How Much is Insurance for a Jeep Grand Cherokee in Kansas?

Our editors always tell us that when writing about car insurance, the word affordable should not appear anywhere to describe car insurance rates. Despite the oxymoron, cheap car insurance for a Jeep Grand Cherokee may be a thing of the past. But don’t despair, because we will tell you how you can quote car insurance that doesn’t break your budget.

Finding cheap insurance for a Jeep Grand Cherokee in Kansas hinges on a complicated formula that considers factors like your gender, whether or not you have had gaps between policies, and citations on your driving record. Kansas drivers pay an average rate of $950 annually to insure a Jeep Grand Cherokee, but that is a valuation based on rates for a 30-year-old married female with full physical damage coverage and $100 policy deductibles.

There is a good possibility you may not be 30 years old (or even female), maybe you are single instead of married, or you have a violation or two on your driving record. Even a slight change in rating factors or requested coverage amount can create big changes in the amount insurance costs for a Jeep Grand Cherokee.

This example demonstrates why the best way to find cheap car insurance rates for your Jeep is to do the rate comparisons yourself.

View Jeep Grand Cherokee Insurance Rates

Your Jeep’s trim level impacts the cost of insurance, so the cost to insure a Grand Cherokee Laredo 2WD model will be $108 less than the insurance cost for the high end Grand Cherokee SRT-8 4WD version, as shown below.

Above prices assume married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Kansas minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, homeowner, and multi-vehicle. Estimates do not factor in Kansas location which can impact premium rates considerably.

Selecting the top auto insurance company is difficult considering how many companies sell insurance in Kansas. The information below can help you pick which coverage providers you want to consider when shopping your coverage around. The ratings below only include large, nationwide insurance companies, so companies that may only write in Kansas are not taken into consideration for these rankings.

Top 10 Major Auto Insurers Overall in Kansas

1. USAA
2. 21st Century
3. GEICO
4. Nationwide
5. AAA Insurance
6. Liberty Mutual
7. Safeco Insurance
8. State Farm
9. Travelers
10. American Family

Top Companies for Jeep Grand Cherokee Insurance in Kansas

Liability rates compared to full coverage

Finding cheap insurance for a Jeep Grand Cherokee in Kansas is probably important to most people, and one of the easiest ways to save on the cost of insurance is to not insure for full coverage. The illustration below shows the comparison of annual premium costs with and without full coverage. The information is based on no accidents or driving violations, $1,000 deductibles, single marital status, and no discounts are applied to the premium.

google.charts.setOnLoadCallback(drawFclqcibChart);function drawFclqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Full Coverage with $1,000 Deductibles’, ‘Liability Only’],[‘Age 20’, 2599,1021],[‘Age 30’, 1361,563],[‘Age 40’, 1331,521],[‘Age 50’, 1217,489],[‘Age 60’, 1181,481],[‘Age 70’, 1461,641]]);var options = {title: ‘Savings of Only Insuring for Liability’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9′,’#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Jeep Grand Cherokee in Kansas’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibfcl’));chart.draw(data, options);}

If averaged for all ages, comp and collision coverage costs an extra $1,525 per year over and above liability coverage. Many drivers will wonder if paying for full coverage is worth it. There is no set guideline for excluding comp and collision coverage, but there is a guideline you can consider. If the yearly cost of full coverage is 10% or more of any settlement you would receive from your insurance company, then it’s probably a good time to buy liability coverage only.

Get discounts on Kansas car insurance

Auto insurance companies that offer cheap insurance for a Jeep Grand Cherokee in Kansas may also provide policy discounts that could reduce prices by as much as 40% or more if you qualify. The best insurance companies and the discounts they provide are shown below.

The information below compares insurance costs with and without policy discounts. The costs are based on a female driver, no claims or violations, Kansas state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second bar shows the rates with safe-driver, vehicle safety, marriage, homeowner, accident-free, and defensive driving course discounts applied. When these discounts are applied, the the amount saved on insurance for a Jeep Grand Cherokee is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2261,1627],[‘Age 30’, 1543,1119],[‘Age 40’, 1439,1043],[‘Age 50’, 1259,913],[‘Age 60’, 1217,883],[‘Age 70’, 1427,1033]]);var options = {title: ‘Comparison of Insurance Rates for a Jeep Grand Cherokee’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Jeep Grand Cherokee’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}