How Much are Insurance Quotes for a Honda CR-V in Virginia?

The chances of buying the cheapest auto insurance for a Honda CR-V in Virginia relies on lots of different factors such as age of the vehicle, if you are a frequent claim filer, and if you have tickets or violations. Drivers will pay around $710 annually to insure a CR-V, but that price is an approximation based upon a 30-year-old married female driver that included full comprehensive and collision coverage and $100 deductibles.

Chances are good that you are not exactly 30 years old and possibly not even female, maybe you are single instead of married, and maybe your CR-V is older and does not require full coverage. Just a minor difference in policy rating data can cause big differences in the policy rate.

Every driver has a different risk profile, so the only way to find affordable rates for your Honda is to shop around at every renewal for lower rates.

Compare Rates Now

The specific model of CR-V will be a contributing factor to the cost of insurance, so the cost to insure a CR-V LX 2WD model will be $26 cheaper than the cost to insure the higher-end CR-V EX-L 4WD model, as shown in the chart below.

Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Virginia minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Price estimates do not factor in specific location information which can revise auto insurance rates significantly.

Finding out which company quotes the cheapest auto insurance rates for a Honda CR-V will require a tad more effort in order to find the most economical policy.

Every insurance provider uses a slightly different approach to determine premium rates, so let’s look at the rankings for the most affordable auto insurance companies in Virginia. It’s important that you understand Virginia auto insurance rates are impacted by many factors that may substantially change the policy price. Simply having a birthday, increasing deductibles, or getting a driving violation may cause policy rate changes that can cause some rates to be cheaper in comparison to the competition.

Best Cheap Insurance Rates for Your Honda

Compare Rates Now

Travelers quotes some of the most affordable car insurance rates in Virginia at around $679 annually. USAA, Penn National, Utica National, and Cincinnati Insurance also qualify as some of the cheapest Virginia car insurance companies.

In the above example, if you are a policyholder with Utica National and switched to Travelers, you might realize a yearly price reduction of approxmiately $79. Policyholders with Cincinnati Insurance could save as much as $84 a year, and Auto-Owners customers might lower prices by up to $102 a year.

To see how much you can save, click here to begin a quote or click several companies below for low rates.

Remember that these prices are averages across all ages of drivers and types of vehicles and do not take into consideration a specific rate factor for a Honda CR-V. So the insurer that fits your situation best may not even be in the list of companies shown earlier. That points out the importance of why you need to get auto insurance quotes using your own driver information and specific vehicle type.

The illustration below illustrates how your deductible choice can influence premium costs when searching for cheap insurance for a Honda CR-V. The premium estimates are based on a single male driver, comprehensive and collision coverage, and no discounts are applied.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 2533,2309,2067,1839],[‘Age 30’, 1317,1215,1093,973],[‘Age 40’, 1309,1197,1071,949],[‘Age 50’, 1189,1091,977,869],[‘Age 60’, 1147,1053,947,841],[‘Age 70’, 1391,1283,1161,1049]]);var options = {title: ‘Deductibles and Honda CR-V Insurance Rates in Virginia’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Honda CR-V’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

A 30-year-old driver could cut expenses by $238 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $360 by selecting a $1,000 deductible. Young drivers, like the age 20 example, could roll back prices $694 every year by selecting a higher deductible.

When choosing a higher deductible, it will be necessary to have additional funds squirreled away to allow you to cover the extra out-of-pocket expense that deters many people from opting for higher deductibles.

Types of discounts on Virginia insurance

Insurers that offer cheap insurance for a Honda CR-V in Virginia may also give you rate discounts that can lower rates by as much as 30% if you qualify. Companies and a partial list of their discounts are detailed below.

• State Farm has discounts for multiple policy, safe vehicle, defensive driving training, good driver, Drive Safe & Save, passive restraint, and accident-free.
• Progressive discounts include online signing, multi-policy, multi-vehicle, online quote discount, good student, and continuous coverage.
• Progressive offers discounts for good student, continuous coverage, multi-vehicle, multi-policy, and online quote discount.
• MetLife offers discounts including accident-free, multi-policy, claim-free, defensive driver, good student, good driver
• Farm Bureau may have discounts that include multi-policy, youthful driver, driver training, safe driver, renewal discount, 55 and retired, and good student.
• GEICO includes discounts for five-year accident-free, military active duty, driver training, multi-vehicle, and federal employee.
• SAFECO policyholders can earn discounts including multi-car, anti-theft, safe driver, bundle discounts, teen safety rewards, drive less, and teen safe driver.

The chart below compares insurance rates with and without discounts being applied to the rates. The rate quotes are based on a male driver, no accidents or driving violations, Virginia state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with multiple vehicle, safe-driver, marriage, passive restraint, vehicle safety, and anti-theft discounts applied. When discounts are applied, the average amount saved each year on auto insurance for a Honda CR-V is 27% or $304.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 1863,1341],[‘Age 30’, 997,727],[‘Age 40’, 969,705],[‘Age 50’, 887,645],[‘Age 60’, 857,625],[‘Age 70’, 1063,769]]);var options = {title: ‘Comparison of Insurance Rates for a Honda CR-V’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Honda CR-V in Virginia’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Does Progressive, State Farm, Geico, or Allstate have the cheapest car insurance?

If you want the best insurance for a CR-V in Virginia, four companies to definitely compare rates with are Progressive, State Farm, Geico, and Allstate. Between them, they insure about 50% of the entire U.S. car insurance market. All four can cover your vehicle for liability and physical damage, but each one has slightly different coverage options that shoppers can choose from. The data below compares pricing and service ratings, as well as optional policy coverages that are available for policyholders.