Cheapest Insurance Quotes for a Honda Civic in New Hampshire
Our content editors always give us grief that when writing about auto insurance, the words “cheap” or “affordable” shouldn’t be used anywhere in the article. It’s a simple fact that cheap auto insurance for a Honda Civic is not easy to find. But don’t despair, because we will show you how you can get insurance that is cheaper than your current rate.
Buying the cheapest insurance for a Honda Civic in New Hampshire relies on many rating factors like how you use your vehicle, the performance level of your vehicle, and physical damage deductibles. New Hampshire drivers on average pay around $660 per year to insure their Civic, but that is based on cost data for a 30-year-old married female driver that has full physical damage coverage and $1,000 deductibles.
Odds are that you are not a 30-year-old female, possibly single instead of married, or maybe you don’t qualify for the same discounts. Making minor changes in rating factors can create big changes in the cost of insurance for a Honda Civic.
Auto insurance is unique to every driver, so the only real way to find the cheapest coverage for your Honda is to take your time and compare rates from as many companies as possible. Quotes only take a few minutes and you will get price quotes from the cheapest companies in New Hampshire.
Cheapest Honda Civic Insurance Rates
Vehicle trim level can impact price, so the price you pay to insure a Civic DX 4-Dr Sedan trim level will cost $212 less than the price to insure the more expensive Civic SI 2-Dr Coupe version, as shown below.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Civic DX 4-Dr Sedan | $96 | $190 | $242 | $14 | $72 | $614 | $51 |
| Civic VP 4-Dr Sedan | $96 | $224 | $242 | $14 | $72 | $648 | $54 |
| Civic LX 4-Dr Sedan | $96 | $224 | $242 | $14 | $72 | $648 | $54 |
| Civic DX 2-Dr Coupe | $96 | $224 | $302 | $18 | $90 | $730 | $61 |
| Civic EX 4-Dr Sedan | $96 | $224 | $242 | $14 | $72 | $648 | $54 |
| Civic LX-S 4-Dr Sedan | $96 | $224 | $242 | $14 | $72 | $648 | $54 |
| Civic LX 2-Dr Coupe | $96 | $258 | $302 | $18 | $90 | $764 | $64 |
| Civic EX-L 4-Dr Sedan | $110 | $258 | $242 | $14 | $72 | $696 | $58 |
| Civic SI 4-Dr Sedan | $110 | $258 | $242 | $14 | $72 | $696 | $58 |
| Civic EX 2-Dr Coupe | $110 | $258 | $302 | $18 | $90 | $778 | $65 |
| Civic GX 4-Dr Sedan | $110 | $258 | $242 | $14 | $72 | $696 | $58 |
| Civic EX-L 2-Dr Coupe | $110 | $258 | $302 | $18 | $90 | $778 | $65 |
| Civic Hybrid 4-Dr Sedan | $124 | $224 | $242 | $14 | $72 | $676 | $56 |
| Civic SI 2-Dr Coupe | $124 | $292 | $302 | $18 | $90 | $826 | $69 |
| Get Your Own Custom Quote Go | |||||||
Prices above based on married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Hampshire minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Prices do not factor in vehicle garaging location which can modify premiums greatly.
Insuring your vehicle with a highly-rated auto insurance company can be a challenge considering how many companies sell coverage in New Hampshire. The information in the lists below may help you pick which auto insurers to look at when trying to find the cheapest insurance for a Honda Civic.
The ratings below are only made up of the largest auto insurers in America, so smaller regional companies will not be included in these rankings. To compare prices from many more New Hampshire auto insurance companies, follow this link.
Top 10 Large Auto Insurance Providers in New Hampshire Ranked by Value
- The General
- The Hartford
- Farmers Insurance
- Safeco Insurance
- AAA Insurance
- 21st Century
- Travelers
- State Farm
- Progressive
- American Family
Top 10 Large Auto Insurance Providers Overall in New Hampshire
- The General
- The Hartford
- Progressive
- Travelers
- State Farm
- Farmers Insurance
- Safeco Insurance
- USAA
- GEICO
- 21st Century
Top Companies for Honda Civic Insurance in New Hampshire
Discounts on the cheapest insurance for a Honda Civic in New Hampshire
Insurance providers that provide policies for a Honda Civic may provide price discounts that could potentially reduce rates by as much as 40% or more if you qualify. The best auto insurance companies and some of the premium reductions they offer can be found below.
