Best Cheap Auto Insurance Quotes for Drivers Over Age 60 in Oregon

The model of vehicle you are buying coverage for is probably the largest consideration that determines if you can find the best cheap auto insurance for drivers over age 60 in Oregon. Vehicles with limited top-end speed, advanced safety features, or a positive history of liability claims will cost substantially less to insure than high performance models.

The next tables ranks car insurance premiums for a selection of the most budget-friendly vehicles to insure.

Data variables include married male driver age 60, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oregon minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Rate information does not factor in the specific area where the vehicle is garaged which can raise or lower auto insurance rates noticeably.

Data based on married male driver age 60, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oregon minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Estimates do not factor in specific Oregon garaging location which can impact rates significantly.

Data rating is based on married male driver age 60, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, homeowner, and multi-vehicle. Prices do not factor in specific location information which can lower or raise auto insurance rates greatly.

One of the many criteria used to determine auto insurance rates is where you keep your vehicle in Oregon. Areas that are more densely populated like Gresham, Oregon City, and Woodburn tend to have more expensive auto insurance rates, whereas areas with less people or fewer weather incidents have the benefit of the best cheap auto insurance for drivers over age 60 in Oregon.

The next table ranks the most expensive places in Oregon for drivers over age 60 to purchase auto insurance in.

Rates are comparative as the garaging address in Oregon can revise premiums considerably.

Deciphering which insurers offer the cheapest auto insurance rates for drivers over age 60 involves a bit more effort than just comparing rates from one or two companies.

Every insurance provider used slightly different criteria to establish rates, so to begin we’ll rank the auto insurance companies that tend to have lower prices in Oregon. It’s important that readers know that Oregon auto insurance rates are based on many factors that may substantially change your annual premium. Improving your credit rating, buying a home instead of renting, or getting a DUI may prompt premium changes that can now make some companies cheaper than competitors.

Best Insurance Companies for Age 60+

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Grange offers some of the most affordable car insurance rates in Oregon at around $694 annually. Oregon Mutual, Country, USAA, and Travelers would also be considered some of the cheaper Oregon auto insurance companies.

As depicted above, if you are a customer of USAA and switched to Oregon Mutual, you might achieve savings of roughly $122. Insureds with Travelers might save as much as $133 a year, and State Farm policyholders might lower prices by up to $242 a year.

To compare your rates to other Oregon insurance companies, click here to begin a quote or feel free to get quotes from the companies below.

Bear in mind that those prices are averages for all drivers and vehicles and do not take into consideration a rate decrease for drivers over age 60. So the auto insurance company that has the cheapest price for you may not even be included in the list of companies above. That affirms the importance of why you need to get quotes using your own personalized driver profile and vehicle information.

Discounts on Oregon auto insurance rates

Insurers that provide the best cheap auto insurance for drivers over age 60 in Oregon may provide premium discounts that could reduce prices by 35% or more if you meet eligibility requirements. A few of the larger companies and a selection of discounts include:

The diagram below shows the difference between car insurance rates with and without discounts applied. The rates are based on a female driver, no accidents, no driving violations, Oregon state minimum liability limits, full physical damage coverage, and $250 deductibles.

The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with marriage, anti-theft, defensive driving course, passive restraint, multiple policy, and safe-driver discounts applied. When discounts are factored in, the the average amount saved on auto insurance for drivers over age 60 is 12% or $197.

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