Cheapest Insurance Quotes for a Honda Pilot in Indiana

Because the topic is auto insurance, the words “cheap” or “affordable” really should not be used as a descriptor for auto insurance rates. Please forgive the oxymoron, but cheap car insurance for a Honda Pilot can be hard, if not impossible, to find. Don’t let that bother you, though, because we will tell you how you can still get car insurance that you can afford to pay for.

The chances of buying cheap coverage for a Honda Pilot in Indiana relies on a fairly complex equation with a lot of factors such as your vehicle’s safety rating, your credit status, and any driving offenses on your record. Indiana drivers pay on average $800 per year for Pilot insurance, but that policy rate is a valuation that rates a 50-year-old married male that has comprehensive and collision coverage and $100 policy deductibles.

When making auto insurance estimates, the issue arises that you are not exactly 50 years old and possibly not even male, maybe you are single instead of married, or maybe you live in a different area as the quoted rates. Every driver has a different risk profile, so the best method for finding affordable rates for your Honda is to start the habit of comparing rates at least once a year. Price quotes are quick and you will receive price comparisons from some of the best insurers that insure Honda vehicles in Indiana.

Compare Rates and Save

Your Honda’s trim level will be a contributing factor to price, so the rate you will pay to insure a Pilot LX 2WD trim level will be $90 less than the price to insure the high end Pilot Touring 4WD trim level, as shown by the rates below.

Cost estimates assume married male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Indiana minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Price estimates do not factor in Indiana location which can revise coverage prices considerably.

Finding out which company offers the best car insurance rates for a Honda Pilot will involve a little more sweat than just comparing rates from one or two companies. Each insurer has a unique approach for setting rates, so we will examine the most affordable car insurance companies in Indiana.

It’s a good idea to be aware that Indiana car insurance rates are calculated based on many things that will increase or decrease your annual premium. Simply turning a year older, filing a claim, or getting caught speeding may generate price changes that can make some companies more affordable than the competition.

Cheap Insurance Rates for Your Pilot

Start Your Free Quote

Travelers has some of the cheapest car insurance rates in Indiana at around $620 annually. Cincinnati Insurance, USAA, Erie, and Western Reserve also make the cut as some of the cheaper Indiana auto insurance companies.

As depicted above, if you currently have coverage with USAA and switched to Travelers, you may realize yearly savings of upwards of $47. Drivers with Erie may save as much as $106 a year, and Western Reserve policyholders might reduce prices by as much as $218 a year.

To discover how much you can save, click here or quote prices from the following companies.

Understand that those policy rates are averages for all insureds and vehicles and do not factor in a specific rate value for a Honda Pilot. So the auto insurance company that fits your situation best may not even be included in the above rate chart. That emphasizes why you need to get rate quotes from many companies using your own specific driver and vehicle information.

The example below highlights how deductible selection can change insurance costs when trying to find cheap insurance for a Honda Pilot. The premiums assume a single female driver, comp and collision included, and no additional discounts are factored in.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 2469,2285,2081,1885],[‘Age 30’, 1719,1585,1427,1275],[‘Age 40’, 1595,1473,1331,1195],[‘Age 50’, 1395,1287,1163,1043],[‘Age 60’, 1347,1243,1125,1009],[‘Age 70’, 1565,1449,1319,1193]]);var options = {title: ‘Impact of Deductible Levels on Honda Pilot Insurance Rates in Indiana’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Honda Pilot’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

A 40-year-old driver could lower their car insurance rates by $232 a year by increasing from a $100 deductible to a $500 deductible, or save $352 by selecting a $1,000 deductible. Younger drivers, like the 20-year-old, could drop their prices $584 or even more by selecting a higher deductible.

If you do make the decision to raise your deductibles, it is essential to have emergency funds available to satisfy the extra out-of-pocket expense. That is the one drawback of using higher deductibles.

Geico, State Farm, Progressive, or Allstate: Who is cheapest?

If you are looking for the best insurance for a Pilot in Indiana, some of the largest companies to start with are Geico, State Farm, Progressive, and Allstate. The table below points out price, claims, and customer service ratings, as well as some optional coverages that are available for customers.