Who Has Cheap Insurance Quotes for a Ford F-150 in Alaska?

The odds of finding the best cheap insurance for a Ford F-150 in Alaska depends on dozens of factors such as whether the vehicle is new, whether you are claim-free, and physical damage deductibles. Drivers in Alaska on average will pay $790 each year to buy Ford F-150 insurance, but that is using cost data for a 30-year-old married female that included comprehensive and collision coverage and $500 physical damage deductibles.

This brings up the issue that more than likely you are not a 30-year-old female, you might be single instead of married, and maybe your F-150 is older and does not require full coverage. Auto insurance is not the same for everyone, so the best method for finding cheap insurance rates for your Ford is to do the rate comparisons yourself. Compare rate quotes now and you will be able to compare rates from the best companies available.

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The specific model of F-150 can impact the insurance rate, so the price you will be charged to insure a F-150 XL Regular Cab 2WD model will be $214 cheaper than the insurance cost for the more well-appointed F-150 Lariat Crew Cab Platinum 4WD version, as shown below.

Data rating is based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Alaska minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Information does not factor in Alaska location which can alter auto insurance rates considerably.

Alaska auto insurance company ratings

Ending up with a good quality auto insurance provider can be rather challenging considering how many companies sell coverage in Alaska. The ranking information in the next section may help you select which insurers you want to consider buying from.

The ratings below are for companies with a national presence, so companies with more of a regional focus will not be included in these rankings. To check rates and find the cheapest rates for a Ford F-150, just click here.

Top 10 Major Auto Insurance Companies in Alaska Ranked by Customer Service

1. State Farm
2. GEICO
3. The Hartford
4. Progressive
5. The General
6. Allstate
7. American Family
8. AAA Insurance
9. Liberty Mutual
10. Farmers Insurance

Top 10 Major Auto Insurance Companies Overall in Alaska

1. USAA
2. American Family
3. State Farm
4. The Hartford
5. AAA Insurance
6. GEICO
7. The General
8. Progressive
9. Allstate
10. Liberty Mutual

Top Companies for Ford F-150 Insurance in Alaska

Discounts on cheap insurance for a Ford F-150 in Alaska

Insurance providers that offer quotes for a Ford F-150 may additionally offer rate discounts that could potentially reduce rates by 35% or more if you qualify. Large auto insurance companies and a summarized list of policyholder discounts are outlined below.

The example below illustrates the difference between car insurance rates with and without policy discounts. The rates are based on a female driver, no claims or driving violations, Alaska state minimum liability limits, comp and collision included, and $500 deductibles.

The first bar for each age group shows the price with no discounts. The lower bar shows the rates with safe-driver, passive restraint, multiple policy, defensive driving course, vehicle safety, and claim-free discounts applied. When discounts are factored in, the average amount saved each year on auto insurance for a Ford F-150 is 39% or $744.

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Progressive, Allstate, Geico, or State Farm: Who is best?

When comparing rates for insurance for a F-150 pickup in Alaska, probably the best companies to start with are Progressive, Allstate, Geico, and State Farm. If you add them together, they insure 48.5% of the entire U.S. car insurance market. Each one has a slightly different set of options and discounts that may influence which company you choose. The data below ranks some of the different options you can buy with each company.

Who has the cheapest Ford F-150 insurance quotes?

There are many ways to find lower-cost auto insurance in Alaska, but the three most common methods are using an independent insurance agent, a captive (or exclusive) agency like State Farm or Auto-Owners, or from a direct company like Progressive or Geico. Each way has the same basic steps, but each is slightly different in how they function.

Independent agencies write for multiple companies and can do rate comparisons with every one. These types of agents are usually affiliated with several companies and can quote rates with many companies, which may give you a better comparison. If a cheaper rate is found, your agent can switch companies without you having to go to a different agency.

Exclusive agents are contracted to a single company like Liberty Mutual and Allstate agents. This type of agents cannot compare other company’s rates, so you might not find the best rates.

Drivers who opt to buy auto insurance direct do not use an exlusive or independent agent and buy direct from companies such as Geico or Progressive. Shopping direct may be good for families who have lower risk management needs and have an above average understanding of how auto insurance works and possible exclusions.

Which method is best for finding cheap insurance for a Ford F-150 in Alaska? The majority of auto insurance shoppers assume that buying direct yields the cheapest rates because there are no middleman commissions, but unfortunately, it’s not that simple. It would also be easy to say buying auto insurance from an independent agent guarantees the cheapest rates since they have more companies to choose from, but that assumption is also not necessarily accurate. In the right set of circumstances, the exclusive agents have coverage prices that are impossible to beat.

Since auto insurance prices vary so much, the best way to buy the cheapest policy is to compare, compare, and compare some more. Make the effort to get quotes from all three types to give yourself plenty of rates to compare. For a list of companies with online discounts, click here to view.