The chances of finding cheap insurance for a Honda CR-V in Ohio relies on a complex formula that considers things such as if you have purchased a home, your current insurance company, and any prior driving offenses. Drivers will pay around $710 annually to insure a Honda CR-V, but that figure is an estimation based upon a 30-year-old single female driver with full comprehensive and collision coverage and $250 policy deductibles.
There is a good probability you may not be 30 years old (or even female), possibly married instead of single, and you probably do not live in the same zip code as the example. Having different needs demonstrates why the only way to find cheap auto insurance rates for your Honda is to just take the time to do a thorough rate comparison. Get a free quote now and you will be able to see rates from some of the best insurers that offer coverage in Ohio.
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The specific model of CR-V tends to impact the cost of insurance, so the rate you will pay to insure a CR-V LX 2WD model will be $24 lower than the insurance cost for the more expensive CR-V EX-L 4WD trim level, as shown in the prices below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
CR-V LX 2WD | $170 | $298 | $260 | $16 | $78 | $822 | $69 |
CR-V EX 2WD | $170 | $298 | $260 | $16 | $78 | $822 | $69 |
CR-V LX 4WD | $170 | $298 | $260 | $16 | $78 | $822 | $69 |
CR-V EX 4WD | $194 | $298 | $260 | $16 | $78 | $846 | $71 |
CR-V EX-L 2WD | $194 | $298 | $260 | $16 | $78 | $846 | $71 |
CR-V EX-L 4WD | $194 | $298 | $260 | $16 | $78 | $846 | $71 |
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Data rating is based on single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Ohio minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, claim-free, and multi-policy. Premium amounts do not factor in vehicle location which can decrease or increase premium rates considerably.
Selecting the top car insurance provider can be challenging considering how many companies sell coverage in Ohio. The company ratings shown next may help you choose which providers you want to consider when shopping car insurance rates for a Honda CR-V.
These ratings are only made up of companies that write coverage in many states, so smaller companies that only insure vehicles in Ohio will not be included in the list. To view rates from these and other competitive companies, just click here.
The example below highlights how deductible selection can increase or decrease insurance costs when quoting cheap insurance for a Honda CR-V. The data assumes a married female driver, full coverage, and no discounts are applied.
google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 1481,1359,1217,1081],[‘Age 30’, 1047,957,853,751],[‘Age 40’, 1029,943,843,745],[‘Age 50’, 907,831,745,661],[‘Age 60’, 863,793,709,629],[‘Age 70’, 917,839,755,675]]);var options = {title: ‘Impact of Deductibles on Honda CR-V Insurance Rates in Ohio’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Honda CR-V’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}
A 30-year-old driver could pocket $186 a year by switching from a $100 deductible to a $500 deductible, or save $284 by switching to a $1,000 deductible. Even younger insureds, like the age 20 example, can cut up to $400 every year just by using higher deductibles. If you do raise deductibles, it will be required to have plenty of savings on hand to allow you to pay the extra out-of-pocket expense, which deters some people from using high deductibles.
If you’re looking for the cheapest car insurance, the companies with the most market share are Progressive, Allstate, State Farm, and Geico. They all offer your standard coverages, but each one has a distict selection of optional coverages and features that may affect your buying decision. The table below compares some of the different options and features you can buy with each company.
Progressive | Allstate | State Farm | Geico | |
---|---|---|---|---|
Handling of Claims | 4th | 1st | 2nd | 3rd |
Number of Discounts | 4th | 1st | 3rd | 2nd |
Overall Satisfaction | 3rd | 2nd | 4th | 1st |
Policy Cost | 3rd | 4th | 2nd | 1st |
Customers who recommend | 88% | 86% | 88% | 87% |
Rating from A.M. Best | A+ | A+ | A++ | A++ |
New car replacement coverage | No | Yes | No | No |
Coverage for ridesharing | Yes | Yes | Yes | Yes |
Roadside assistance | Yes | Yes | Yes | Yes |
Accident forgiveness coverage | Yes | Yes | No | Yes |
Mechanical breakdown insurance | Yes | No | No | Yes |
Usage-based insurance | Yes | Yes | Yes | No |
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