How Much Does Insurance Cost for a Nissan Rogue in Missouri?

When discussing auto insurance, the word “cheap” shouldn’t be used anywhere in the article to describe car insurance rates. Regardless, cheap auto insurance for a Nissan Rogue is not easy to find. Don’t let that discourage you, because we are going to tell you how you can still get coverage that is more affordable than your current policy.

Your ability to find cheaper car insurance for a Nissan Rogue in Missouri hinges on dozens of factors such as how you use your Rogue, where your vehicle is garaged, and your policy deductibles. Drivers in Missouri pay an average rate of $820 every 12 months to buy Nissan Rogue insurance, but that amount is a valuation using rate data for a 40-year-old married male who needs full physical damage coverage and $100 policy deductibles.

It’s highly likely that you’re not a 40-year-old male, you might be single instead of married, or maybe you don’t qualify for the same discounts. There is no “one size fits all” policy, so your best chance at finding the most affordable coverage for your Nissan is to do a thorough rate comparison.

Find Cheaper Nissan Rogue Insurance

Vehicle trim level will have an impact the yearly cost, so the price you will pay to insure a Rogue S 2WD model will be $68 lower than the price to insure the more well-appointed Rogue SL AWD trim level, as shown by the rates below.

Premium data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Missouri minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, multi-vehicle, and claim-free. Premium amounts do not factor in your specific Missouri location which can affect coverage rates substantially.

Missouri insurance companies

Choosing a highly-rated car insurance company can be difficult considering how many different companies insure vehicles in Missouri. The information below could help you analyze which auto insurers to look at when shopping your coverage around.

The ratings below are for companies that insure vehicles across America, so companies that only write business in Missouri or surrounding areas are not included in these rankings. To compare prices from the insurers below and more, just click here.

Discount Missouri insurance

Insurance providers that provide cheap insurance for a Nissan Rogue in Missouri could also offer policy discounts that can reduce rates by 35% or more if you meet specific eligibility requirements. Popular insurance companies and their offered discounts are shown below.

The chart below compares premium costs with and without discounts applied to the premium. The premiums are based on a male driver, no claims or driving violations, Missouri state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows the price with no discounts. The second shows the rates with multiple vehicle, multiple policy, passive restraint, homeowner, safe-driver, and vehicle safety discounts applied. When drivers take advantage of discounts, the the amount saved on insurance for a Nissan Rogue is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 3543,2547],[‘Age 30’, 1805,1311],[‘Age 40’, 1801,1305],[‘Age 50’, 1639,1187],[‘Age 60’, 1585,1149],[‘Age 70’, 1933,1391]]);var options = {title: ‘Comparison of Insurance Rates for a Nissan Rogue’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Illustration showing the impact of accidents and violations

The best way to enjoy cheap insurance for a Nissan Rogue in Missouri is to be a careful driver and avoid accidents and traffic citations. The illustration below demonstrates how citations and at-fault fender-benders influence insurance rates for different age groups of insureds. The premiums assume a married male driver, comprehensive and collision coverage, $500 deductibles, and no additional discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and One Accident’],[‘Age 20’, 2479,2695,3299],[‘Age 30’, 1283,1495,2097],[‘Age 40’, 1243,1457,2059],[‘Age 50’, 1141,1357,1959],[‘Age 60’, 1123,1335,1941],[‘Age 70’, 1311,1525,2129]]);var options = {title: ‘Violations, Accidents, and Missouri Nissan Rogue Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Rogue in Missouri’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The chart shows that the average cost of a car insurance policy per year with no accidents and a clean driving record is $1,430. Factor in one speeding ticket and the average cost swells to $1,644, an increase of $214 each year. Then include one accident along with the one speeding ticket and the yearly cost of insurance for a Nissan Rogue goes up to an average of $2,247. That’s an increase of $817, or $68 per month, just for not keeping your driving record clean!

Geico, State Farm, Progressive, and Allstate: Who is best?

When researching insurance for a Rogue, the companies that insure more vehicles than anyone else are Geico, State Farm, Progressive, and Allstate. They all have a slightly different set of options and discounts that may influence your choice. The table below compares and contrasts some of the different options offered by each one.