costs when getting quotes for cheap insurance for a Toyota Camry. The data is based on a married male driver, comprehensive and collision coverage, and no discounts are applied.

A 30-year-old driver could lower their car insurance rates by $248 a year by increasing from a $100 deductible up to a $500 deductible, or save $374 by using a $1,000 deductible. Young drivers, such as the Age 20 example, have the ability to save $746 every year by choosing larger deductibles on their policy.

When using a larger deductible, it’s a good idea to have spare funds to cover the extra out-of-pocket expense associated with higher deductibles.