Cheapest Insurance Quotes for a Ford Escape in West Virginia

Anytime the topic is car insurance, the words cheap or affordable should never be used as a descriptor for car insurance rates. Forgive the oxymoron, but cheap car insurance for a Ford Escape is not easy to find. We’ll try to make it up to you, because we will teach you how you can still get insurance that you can fit into your budget.

Finding the cheapest coverage for a Ford Escape in West Virginia depends upon dozens of factors such as whether you are a homeower, your occupation, and any prior driving offenses. Drivers in West Virginia on average pay around $960 annually to insure an Escape, but that price is an estimate calculated based on a 50-year-old single male with both comprehensive and collision coverage and $250 policy deductibles.

There is a very good chance that you are not exactly 50 years old and possibly not even male, you might be married instead of single, or maybe you had a chargeable driving offense. Even a minor change in policy rating variables may result in significant differences in price quotes.

Every driver has different characteristics, so the best way to quote cheap insurance prices for your Ford is to make a habit of comparing prices at least once a year.

Find Cheaper Ford Escape Insurance

The specific model of Escape will influence the coverage cost, so the price you will be charged to insure a Escape XLS 2WD trim level will be $120 less expensive the price to insure the higher-end Escape Limited 4WD trim level, as shown below.

Prices based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, safe-driver, and claim-free. Price estimates do not factor in zip code location which can revise prices noticeably.

Buying coverage from a good quality company can be difficult considering how many companies there are in West Virginia. The company ratings shown below could help you pick which providers to look at when comparing rate quotes.

These rankings are only comprised of major nationwide insurance companies, so companies without a large exposure are not included in these rankings. To get price quotes and find cheaper insurance for a Ford Escape, follow this link.

Top 10 Major Auto Insurers in West Virginia Ranked by Value

1. American Family
2. AAA Insurance
3. Safeco Insurance
4. Progressive
5. The Hartford
6. Erie Insurance
7. 21st Century
8. Titan Insurance
9. Esurance
10. The General

Top 10 Major Auto Insurers in West Virginia Ranked by A.M. Best Rating

1. USAA – A++
2. GEICO – A++
3. State Farm – A++
4. Esurance – A+
5. Progressive – A+
6. Titan Insurance – A+
7. The Hartford – A+
8. Allstate – A+
9. Nationwide – A+
10. Erie Insurance – A+

Top Companies for Ford Escape Insurance in West Virginia

The information below illustrates how your choice of deductibles can influence insurance rates when searching for cheap insurance for a Ford Escape. The premiums are based on a married female driver, full coverage, and no additional discounts are factored in.

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As shown above, a 30-year-old driver could lower their policy premium by $348 a year by changing from a $100 deductible to a $500 deductible, or save $526 by changing to a $1,000 deductible. Young drivers, such as the Age 20 example, could save up to $744 annually by choosing a higher deductible.

When choosing a higher deductible, it will be important to have plenty of money set aside to offset the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.

Is the best company Progressive, State Farm, Allstate, or Geico?

When buying car insurance, the companies that insure more vehicles than anyone else are Progressive, State Farm, Allstate, and Geico. When combined, they make up over 45% of all policies written. The data below illustrates price and claims rank as well as some different options .

How to get the cheapest insurance for a Ford Escape in West Virginia

It is possible to find better rates, and here are some of the recommended penny-pinching suggestions that can help West Virginia drivers find cheap coverage.

• Buying home and auto together can help save money
• Get cheaper liability coverage by choosing a safer vehicle
• Do not waste money insuring older vehicles for full coverage
• Be a safe driver
• Try to not file small claims
• Accidents can significantly increase rates
• Shop around for lower rates once a year

That final tip is particularly vital, as we pointed out in this piece. Prices charged by car insurance companies vary considerably, so don’t hesitate to buy a different policy if a cheaper price is available.

Having a favorite company is fine, but we do not recommend it if that stubbornness costs you potentially thousands of dollars a year. Take a few minutes and compare prices to find cheaper auto insurance for a Ford Escape.