How Much Does Insurance Cost for a Chevrolet Equinox in Connecticut?

When we talk about auto insurance, the words cheap or affordable shouldn’t be used anywhere to describe car insurance prices. Unfortunately, cheap car insurance for a Chevrolet Equinox is almost non-existent. Don’t let that spoil your day, because we are going to show you some ways you can find and buy insurance that is cheaper than your current rate.

The chances of finding affordable coverage for a Chevrolet Equinox in Connecticut is contingent on a complicated formula that considers factors such as how far you commute, where you live, and if you have a clean driving record. Drivers pay around $930 every 12 months to buy Chevrolet Equinox insurance, but that amount is an estimate using rating data for a 50-year-old married female that wants full comprehensive and collision coverage and $250 policy deductibles.

But there is a good chance that you are not 50 and possibly not even female, single instead of married, or maybe you don’t qualify for the same discounts. Auto insurance is unique to every driver, so the most reliable method for finding the most affordable coverage for your Chevrolet is to start the habit of comparing rates at least once a year. It takes less than five minutes and you will be able to compare rates from the cheapest companies around.

Cheapest Chevrolet Equinox Insurance Rates

The trim level of your Equinox impacts the cost of insurance, so the price to insure a Equinox LS 2WD will be $94 lower than the price to insure the more costly Equinox LTZ AWD trim level, as shown in the chart below.

Above prices assume married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Connecticut minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, homeowner, and multi-policy. Rate quotes do not factor in the specific area where the vehicle is garaged which can increase or decrease coverage prices substantially.

Finding out which company has the cheapest car insurance rates for a Chevrolet Equinox will require more work than just comparing rates from one or two companies.

Every insurance company has their own guidelines for determining rates, so let’s take a look at the lowest cost car insurance companies in Connecticut.

Lowest Insurance Price Quotes for Your Equinox

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Utica National normally has some of the lowest car insurance rates in Connecticut at around $965 each year. Travelers, Amica, USAA, and Nationwide also are some of the most economical Connecticut auto insurance companies.

As the example above demonstrates, if you currently buy coverage from Travelers and switched to Utica National, you may see an annual savings of in the neighborhood of $172. Customers with Amica might save as much as $242 a year, and USAA customers might lower prices by $306 a year.

To find out how much you can save, click here or quote rates from the companies below.

It’s important to note that these prices are averages for all types of drivers and the different vehicles they drive and do not factor in a specific rating modification for a Chevrolet Equinox. So the car insurance company that has the cheapest price for you may not even be featured in the company chart above. That emphasizes why you need to get rate quotes using your own driver information and specific vehicle type.

The diagram below demonstrates how deductible levels can raise or lower insurance prices when researching cheap insurance for a Chevrolet Equinox. The rate quotes are based on a married male driver, comprehensive and collision coverage, and no policy discounts are applied.

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As shown above, a 30-year-old driver could lower their policy premium by $318 a year by increasing from a $100 deductible to a $500 deductible, or save $484 by using a $1,000 deductible. Youthful drivers, like the age 20 example, could potentially save as much as $960 or even more just by choosing higher deductibles when buying full coverage.

When using a larger deductible, it will now be necessary to have additional funds in a savings account to be able to pay the extra out-of-pocket expense, which is the one inconvenience of using high deductibles.

Company comparison: Geico vs State Farm vs Allstate vs Progressive

If you are looking for the best insurance for an Equinox in Connecticut, the companies that insure more vehicles than anyone else are Geico, State Farm, Allstate, and Progressive. All of them offer physical damage and liability coverage, but each has a different combination of discounts, features, and options that may affect your buying decision. The next table shows price and claims rank as well as some different options that are available from each company.