Who Has Cheap Auto Insurance Quotes for Good Drivers in Rhode Island?

The vehicle model on the policy is a large factor when quoting low-cost car insurance for good drivers. Vehicles with more horsepower, poor safety ratings, or a history of substantial liability claims will cost substantially more to insure than safer, lower-performance models. The information below outlines insurance prices for some of the most cost-effective automobiles to buy insurance for.

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Rhode Island minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Information does not factor in Rhode Island location which can lower or raise price quotes substantially.

Based upon the table data, you can presume that models like the Honda Accord, Honda CR-V, Subaru Forester, and Toyota Prius are most likely going to be some of the most budget-friendly vehicles to insure for safe drivers.

Finding reliable, budget auto insurance is not the easiest thing to do, and determining which company has the lowest-priced auto insurance rates for good drivers will involve even more diligence. Insurance rates will most likely be slightly less expensive than the average price in Rhode Island due to the potentially lower risk associated with offering coverage for safe drivers. Cost-effective insurance should be achievable from a lot of different insurance providers.
Every insurance provider uses slightly different criteria for determining prices, so we need to take a look at the most competitive auto insurance companies in Rhode Island.

It’s important to know that Rhode Island auto insurance rates are based on many factors which can significantly increase or decrease the cost of having a policy. Improving your credit rating, buying another vehicle, or getting a few speeding tickets can trigger changes in premium resulting in some companies being higher-priced than before.

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USAA may have some of the cheapest car insurance rates in Rhode Island at around $719 per year. State Farm, Travelers, Amica, and Progressive also rank well as some of the cheaper Rhode Island auto insurance companies.

In the rate table above, if you currently have a policy with Travelers and switched to USAA, you may realize a yearly price reduction of about $503. Drivers with Amica could save as much as $733 a year, and Progressive insureds might lower prices by $810 a year.

To see if you’re overpaying, click here to start your free quote or visit several of the following companies.

Be aware that those prices are averaged for all types of insureds and vehicles and do not factor in a rate decrease for good drivers. So the auto insurance company that has the lowest price for you may not even be in the rate chart shown above. That helps illustrate why you need to compare rates from multiple companies using your own specific driver information and vehicle.

When buying insurance for safe drivers, one of the key things that help determine the annual cost of car insurance is where you keep your vehicle. Larger areas like Providence, Pawtucket, and East Providence tend to have higher auto insurance costs, whereas areas with fewer weather claims and lower vehicle theft rates receive better rates.

The table below ranks the priciest cities in Rhode Island for good drivers to buy an auto insurance policy in.

Price information shown is estimated as the specific geographic location can modify premium rates considerably.

Is the best company Allstate, State Farm, Progressive, or Geico?

If you are shopping around for auto insurance for safe drivers in Rhode Island, four companies to consider are Allstate, State Farm, Progressive, and Geico. The table below ranks pricing and service ratings, as well as optional policy coverages that are available from each company.