Who Has Cheap Auto Insurance Quotes for Teenagers in Maine?

The words “affordable” and “auto insurance” really shouldn’t be used together, in particular when looking for the cheapest car insurance for teenagers. Because it’s so expensive, let’s open your eyes to a few of the things that have an effect on car insurance prices, and figure out some ways to take the sting out of your next policy.

The vehicle model you are insuring is one of the largest factors that determines whether or not you find affordable coverage for teenagers. Vehicles with high performance engines, poor safety features, or a history of substantial liability claims will cost more to insure than more modest models.

The data below showcases insurance prices for the more afforable vehicles to insure.

Table data assumes single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Maine minimum liability limits. Discounts applied include claim-free, and safe-driver. Prices do not factor in vehicle garaging location which can affect price quotes substantially.

Data rating is based on single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Maine minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate quotes do not factor in specific location which can alter price quotes considerably.

Data rating is based on single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Maine minimum liability limits. Discounts applied include safe-driver, and claim-free. Table data does not factor in specific Maine garaging location which can alter prices substantially.

Comparing quotes for cost effective insurance is not easy, and finding out which company quotes the cheapest insurance rates for teenagers will require even more work. Premiums may be significantly pricier than the average rate in Maine due to the additional risk associated with offering coverage for teen drivers, but competitively-priced coverage may be achievable if you do a thorough comparison.

Each insurer has their own guidelines to determine rates, so let’s take a look at the insurance companies with the overall best prices in Maine.

Best Car Insurance Prices for Teens

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Travelers quotes some of the most affordable car insurance rates in Maine at around $606 each year. USAA, Countryway Insurance, Vermont Mutual, and Patriot also rank well as some of the lowest-priced Maine car insurance companies.

In this example, if you are a policyholder with Vermont Mutual and switched to Travelers, you might achieve an annual premium reduction of roughly $94. Maine drivers with Patriot could save as much as $111 a year, and The Hartford policyholders might reduce prices by as much as $114 a year.

To get a fast rate comparison, click here to start your custom quote or quote rates from the companies below.

Be aware that those estimates are averaged across all types of drivers and the different vehicles they drive and and are not figured with a rate increase for teenagers. So the insurer that has the cheapest rates for you may not even be included in the rate chart shown above. That’s why you need to compare rates from multiple companies using your own personal information and vehicle type.

Discounts on cheap auto insurance for teenagers in Maine

Insurance providers that provide policies for teenagers may also offer premium discounts that could lower prices by as much as 35% if you meet eligibility requirements. Popular insurance companies and some of the premium reductions they offer are detailed below.

The diagram below visualizes the comparison of annual premium costs with and without discounts applied. The data is based on a male driver, no violations or accidents, Maine state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with vehicle safety, anti-theft, passive restraint, good student, paid-in-full, and paperless filing discounts applied. When discounts are factored in, the average savings per year on insurance for teenagers is 43% or $850.

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What is the best insurance company in Maine?

Selecting the top insurer can be challenging considering how many companies are available to choose from in Maine. The company ratings in the lists below could help you analyze which auto insurers you want to consider when comparing insurance rates for teenagers.

The rankings below are only comprised of major nationwide insurance companies, so companies that have a smaller presence are not included in this list. To compare price quotes from the insurers below and more, simply click here.

Does Progressive, Geico, Allstate, or State Farm have the cheapest car insurance?

If you’re looking for the best auto insurance for teen drivers in Maine, some of the first companies to look at are Progressive, Geico, Allstate, and State Farm. When combined, they insure 48.5% of all car insurance policies in America. The data below ranks price, claims, and customer service ratings, as well as some optional coverages you can expect with each one.