Cheapest Insurance Quotes for a Nissan Rogue in Oregon

Whenever people write about auto insurance, the word affordable should never be used as a descriptor for car insurance rates. Be that as it may, cheap car insurance for a Nissan Rogue may be a thing of the past. Don’t let that ruin your day, because we are going to show you how you can still get coverage that works with your budget.

The chances that you’ll find cheap insurance for a Nissan Rogue in Oregon depends on lots of different factors such as whether or not you are married, your current insurance company, and any driving offenses on your record. Drivers in Oregon will pay around $1,280 annually for Rogue insurance, but that amount is a ballpark figure based on rates for a 30-year-old single female driver who needs full physical damage coverage and $100 policy deductibles.

Chances are good that you’re not a 30-year-old female, possibly married instead of single, and you probably do not live in the same zip code as the example. Every driver’s needs are different, and that is why the most reliable way to find the cheapest rates for your Nissan is to do your own rate comparisons. Quotes are always free and you can get rates from some of the most affordable companies available.

Cheapest Nissan Rogue Insurance Rates

The specific model of Rogue will likely have an effect on the yearly cost, so the price you pay to insure a Rogue S 2WD will be $110 cheaper than the price to insure the more expensive Rogue SL AWD trim level, as shown in the table below.

Data rating is based on single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Price information does not factor in specific Oregon garaging location which can impact premium rates noticeably.

Oregon auto insurance companies ranked

Buying coverage from a good quality car insurance provider can be difficult considering how many different companies insure vehicles in Oregon. The ranking information displayed below could help you decide which auto insurers you want to consider when comparing auto insurance rates for a Nissan Rogue. These rankings only include large insurance companies, so smaller companies that only insure vehicles in Oregon are not factored into the list.

Top 10 Major Car Insurance Companies Overall in Oregon

1. USAA
2. American Family
3. State Farm
4. The Hartford
5. AAA Insurance
6. GEICO
7. The General
8. Progressive
9. Allstate
10. Nationwide

Top Companies for Nissan Rogue Insurance in Oregon

The chart below shows how choosing a deductible can increase or decrease annual premium costs when trying to find cheap insurance for a Nissan Rogue. Data assumes a single female driver, comp and collision included, and no policy discounts are applied.

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The data above shows that a 30-year-old driver could reduce rates by $346 a year by changing their physical damage coverage from a $100 deductible to a $500 deductible, or save $524 by using a $1,000 deductible. Younger drivers, like the 20-year-old category, can cut $772 or even more by using higher deductibles when buying full coverage. When raising deductibles, it is necessary to have plenty of discretionary funds to offset the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.

Types of discounts on Oregon insurance

Auto insurance companies that offer the cheapest insurance for a Nissan Rogue in Oregon may also offer premium discounts that could lower prices by 35% or more if you are eligible. The best auto insurance companies and the discounts they provide are outlined below.

• State Farm has discounts for anti-theft, Drive Safe & Save, multiple policy, student away at school, and driver’s education.
• Farmers Insurance policyholders can earn discounts including distant student, good student, youthful driver, pay in full, homeowner, electronic funds transfer, and bundle discounts.
• GEICO has savings for multi-policy, seat belt use, driver training, daytime running lights, multi-vehicle, defensive driver, and military active duty.
• American Family may offer discounts for good student, bundled insurance, Steer into Savings, TimeAway discount, and good driver.
• Nationwide may have discounts that include business or organization, anti-theft, good student, easy pay, defensive driving, accident-free, and multi-policy.
• Progressive includes discounts for multi-vehicle, homeowner, continuous coverage, online signing, and good student.

The information below compares yearly insurance costs with and without some available policy discounts. The information is based on a female driver, no accidents or driving violations, Oregon state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with defensive driving course, claim-free, marriage, multiple policy, multiple vehicle, and homeowner discounts applied. With discounts applied, the the amount saved on auto insurance for a Nissan Rogue is 28% or $456.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2441,1751],[‘Age 30’, 1633,1179],[‘Age 40’, 1529,1105],[‘Age 50’, 1339,967],[‘Age 60’, 1295,937],[‘Age 70’, 1541,1105]]);var options = {title: ‘Comparison of Insurance Rates for a Nissan Rogue’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue in Oregon’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

How to find economical auto insurance for a Nissan Rogue

Lowering your rates is not difficult, and here are some thrifty ideas that can help Oregon drivers quote more affordable auto insurance.

• Remove physical damage coverage on older vehicles
• Speeding tickets and other violations increase rates
• Pay for smaller claims out-of-pocket
• Raise comprehensive and collision coverage deductibles
• Maintain a safe distance and avoid accidents
• Shop around for cheaper prices often

That last piece of advice is extraordinarily vital, as was discussed in this article. Car insurance rates can change considerably based on profitability, so drivers shouldn’t be resistant to buy a policy from a new company if a cheaper price is available.

Many drivers prefer to stick with one company, but it’s not recommended if that devotedness results in you overpaying a small fortune year after year. Take a couple minutes and compare prices and find cheaper auto insurance for a Nissan Rogue.

Cheapest car insurance: State Farm, Progressive, Geico, or Allstate

When researching insurance for a Rogue in Oregon, four of the best places to start are State Farm, Progressive, Geico, and Allstate. All offer liability and physical damage insurance, but each one has a little bit different set of discounts and options that add value to each policy. The data below rates price, claims, and customer service ratings, as well as some optional coverages that are available from each company.