Who Has Cheap Insurance Quotes for a Toyota Camry in Pennsylvania?

The odds of finding cheap insurance for a Toyota Camry in Pennsylvania relies on many factors such as age of the driver, if you have ever let your policy lapse, and your choice of deductibles. Drivers pay on average $660 a year for Camry insurance, but that is a projection based on a 50-year-old married male with both comprehensive and collision coverage and $1,000 physical damage deductibles.

There is a good possibility you are not 50 and maybe not even a male, possibly single instead of married, or maybe you prefer to not insure for full coverage. Using even a minor difference in rating factors can cause big differences in the cost of coverage for a Toyota Camry.

Insurance rates are unique for each driver, so the most reliable way to find cheap insurance prices for your Toyota is to comparison shop your policy at every renewal or at least every couple of years.

Save Now on Camry Insurance

Your Toyota’s trim level will be a contributing factor to the yearly cost, so the rate you pay to insure a Camry LE model will cost $114 less than the insurance cost for the more costly Camry Hybrid model, as shown below.

Prices above based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Estimates do not factor in the specific area where the vehicle is garaged which can change rates substantially.

Best insurance in Pennsylvania

Ending up with a good quality company is hard considering how many companies there are to choose from in Pennsylvania. The ranking data shown next could help you decide which car insurance providers you want to consider when comparing rate quotes.

The rankings below are only comprised of the largest auto insurers in America, so companies that only write business in Pennsylvania or surrounding areas are not taken into consideration for these rankings. To compare price quotes from these and other competitive companies, just click here.

Top 10 Major Auto Insurance Providers Overall in Pennsylvania

1. The General
2. Titan Insurance
3. The Hartford
4. Progressive
5. Travelers
6. State Farm
7. Farmers Insurance
8. Erie Insurance
9. Safeco Insurance
10. USAA

Top 10 Major Auto Insurance Providers in Pennsylvania Ranked by Customer Satisfaction

1. Titan Insurance – 93%
2. The Hartford – 93%
3. The General – 91%
4. Progressive – 90%
5. 21st Century – 89%
6. USAA – 87%
7. Erie Insurance – 87%
8. State Farm – 87%
9. Travelers – 87%
10. Safeco Insurance – 86%

Top Companies for Toyota Camry Insurance in Pennsylvania

Get discounts on Pennsylvania car insurance rates

Insurance providers that sell cheap insurance for a Toyota Camry in Pennsylvania may also offer premium discounts that can lower rates by 40% or more if you are eligible. Larger insurance companies and their possible discounts are included below.

• GEICO offers discounts for air bags, military active duty, anti-theft, good student, federal employee, and emergency military deployment.
• MetLife offers premium reductions for claim-free, accident-free, defensive driver, good driver, multi-policy, and good student.
• State Farm may include discounts for accident-free, anti-theft, multiple policy, student away at school, passive restraint, good student, and multiple autos.
• Progressive may offer discounts for online signing, multi-policy, multi-vehicle, good student, online quote discount, and continuous coverage.
• Mercury Insurance offers discounts including good student, accident-free, annual mileage, good driver, multi-car, and low natural disaster claims.
• 21st Century has discounts for good student, defensive driver, automatic seat belts, 55 and older, and air bags.
• Allstate policyholders can earn discounts including farm vehicle, EZ pay plan discount, senior citizen, passive restraint, premier discount, multi-policy, and FullPay discount.

The example below illustrates the comparison of yearly insurance costs with and without discounts applied to the policy premium. The data is based on a female driver, no accidents or driving violations, Pennsylvania state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows the average annual price with no discounts. The second shows the rates with homeowner, passive restraint, claim-free, vehicle safety, defensive driving course, and marriage discounts applied. When discounts are applied, the average amount saved each year on insurance for a Toyota Camry is 28% or $586.

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Which major car insurance company is best?

When researching insurance for a Camry in Pennsylvania, four companies to definitely compare rates with are Progressive, Allstate, Geico, and State Farm. Each company has unique features and discounts that buyers can choose from. The following table compares price, claims, and customer service ratings, as well as some optional coverages .

How to find the cheapest car insurance for a Toyota Camry

It is possible to find better rates, and here are some of the recommended penny-pinching suggestions that can help Pennsylvania drivers get cheap auto insurance.

• Try paying for small claims out-of-pocket
• Be a safe driver
• Drive attentively and avoid accidents
• Improve your credit rating
• Buy a car with high safety ratings
• Compare rates regularly and switch companies to save money

The last item on the list is especially important, as we discussed in the prior information. Auto insurance prices go up and down frequently, so drivers shouldn’t be resistant to buy a policy from a new company if a cheaper price is available. Having a favorite company is fine, but it isn’t a good idea if that loyalty ends up costing big bucks every year. It only take a few minutes to shop around and find cheaper insurance for a Toyota Camry.