Who Has Cheap Insurance for a Chevrolet Equinox in Delaware?

Our editors have a joke that when writing about car insurance, the word cheap should never appear anywhere in the article. Notwithstanding, cheap car insurance for a Chevrolet Equinox may be a thing of the past. Don’t let that get you down, though, because we will tell you how you can quote and buy insurance that is cheaper than what you have now.

Whether or not you can find the cheapest car insurance for a Chevrolet Equinox in Delaware hinges on a fairly complex equation with a lot of factors like the age of the Equinox, your current insurance company, and your choice of physical damage deductibles. Drivers in Delaware on average pay approximately $970 per year for Equinox insurance, but that is a ballpark figure based on cost data for a 30-year-old married male driver that wants full comprehensive and collision coverage and $1,000 policy deductibles.

The issue with using an average estimated rate is the likelihood you are not 30 years old and maybe not even male, possibly single instead of married, and there is a good chance that you need different coverage limits than the exampe. Not everyone needs the same coverages, so the most reliable way to find cheap insurance prices for your Chevrolet is to shop your policy around every couple of years.

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Your vehicle’s trim level tends to impact the yearly cost, so the price you pay to insure a Equinox LS 2WD trim level will be $84 cheaper than the price to insure the more costly Equinox LTZ AWD trim level, as demonstrated by the prices below.

Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Delaware minimum liability limits. Discounts applied include safe-driver, multi-policy, multi-vehicle, homeowner, and claim-free. Information does not factor in garaging location in Delaware which can lower or raise auto insurance rates noticeably.

Best car insurance in Delaware

Picking the highest-rated auto insurance company can be difficult considering how many different companies there are to choose from in Delaware. The company ratings below can help you analyze which companies to look at purchasing coverage from. These ratings are only made up of large, nationwide insurance companies, so companies that may only write in Delaware are not factored into this list.

Top 10 Major Auto Insurance Providers in Delaware Ranked by A.M. Best Rating

1. Travelers – A++
2. USAA – A++
3. GEICO – A++
4. State Farm – A++
5. Titan Insurance – A+
6. Esurance – A+
7. Progressive – A+
8. Nationwide – A+
9. The Hartford – A+
10. Allstate – A+

Top Companies for Chevrolet Equinox Insurance in Delaware

Types of discounts on Delaware insurance

Car insurance companies that offer cheap insurance for a Chevrolet Equinox in Delaware may have rate discounts that could potentially reduce rates by as much as 30% if you are eligible to receive them. Large car insurance companies and the discounts they provide are:

• Progressive may include discounts for online quote discount, good student, multi-policy, multi-vehicle, homeowner, and online signing.
• Farmers Insurance offers premium reductions for alternative fuel, early shopping, switch companies, mature driver, and electronic funds transfer.
• Farm Bureau offers discounts including good student, renewal discount, driver training, 55 and retired, safe driver, and multi-policy.
• State Farm may offer discounts for multiple policy, Drive Safe & Save, multiple autos, good student, and defensive driving training.
• GEICO has savings for seat belt use, daytime running lights, air bags, emergency military deployment, five-year accident-free, defensive driver, and membership and employees.
• SAFECO may have discounts that include safe driver, anti-theft, homeowner, accident prevention training, anti-lock brakes, teen safe driver, and multi-car.
• Liberty Mutual offers discounts for multi-car, hybrid vehicle, safety features, exclusive group savings, multi-policy, and teen driver discount.

The chart below shows the comparison of insurance premiums with and without discounts applied to the policy premium. The premiums are based on a male driver, no claims or violations, Delaware state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with multiple vehicle, multiple policy, defensive driving course, safe-driver, vehicle safety, and passive restraint discounts applied. When these discounts are applied, the the amount saved on car insurance for a Chevrolet Equinox is 28% or $563.

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State Farm, Geico, Progressive, or Allstate: Who is cheapest?

When it comes to buying insurance for an Equinox in Delaware, four companies to take a look at are State Farm, Geico, Progressive, and Allstate. When added together, they make up 48.5% of all vehicles in the U.S.. The table below rates some of the different features you can expect with each one.