Who Has Cheap Insurance for a Ford Edge in Kentucky?

Who Has Cheap Insurance for a Ford Edge in Kentucky?

The chances of finding the best cheap insurance for a Ford Edge in Kentucky is dependent upon lots of different factors such as whether you use your Edge for business use, the likelihood of your vehicle being stolen, and your choice of physical damage deductibles. Drivers on average pay approximately $1,030 annually to insure their Edge, but that amount is a projection assuming a 40-year-old single female driver who requires full coverage including both comprehensive and collision and $500 deductibles.

There is a really good chance that you aren’t exactly 40 years old or even a female, maybe you are married instead of single, or maybe you are just looking for cheap liability insurance. Not everyone needs the same coverages, so the only way to find cheap car insurance rates for your Ford is to do the rate comparisons yourself.

View Ford Edge Insurance Rates

The specific model of Edge has an effect on the cost of insurance, so the price you will pay to insure a Edge SE 2WD model will be $162 less than the price to insure the more costly Edge Sport AWD model, as shown in the chart below.

Ford Edge Insurance Rates in Kentucky
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Edge SE 2WD $172 $318 $424 $26 $128 $1,068 $89
Edge SE AWD $172 $388 $424 $26 $128 $1,138 $95
Edge SEL 2WD $172 $388 $424 $26 $128 $1,138 $95
Edge Limited 2WD $172 $388 $424 $26 $128 $1,138 $95
Edge SEL AWD $172 $388 $424 $26 $128 $1,138 $95
Edge Limited AWD $196 $456 $424 $26 $128 $1,230 $103
Edge Sport 2WD $196 $456 $424 $26 $128 $1,230 $103
Edge Sport AWD $196 $456 $424 $26 $128 $1,230 $103
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Table data represents single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Kentucky minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, homeowner, and multi-policy. Estimates do not factor in specific Kentucky garaging location which can change insurance rates noticeably.

Buying coverage from the right auto insurance company is difficult considering how many companies provide coverage in Kentucky. The information listed below may help you choose which car insurance providers to look at comparing price quotes from.

These ratings are for large insurance companies, so smaller companies are not included in the list. If you wish to compare prices from the most competitive companies in Kentucky, click here.

Top 10 Large Car Insurance Companies in Kentucky Ranked by Customer Satisfaction

  1. USAA – 91%
  2. AAA Insurance – 90%
  3. Esurance – 90%
  4. Nationwide – 89%
  5. Travelers – 88%
  6. Progressive – 88%
  7. Safeco Insurance – 88%
  8. State Farm – 88%
  9. Allstate – 88%
  10. The Hartford – 87%

Top Companies for Ford Edge Insurance in Kentucky

Discounts on cheap insurance for a Ford Edge in Kentucky

Insurance for an Edge in KentuckyInsurance companies that offer quotes for a Ford Edge may also give you price discounts that may potentially lower prices by 25% or more if you meet eligibility requirements. Large insurance companies and their offered discounts are:

Car Insurance Discounts Available
Discount Geico Allstate State Farm Progressive Liberty Mutual Farmers
Multiple policies Yes Yes Yes Yes Yes Yes
Multi-vehicle Yes No Yes Yes Yes Yes
Theft prevention Yes Yes Yes Yes Yes Yes
Safe vehicle Yes Yes Yes No Yes No
Passive restraint Yes Yes Yes No Yes Yes
New vehicle No Yes Yes No No Yes
Hybrid vehicle No Yes No No Yes Yes
Safe driver Yes Yes Yes Yes No Yes
Defensive driver Yes Yes Yes Yes No Yes
Active duty military Yes No Yes Yes No Yes
Occupational Yes No No No Yes Yes
Full payment Yes Yes No Yes Yes Yes
Paperless billing Yes Yes No Yes Yes Yes
Customer loyalty No No Yes Yes No Yes
Good grades Yes Yes Yes Yes Yes Yes
Distant student No Yes Yes Yes Yes Yes
Own home No No No Yes No Yes
Seat belt usage Yes No No No No No
Online rate quote No No No Yes No No
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The illustration below shows the difference between yearly insurance costs with and without discounts applied to the premium. The premium estimates are based on a female driver, a clean driving record, no at-fault accidents, Kentucky state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with defensive driving course, marriage, accident-free, anti-theft, multiple policy, and claim-free discounts applied. When drivers qualify for the discounts, the the average yearly reduction on insurance for a Ford Edge is % or $.

State Farm vs Allstate vs Geico vs Progressive

If you are shopping around for insurance for an Edge, four companies to definitely compare rates with are State Farm, Allstate, Geico, and Progressive. When added together, they make up over 45% of the entire U.S. auto insurance market. Each one has unique options and discounts that buyers can select from. The data below shows ratings for price and service, as well as some optional coverages that may be available in your state.

Largest Car Insurance Companies Compared
State Farm Allstate Geico Progressive
Discounts Offered 3rd 1st 2nd 4th
Price Rank 2nd 4th 1st 3rd
Client Satisfaction 4th 2nd 1st 3rd
Claims Handling 2nd 1st 3rd 4th
U.S. market share 18.3% 10% 11.4% 8.8%
A.M. Best financial rating A++ A+ A++ A+
Standard & Poor’s financial rating AA AA- AA+ AA
Emergency roadside assistance Yes Yes Yes Yes
Rideshare coverage Yes Yes Yes Yes
Accident forgiveness coverage No Yes Yes Yes
Rate for vehicle usage Yes Yes No Yes
Mechanical breakdown insurance No No Yes Yes
New car replacement No Yes No No
Available in Kentucky Yes Yes Yes Yes
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