Best Cheap Insurance Quotes for a Nissan Rogue in West Virginia

The odds of finding cheaper coverage for a Nissan Rogue in West Virginia depends on a lot of things like age of the vehicle, whether you are claim-free, and citations on your driving record. West Virginia drivers pay on average $930 a year to buy Nissan Rogue insurance, but that rate is a ballpark figure based upon a 50-year-old married female that wants full physical damage coverage and $250 physical damage deductibles.

When projecting a rate like this, the problem is that you are not 50 years old and maybe not even female, maybe you are single instead of married, or maybe you have a speeding ticket that needs to be factored in. Every car insurance policy is unique to the driver, so the way we recommend to find the cheapest rates for your Nissan is to compare rates from as many companies as possible.

Insure Your Nissan for Less

Vehicle trim level will likely have an effect on price, so the cost to insure a Rogue S 2WD trim level will be $72 lower than the price to insure the high end Rogue SL AWD version, as shown in the prices below.

Prices based on married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, multi-policy, and safe-driver. Rate information does not factor in vehicle garaging location which can alter rates greatly.

Car insurance company ratings

Insuring your vehicle with the top auto insurance provider can be challenging considering how many companies sell insurance in West Virginia. The company rank data in the lists below may help you select which car insurance providers you want to consider when insurance shopping for a Nissan Rogue. The ratings below are for the largest auto insurers in America, so smaller companies that only insure vehicles in West Virginia are not taken into consideration for this list.

Top 10 Large Car Insurance Companies in West Virginia Ranked by Value

1. American Family
2. AAA Insurance
3. Safeco Insurance
4. Progressive
5. The Hartford
6. Erie Insurance
7. 21st Century
8. Titan Insurance
9. Esurance
10. The General

Top 10 Large Car Insurance Companies in West Virginia Ranked by Claims Service

1. Nationwide
2. Allstate
3. State Farm
4. American Family
5. GEICO
6. Liberty Mutual
7. Esurance
8. AAA Insurance
9. Titan Insurance
10. The Hartford

Top Companies for Nissan Rogue Insurance in West Virginia

Discount West Virginia auto insurance rates

Car insurance companies that sell the best cheap insurance for a Nissan Rogue in West Virginia may also provide discounts that could potentially reduce rates by as much as 35% or more if you meet specific eligibility requirements. Popular car insurance companies and a selection of discounts are included below.

• GEICO policyholders can earn discounts including multi-policy, anti-theft, federal employee, good student, seat belt use, anti-lock brakes, and air bags.
• MetLife discounts include multi-policy, good student, defensive driver, accident-free, claim-free, and good driver.
• State Farm has savings for driver’s education, Steer Clear safe driver discount, accident-free, good student, student away at school, and Drive Safe & Save.
• Progressive may have discounts that include continuous coverage, good student, homeowner, multi-policy, online quote discount, online signing, and multi-vehicle.
• Mercury Insurance may include discounts for multi-car, accident-free, type of vehicle, professional/association, annual mileage, ease of repair, and multi-policy.
• 21st Century offers premium reductions for teen driver, automatic seat belts, air bags, good student, and theft prevention.
• Allstate has discounts for new car, early signing, 55 and retired, farm vehicle, and senior citizen.

The example below shows the difference between yearly insurance costs with and without discounts applied to the rates. The premiums are based on a female driver, no driving violations, no at-fault accidents, West Virginia state minimum liability limits, full coverage, and $500 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with claim-free, vehicle safety, safe-driver, defensive driving course, anti-theft, and multiple vehicle discounts applied. When these discounts are applied, the the average yearly reduction on car insurance for a Nissan Rogue is 28% or $580.

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Allstate, Progressive, State Farm, or Geico: Who is best?

If you are looking for the best insurance for a Rogue in West Virginia, the most popular companies are Allstate, Progressive, State Farm, and Geico. They all offer slightly different coverage options that drivers can select from. The following table compares price and claims rank as well as some different options .

How to find the best cheap insurance for a Nissan Rogue in West Virginia

The list below details some of the recommended money-saving solutions that can help West Virginia drivers locate cheaper coverage.

• Buy a safer vehicle
• Drive safely
• Earn a discount by not filing claims
• Bundle home or renters insurance to earn a discount on car insurance
• Remain accident-free and save
• Keep rates low by shopping around frequently

The last tip is highly necessary, as was emphasized in the prior article. Coverage prices in West Virginia change frequently, so don’t be afraid to buy from a new company if a more affordable rate is found.

Loyalty to a specific company is fine, but it’s not a good idea if that devotedness results in you overpaying hundreds of dollars year after year. If you have a few minutes, now is a great time to compare rates to find cheaper insurance for a Nissan Rogue.

Who has the cheapest Nissan Rogue insurance quotes?

Consumers have many ways to buy car insurance in West Virginia, but the most prevalent ways are from an independent agent, an exlusive agent like Allstate or Liberty Mutual, or direct either online or via phone. They all have the same end result, but they are slightly different in how they function.

Independent insurance agencies have contracts with multiple insurance companies and can get policy pricing from every one. These types of agents have the option to compare multiple rates, which can help you get better odds of saving money. If you want to switch companies, your policy is moved internally and you don’t have to do anything.

An exlusive, or captive, agency is only able to quote rates with a single insurance company, two examples are State Farm and Auto-Owners agents. Exclusive agents are unable to compare rates from other companies, so if prices are high they cannot provide alternatives.

Buying from a direct company means skip an agent and buy direct either online or via phone. This option can be good for people who do not have a complex risk profile and have knowledge of what coverages, limits, and deductibles they need.

So what is the best way to buy the best cheap insurance for a Nissan Rogue in West Virginia? Most drivers assume that buying from a direct car insurance company results in the best prices because you bypass the agent, but unfortunately, that is not the case. A valid argument could also be made that an independent agency is the best way to save because they can quote many companies, but again, it’s not necessarily true. In a lot of cases, exclusive agencies may have prices that independents and direct companies can’t touch.

Since car insurance rates vary so much, really the only way to get rock-bottom rates is to compare, compare, and compare some more. We recommend you get prices from all three in order to have enough rates to compare. For a list of car insurance companies with low rates, click here to view.