- GEICO offers discounts including military active duty, anti-theft, defensive driver, anti-lock brakes, and multi-vehicle.
- Mercury Insurance may include discounts for low natural disaster claims, age of vehicle, professional/association, type of vehicle, multi-policy, multi-car, and good student.
- Farmers Insurance may offer discounts for teen driver, business and professional, youthful driver, alternative fuel, bundle discounts, and homeowner.
- Auto-Owners Insurance has savings for multi-policy, paid in full, mature driver, safe driver, and paperless.
- Liberty Mutual discounts include multi-car, preferred payment discount, newly retired, teen driver discount, newly married, new move discount, and exclusive group savings.
- SAFECO includes discounts for bundle discounts, teen safety rewards, multi-car, anti-lock brakes, and homeowner.
- Progressive has discounts for online signing, multi-policy, good student, homeowner, and multi-vehicle.
- USAA policyholders can earn discounts including new vehicle, safe driver, driver training, vehicle storage, military installation, and multi-policy.
The example below shows the comparison of insurance costs with and without discounts applied to the rates. The premium estimates are based on a female driver, no violations or claims, New Hampshire state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with homeowner, multiple policy, vehicle safety, accident-free, passive restraint, and marriage discounts applied. When discounts are factored in, the average savings per year on auto insurance for a Honda Civic is 28% or $414.
google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2217,1591],[‘Age 30’, 1487,1075],[‘Age 40’, 1393,1005],[‘Age 50’, 1217,881],[‘Age 60’, 1183,853],[‘Age 70’, 1399,1007]]);var options = {title: ‘Insurance Rate Comparison for a Honda Civic’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Honda Civic in New Hampshire’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}
Which major car insurance company is best?
When comparing insurance for a Civic, four companies to take a look at are State Farm, Allstate, Progressive, and Geico. When combined, they have nearly half of all auto insurance policies in force. The following table rates pricing and service ratings, as well as optional policy coverages that are available for customers.
| State Farm | Allstate | Progressive | Geico | |
|---|---|---|---|---|
| Overall Satisfaction | 4th | 2nd | 3rd | 1st |
| Overall Cost | 2nd | 4th | 3rd | 1st |
| Number of Discounts | 3rd | 1st | 4th | 2nd |
| Claims Handling | 2nd | 1st | 4th | 3rd |
| Percent of U.S. market | 18.3% | 10% | 8.8% | 11.4% |
| Recommend by customers | 88% | 86% | 88% | 87% |
| A.M. Best rating | A++ | A+ | A+ | A++ |
| Roadside assistance | Yes | Yes | Yes | Yes |
| Accident forgiveness coverage | No | Yes | Yes | Yes |
| Usage-based rating | Yes | Yes | Yes | No |
| Rideshare insurance | Yes | Yes | Yes | Yes |
| New car replacement coverage | No | Yes | No | No |
| Breakdown insurance | No | No | Yes | Yes |
| Insure in New Hampshire | Yes | Yes | Yes | Yes |
| Compare Prices Go | ||||
How to find economical insurance for a Honda Civic
It is possible to find better rates, and here are many penny-pinching suggestions that can help New Hampshire drivers quote more affordable coverage.
- Violations like speeding or DUI increase rates
- Choose a safer vehicle and pay lower rates
- Bundle home or renters insurance to earn a discount on car insurance
- Pay for small claims rather than turning them in to your insurance company
- Avoid at-fault accidents and claims
- Compare prices frequently to find the best deal
That last idea is notably important, as we hit on in this piece. Coverage prices can be changed at any time, so drivers shouldn’t be resistant to switch carriers if a better deal can be had. Brand loyalty is great, but we do not recommend it if it’s costing you potentially thousands of dollars a year. It takes less than five minutes to shop around to find cheaper auto insurance for a Honda Civic.
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