How Much are Car Insurance Quotes After a Speeding Ticket in North Carolina?

How Much are Car Insurance Quotes After a Speeding Ticket in North Carolina?

The vehicle you are insuring is probably the largest consideration in finding low-priced insurance after a speeding ticket. Vehicles with average performance, a great safety record, or a low likelihood of having liability claims will cost much less to insure than high performance models. The list below illustrates coverage prices for some of the cheapest vehicles to buy insurance for.

Cheapest Auto Insurance Rates After a Speeding Ticket in North Carolina
Make, Model, and Trim Level Estimated Cost for Full Coverage
Honda Accord EX 4-Dr Sedan $632
Chevrolet Traverse LS AWD $666
Ford Escape XLT 2WD $669
Honda CR-V LX 4WD $676
Ford Explorer XLT 4WD $703
Chevrolet Impala LS $732
Dodge Grand Caravan SE $746
Chevrolet Equinox LT AWD $749
Nissan Altima 2.5 4-Dr Sedan $755
Jeep Wrangler Sahara 4WD 2-Dr $761
Kia Forte LX 4-Dr Sedan $768
Toyota Tacoma Double Cab TRD Sport Package 4WD $766
Subaru Forester XT Limited Edition W/Navigation AWD $776
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Price data assumes married male driver age 40, two speeding tickets, no at-fault accidents, $500 deductibles, and North Carolina minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, and homeowner. Table data does not factor in the specific area where the vehicle is garaged which can alter coverage rates considerably.

Looking at the rates, we can tell that makes and models like the Honda Accord, Chevrolet Traverse, and Ford Escape are going to be some of the most economical vehicles to insure after a few driving violations.

One of the many things that impact the amount you pay each year for auto insurance is the neighborhood you call home in North Carolina. Areas with more people or even just a higher incidence of claims like Fayetteville, Gastonia, and Raleigh tend to pay more, whereas areas with less traffic congestion and claims benefit from lower prices.

The table below rates the higher priced cities in North Carolina after a speeding ticket to purchase car insurance in.

How much does car insurance cost in North Carolina?
Rank City Annual Premium
1 Fayetteville $932
2 Jacksonville $900
3 Gastonia $811
4 Charlotte $808
5 Raleigh $767
6 Durham $765
7 Greensboro $763
8 Goldsboro $758
9 Wilmington $758
10 Greenville $752
11 Cary $749
12 Apex $747
13 Indian Trail $745
14 Huntersville $742
15 Rocky Mount $726
16 Wilson $724
17 Chapel Hill $724
18 High Point $723
19 Hickory $711
20 Burlington $692
21 Salisbury $691
22 Winston Salem $688
23 Asheville $681
24 Concord $669
25 Kannapolis $669
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Prices are approximated as specific location information can decrease or increase coverage prices significantly.

Company comparison: Allstate vs Progressive vs State Farm vs Geico

If you want reliable auto insurance after a few driving violations, four companies to consider are Allstate, Progressive, State Farm, and Geico. When combined, they make up nearly half of all auto insurance written. They all offer a slightly different mix of options and features that may influence your buying decision. The data below points out ratings and policy coverage options that are available for buyers.

Comparison of Top Four U.S. Car Insurance Companies
Allstate Progressive State Farm Geico
Overall Cost 4th 3rd 2nd 1st
Claims Service 1st 4th 2nd 3rd
Discounts Available 1st 4th 3rd 2nd
Client Satisfaction 2nd 3rd 4th 1st
A.M. Best rating A+ A+ A++ A++
Standard & Poor’s rating AA- AA AA AA+
Emergency roadside service Yes Yes Yes Yes
New car replacement Yes No No No
Usage-based rating Yes Yes Yes No
Mechnical breakdown No Yes No Yes
Accident forgiveness Yes Yes No Yes
Rideshare coverage Yes Yes Yes Yes
Insurance Agents Allstate-only agents Buy online or from an independent agent Can only buy from State Farm agents Can buy online or use a Geico agent
Number of agents 11,000+ 30,000+ 18,000+ 150+
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