How Much Does Insurance Cost for a Honda CR-V in Florida?

Whenever people write about auto insurance, the word affordable really shouldn’t be used anywhere in the article as a descriptor for auto insurance rates. It’s a simple fact that cheap car insurance for a Honda CR-V can be hard to find. But don’t let that discourage you, because we are going to show you some ways you can find car insurance that most people can afford.

The chances of buying the best cheap auto insurance for a Honda CR-V in Florida relies on a very complex rating algorithm that uses multiple factors like how long your commute is, if you have prior claims, and your choice of deductibles. Florida drivers will pay on average $850 per year for CR-V insurance, but that cost is an estimate calculated based on a 50-year-old single male driver that purchased comprehensive and collision coverage and $1,000 physical damage deductibles.

It’s highly likely that you are not exactly 50 years old and possibly not even male, possibly married instead of single, or maybe your CR-V is a different trim level than the example. Changing even a minor factor in rating criteria can make a big difference in price quotes.

Everyone has different rating factors, so the way we recommend to find the cheapest insurance price for your Honda is to take your time and compare rates from as many companies as possible.

Cheapest Honda CR-V Insurance Rates

The specific model of CR-V has an effect on the annual cost of coverage, so the price you will be charged to insure a CR-V LX 2WD will be $22 less than the price to insure the fancier CR-V EX-L 4WD model, as shown by the rates below.

Above prices assume single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Florida minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, multi-vehicle, and safe-driver. Estimates do not factor in specific garaging location which can revise prices considerably.

Selecting a high-quality car insurance provider is hard considering how many choices there are in Florida. The company ratings in the lists below can help you decide which car insurance providers to look at buying from.

The rankings below are only comprised of large nationwide companies, so companies that only write business in Florida or surrounding areas are not taken into consideration for the list. To compare prices from the insurers below and more, click this link.

Get discount Florida car insurance rates

Insurance providers that sell cheap insurance for a Honda CR-V in Florida could also offer premium discounts that can lower rates by as much as 35% if you are eligible. A few of the larger companies and some of the discounts are shown below.

The chart below illustrates the difference between auto insurance costs with and without discounts applied to the premium. The premium estimates are based on a female driver, no accidents or driving violations, Florida state minimum liability limits, full physical damage coverage, and $1,000 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with marriage, defensive driving course, multiple policy, safe-driver, homeowner, and anti-theft discounts applied. In this example, the the average yearly reduction on insurance for a Honda CR-V is % or $.

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How to find the cheapest auto insurance for a Honda CR-V

The list below details many money-saving ideas that can help Florida drivers quote the cheapest car insurance.

• Avoid speeding and other traffic citations and pay less
• Better credit scores save money
• Raise comprehensive and collision coverage deductibles
• Staying accident-free helps keep rates low
• Do not pay for full coverage on older vehicles
• Buy vehicles with five-star safety ratings
• Compare rates regularly to ensure the best deal

That last idea is incredibly important, as we emphasized in this article. Prices charged by auto insurers can change in a short period of time, so drivers shouldn’t be reluctant to switch to a new company if a more affordable price is available.

Many drivers prefer to stick with one company, but it isn’t a good idea if that devotedness results in you overpaying thousands of dollars over several years. Spend a few minutes and compare rates to find cheaper car insurance for a Honda CR-V.