Who Has the Cheapest Insurance Quotes for a Nissan Rogue in Alaska?

Whether or not you can find cheaper coverage for a Nissan Rogue in Alaska depends on a complex formula that factors things such as when you were born, your residence address, and if you have any chargeable driving offenses. Drivers pay on average $830 a year for Rogue insurance, but that amount is an approximation that uses a 30-year-old single male driver who requires full comprehensive and collision coverage and $500 policy deductibles.

More than likely, you aren’t exactly 30 years old or even a male, you might be married instead of single, or possibly you just want cheap liability coverage. Having different needs demonstrates why the way we recommend to find the cheapest coverage for your Nissan is to just take the time to compare rates yourself.

Compare Nissan Rogue Insurance Rates

Your vehicle’s trim level tends to have a direct impact on the cost of insurance, so the price you pay to insure a Rogue S 2WD model will be $50 cheaper than the cost to insure the high end Rogue SL AWD model, as shown in the prices below.

Price data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Alaska minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, multi-policy, and safe-driver. Premium amounts do not factor in vehicle garaging location which can alter premium rates substantially.

Figuring out which company quotes the best car insurance rates for a Nissan Rogue calls for more time in order to find the best policy. Each insurer has a proprietary formula for determining rates, so let’s take a look at the most budget-friendly car insurance companies in Alaska.

Find the Best Cheap Insurance for Your Nissan

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Umialik may offer some of the best car insurance rates in Alaska at around $892 annually. USAA, State Farm, Progressive, and GEICO also qualify as some of the best Alaska auto insurance companies.

As shown in the table above, if you are insured with USAA and switched to Umialik, you might realize savings of in the neighborhood of $65. Alaska drivers with State Farm might save as much as $83 a year, and Progressive policyholders might see rate reductions of $318 a year.

To find the cheapest insurance for a Nissan Rogue in Alaska for your vehicle, click here to start a quote or quote prices from the following companies.

It’s important to note that these premiums are averages across all drivers and vehicles in Alaska and and are not figured with a specific rating modification for a Nissan Rogue. So the company that can offer you the best price may not even be included in the above list. That point stresses why you need to quote rates from as many companies as possible using your own specific driver information and vehicle.

The illustration below highlights how deductible choice can increase or decrease annual premium costs when searching for cheap insurance for a Nissan Rogue. The data is based on a single male driver, full coverage, and no additional discounts are factored in.

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As shown above, a 40-year-old driver could save $268 a year by changing their physical damage coverage from a $100 deductible to a $500 deductible, or save $402 by changing to a $1,000 deductible. Even younger insureds, like the age 20 example, could possibly save $884 annually just by choosing higher deductibles when buying full coverage. When using a larger deductible, it’s a good idea to have plenty of money set aside to allow you to cover the extra out-of-pocket expense that deters many people from opting for higher deductibles.

Ideas for finding low-cost auto insurance for a Nissan Rogue

The list below details some of the better penny-pinching suggestions that can help Alaska drivers quote low-cost car insurance.

• Prevent rate increases by staying accident-free
• Be a cautious driver
• Increase your policy deductibles
• Good credit can mean cheaper rates
• If possible, pay for small claims out-of-pocket
• Buying home and auto together can help save money
• Compare rate quotes often

That final tip is particularly significant, as we pointed out in the article above. Coverage prices in Alaska vary greatly, so drivers shouldn’t be reluctant to change insurance companies if a more affordable rate is found. Loyalty to a specific company is fine, but it’s not a great idea if that dedication is costing potentially thousands of dollars a year. In less than five minutes you could shop around and find cheaper insurance for a Nissan Rogue.