How Much is Insurance for a Jeep Grand Cherokee in Wisconsin?

The chances that you’ll find the best cheap coverage for a Jeep Grand Cherokee in Wisconsin relies on a complicated formula that considers factors like if you are married or single, your credit rating, and driving violations and tickets. Wisconsin drivers pay on average $950 per year to insure a Jeep Grand Cherokee, but that amount is based on rate data for a 30-year-old single female driver who purchased full coverage and $100 physical damage deductibles.

The problem with using this number is the good chance you are not 30 and maybe not even a female, maybe you are married instead of single, and there is a good chance that other rated drivers impact the rate. What seems to be a minor change in the factors used to determine rates can make a big difference in rates.

Car insurance coverage is unique to each driver, so this is why the most reliable way to find the most affordable coverage for your Jeep is to compare rates from as many companies as possible. To cut your rates now, get a free quote and you can get prices from some of the best insurers that offer coverage in Wisconsin.

Insure Your Jeep for Less

The trim level of your Jeep impacts the yearly cost, so the rate you will pay to insure a Grand Cherokee Laredo 2WD trim level will be $106 lower than the insurance cost for the high end Grand Cherokee SRT-8 4WD model, as shown in the prices below.

Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, safe-driver, and homeowner. Premium amounts do not factor in specific garaging location which can decrease or increase price quotes substantially.

Finding decent, low-priced car insurance is confusing at best, and determining which companies offer the cheapest insurance rates for a Jeep Grand Cherokee involves even more perseverance.

Every car insurance company has a different formula for determining rates in each state, so we’ll go over the insurance companies with the overall best prices in Wisconsin.

Cheap Insurance Rates for Your Jeep

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USAA may have some of the best car insurance rates in Wisconsin at around $604 each year. Partners Mutual, Erie, Rockford Mutual, and Pekin Insurance are also some of the best Wisconsin auto insurance companies.

As the example above demonstrates, if you buy coverage from Pekin Insurance and switched to Partners Mutual, you might achieve yearly savings of in the neighborhood of $113. Drivers with Rural Mutual Insurance may save as much as $117 a year, and Integrity Mutual insureds might lower prices by up to $130 a year.

To get a fast rate comparison, click here to get a free quote or feel free to get quotes from the companies below.

Be aware that those rates are averages for all types of insureds and vehicles and are not factoring in a specific rate value for a Jeep Grand Cherokee. So the insurer that is best suited for you may not even be in the chart above. That helps illustrate why you need to compare rates from multiple companies using your own specific driver and vehicle information.

Discounts on cheap insurance for a Jeep Grand Cherokee in Wisconsin

Insurance providers that provide coverage for a Jeep Grand Cherokee may provide rate discounts that could lower prices by as much as 25% or more if you are eligible. A few popular companies and some of the discounts are detailed below.

• GEICO has discounts for emergency military deployment, federal employee, defensive driver, anti-lock brakes, multi-policy, and anti-theft.
• MetLife offers discounts for defensive driver, accident-free, multi-policy, good student, good driver, claim-free
• Progressive may offer discounts for homeowner, online signing, multi-vehicle, multi-policy, and good student.
• Travelers offers discounts including multi-policy, home ownership, payment discounts, driver training, and IntelliDrive.
• SAFECO may include discounts for anti-theft, safe driver, teen safety rewards, homeowner, and accident prevention training.
• AAA discounts include multi-policy, good driver, multi-car, good student, education and occupation, and pay-in-full.

The example below illustrates the difference between insurance costs with and without discounts. The data is based on a female driver, no claims, a clean driving record, Wisconsin state minimum liability limits, full coverage, and $1,000 deductibles.

The first bar for each age group shows premium with no discounts. The second bar shows the rates with safe-driver, marriage, defensive driving course, accident-free, passive restraint, and homeowner discounts applied. In this example, the average savings per year on insurance for a Jeep Grand Cherokee is 28% or $325.

Allstate, Geico, Progressive, or State Farm: Who is best?

If you want the best insurance for a Grand Cherokee in Wisconsin, the top insurers to get price quotes from are Allstate, Geico, Progressive, and State Farm. The data below ranks price, claims, and customer service ratings, as well as some optional coverages you can buy with each company.