Who Has Cheap Insurance for a Nissan Altima in Nebraska?

Your chances of buying cheaper car insurance for a Nissan Altima in Nebraska is contingent on a complicated equation that takes into consideration things like how many years you have been driving, the likelihood of vehicle theft, and if you have tickets or violations. Nebraska drivers will pay around $1,340 annually for Altima insurance, but that price is a projection using a 30-year-old single female driver who needs comprehensive and collision coverage and $100 policy deductibles.

It’s highly likely you are not 30 and possibly not even female, you might be married instead of single, or maybe your driving record isn’t squeaky clean. There is no one cookie-cutter policy that works for everyone, so the only real way to find cheap insurance rates for your Nissan is to get into the habit of shopping around regularly.

Cheapest Nissan Altima Insurance Rates

The trim level of your Nissan will be a contributing factor to the cost of coverage, so the price you pay to insure a Altima 2.5 4-Dr Sedan trim level will be $314 less than the price to insure the high end Altima 3.5 SR 2-Dr Coupe version, as shown in the table below.

Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Nebraska minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, safe-driver, and multi-vehicle. Premium costs do not factor in specific location which can raise or lower premium rates noticeably.

Finding out which company quotes the lowest-priced car insurance rates for a Nissan Altima takes a little more sweat in order to find the lowest price. Each insurer uses their own method for filing rates in each state, so let’s look at the rankings for the lowest cost car insurance companies in Nebraska.

It’s important that you understand Nebraska car insurance rates are impacted by many things that will increase or decrease the price you have to pay for coverage. Simply having another birthday, buying a different vehicle, or getting a ticket for careless driving can cause premium changes that can now make some companies cheaper than competitors.

Best Car Insurance Prices for Your Altima

Click to Compare Rates Now

Safeco normally has some of the cheapest car insurance rates in Nebraska at around $788 annually. The Hartford, Auto-Owners, Allied, and Farm Bureau Mutual also rank well as some of the most economical Nebraska auto insurance companies.

As illustrated above, if you currently buy coverage from Allied and switched to The Hartford, you may see yearly savings of in the neighborhood of $92. Policyholders with Farm Bureau Mutual could save as much as $163 a year, and Farmers Mutual of Nebraska policyholders might reduce prices by as much as $172 a year.

To find cheap insurance for a Nissan Altima in Nebraska for your vehicle, click here to start your custom quote or click several companies below for low rates.

Bear in mind that those premium estimates are averaged across all types of insureds and vehicles and and are not calculated with a specific rate value for a Nissan Altima. So the insurer that fits your age and vehicle best may not even be shown in the above list. That emphasizes why you need to get quotes using your own personal information and vehicle type.

Types of discounts on Nebraska auto insurance

Insurers that offer cheap insurance for a Nissan Altima in Nebraska could also offer policy discounts that could reduce prices by as much as 35% if you are eligible for them. A list of companies and some of the premium reductions they offer are outlined below.

The chart below illustrates the comparison of car insurance costs with and without some available policy discounts. The information is based on a female driver, no tickets, no at-fault accidents, Nebraska state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows the average annual price with no discounts. The second shows the rates with marriage, defensive driving course, passive restraint, multiple policy, homeowner, and safe-driver discounts applied. When discounts are applied, the average amount saved each year on car insurance for a Nissan Altima is 34% or $1,010.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 3061,2207],[‘Age 30’, 2119,1537],[‘Age 40’, 1963,1423],[‘Age 50’, 1717,1245],[‘Age 60’, 1659,1205],[‘Age 70’, 1935,1397]]);var options = {title: ‘Insurance Premium Comparison for a Nissan Altima’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Altima’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Drive safe and save

The easiest method to find the most affordable car insurance rates for an Altima is to drive attentively and maintain a clean driving record. The illustration below highlights how speeding tickets and fender-benders can increase insurance costs for each age group. The rate quotes are based on a married female driver, comp and collision included, $500 deductibles, and no discounts are applied.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and One Accident’],[‘Age 20’, 2111,2727,3353],[‘Age 30’, 1467,2083,2707],[‘Age 40’, 1457,2071,2695],[‘Age 50’, 1279,1897,2525],[‘Age 60’, 1217,1835,2459],[‘Age 70’, 1317,1933,2561]]);var options = {title: ‘Violations, Accidents, and Nebraska Nissan Altima Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Altima in Nebraska’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the example above, the average cost of an auto insurance policy in Nebraska per year with no accidents or violations is $1,475. Get written up for two speeding tickets and the average cost increases to $2,091, an increase of $616 each year. Now add in one accident along with the two speeding tickets and the annual cost of car insurance for a Nissan Altima increases to an average of $2,717. That’s an increase of $1,242, or $104 per month, just for being a little careless behind the wheel!

Does Allstate, Geico, State Farm, or Progressive have the cheapest car insurance?

When comparing rates for insurance for an Altima in Nebraska, the top insurers to get price quotes from are Allstate, Geico, State Farm, and Progressive. All four can cover your vehicle for liability and physical damage, but each one has a little bit different set of discounts and options that add value to each policy. The table below points out some of the different options and features that are available from each company.