Cheapest Car Insurance for Good Drivers in Arkansas

When buying car insurance for safe drivers, one of the key components that aid in calculating the amount you pay each year for auto insurance is your address. Regions with more people or even just more weather-related claims like Little Rock, El Dorado, and Bryant will most likely pay more, whereas less populated areas benefit from lower rates.

The next table ranks the most expensive cities in Arkansas for good drivers to buy car insurance in.

Premium costs are comparative as the specific garaging location can decrease or increase rates noticeably.

Deciphering which insurers offer the lowest-priced auto insurance rates for good drivers involves more work in order to find the lowest price quote. Each auto insurance company has a unique approach for filing rates in each state, so let’s take a look at the overall cheapest auto insurance companies in Arkansas.

It’s a good idea to be aware that Arkansas auto insurance rates are influenced by many factors that can increase the price of your policy. Simply having another birthday, moving to a different location, or getting a few speeding tickets may cause policy rate changes resulting in some companies being cheaper than competitors.

Best Auto Insurance Prices for Good Drivers

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Auto Club generally has some of the cheapest car insurance rates in Arkansas at around $1,005 each year. USAA, Travelers, Southern Farm Bureau, and State Farm are also some of the more affordable Arkansas insurance companies.

In this example, if you are currently insured with USAA and switched to Auto Club, you could earn an annual premium reduction of roughly $6. Customers with Travelers may save as much as $88 a year, and Southern Farm Bureau insureds might reduce prices by as much as $208 a year.

To get a quick, customized rate comparison, click here to begin a quote or visit any of the companies below.

Understand that those premiums are averaged for all drivers and vehicles in Arkansas and do not take into consideration a price decrease for good drivers. So the car insurance company that can offer you the best price may not even be featured in the above list. That helps illustrate why you need to get rate quotes from many companies using your own driver and vehicle profiles.

Which major car insurance company is best?

When comparing rates for car insurance for safe drivers, four companies to take a look at are Allstate, State Farm, Geico, and Progressive. The table below shows ratings for price, service, and claims, in additional to some of the optional coverages offered by each one.