Cheap Insurance Quotes for a Toyota Tundra in Wyoming

Your chances of finding cheaper auto insurance for a Toyota Tundra in Wyoming is contingent on many rating criteria such as whether you are married or single, whether or not you have prior claims, and your choice of physical damage deductibles. Drivers pay an average rate of $1,420 per year for Tundra insurance, but that is using rate data for a 40-year-old single female driver who requires full physical damage coverage and $250 deductibles.

There is a high probability that you may not be 40 years old (or even female), you might be married instead of single, or maybe you just want liability only. This example demonstrates why the best way to quote the most affordable coverage for your Toyota is to get into the habit of comparing rates once a year.

Cheapest Toyota Tundra Insurance Rates

The trim level of your vehicle can impact the coverage cost, so the rate you will pay to insure a Tundra Regular Cab 2WD model will be $290 less than the price to insure the fancier Tundra SR/5 Crew Max 4WD model, as shown in the table below.

Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Wyoming minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, safe-driver, and multi-vehicle. Table data does not factor in vehicle location which can modify auto insurance rates greatly.

Finding dependable, cheap insurance is confusing at best, and determining which insurers offer the cheapest insurance rates for a Toyota Tundra involves even more work.

Every insurance company has a proprietary method to set policy rates, so let’s begin by taking a look at the overall cheapest insurance companies in Wyoming.

Find the Cheapest Auto Insurance for Your Tundra

Get a Free Quote and Save

USAA may offer some of the lowest car insurance rates in Wyoming at around $631 annually. Safeco, The Hartford, National Farmers Union, and GEICO also are some of the most economical Wyoming car insurance companies.

As the rates illustrate above, if you currently have a policy with Safeco and switched to USAA, you could see savings of about $305. Insureds with The Hartford might save as much as $331 a year, and National Farmers Union policyholders might reduce rates by $349 a year.

If you want to find out if you’re overpaying, click here to start your free quote or quote prices from the following companies.

Understand that those rates are averages across all drivers and vehicles and do not take into consideration a specific rate factor for a Toyota Tundra. So the insurer that fits your age and vehicle best may not even be included in the company chart above. That illustrates why you need to quote rates from many companies using your own specific driver information and vehicle.

Impact of speeding/accidents on Wyoming insurance rates

A great way to obtain the cheapest insurance premiums for a Tundra is to be a cautious driver and not have accidents or get tickets. The chart below shows how speeding tickets and at-fault claims increase auto insurance rates for each different age group. The price estimates are based on a married male driver, full coverage, $1,000 deductibles, and no other discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and One Accident’],[‘Age 20’, 2611,2845,3479],[‘Age 30’, 1335,1567,2203],[‘Age 40’, 1311,1545,2179],[‘Age 50’, 1213,1441,2079],[‘Age 60’, 1189,1421,2055],[‘Age 70’, 1415,1649,2283]]);var options = {title: ‘Effect of Tickets and Claims on Wyoming Toyota Tundra Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Toyota Tundra in Wyoming’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The data above shows the average cost of an auto insurance policy per year with no violations or accidents is $1,512. Receive one speeding ticket and the average cost swells to $1,745, an increase of $232 each year. Then add in one accident along with the one speeding ticket and the 12-month cost of insurance for a Toyota Tundra increases to an average of $2,380. That’s an increase of $867, or $72 per month, just for not driving responsibly!

State Farm, Progressive, Geico, and Allstate: Who is best?

If you are shopping around for insurance for a Tundra in Wyoming, the companies with the most market share are State Farm, Progressive, Geico, and Allstate. Between them, they make up almost 50% of the car insurance market in the United States. All four offer physical damage and liability coverage, but each has a different combination of discounts, features, and options that may steer you one way or another. The following table shows some of the ratings and options shoppers can expect to find with each one.