Cheap Car Insurance Quotes for a 20 Year Old Male in Idaho

When writing about shopping for car insurance, the word affordable should never appear anywhere in the article to describe car insurance rates. Nonetheless, cheap car insurance for 20 year old guys does not exist. But don’t despair, because we are going to show you how you can still get car insurance that doesn’t cost an arm and a leg.

For young men, one of the big criteria that determine auto insurance rates is your zip code in Idaho. Cities with more crime and/or more people like Moscow, Idaho Falls, and Burley are more likely to pay higher prices, whereas more rural areas have the luxury of cheap car insurance for 20 year old guys in Idaho.

The illustration below sorts the more expensive cities in Idaho for 20 year old guys in which to buy car insurance.

Rate quotes are estimated as the vehicle garaging location can modify prices considerably.

Cost and performance of the vehicle requiring coverage is probably the biggest factor that determines the availablility of cheap car insurance for 20 year old guys in Idaho. Vehicles with economical engines, excellent safety ratings, or a low likelihood of liability claims will cost much less to insure than fast, unsafe models. The tables below features auto insurance premiums for a selection of the most economical vehicles to buy insurance for.

Above prices assume single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Idaho minimum liability limits. Discounts applied include safe-driver, and claim-free. Price information does not factor in zip code location which can impact coverage prices noticeably.

Prices based on single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Idaho minimum liability limits. Discounts applied include safe-driver, and claim-free. Estimates do not factor in the specific area where the vehicle is garaged which can revise prices noticeably.

Data assumes single male driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Idaho minimum liability limits. Discounts applied include claim-free, and safe-driver. Estimates do not factor in vehicle location which can influence coverage prices substantially.

Finding dependable, cost effective auto insurance is difficult, and determining which insurers offer the cheapest insurance rates for 20 year old guys will require a bit more work. Policy rates will be significantly higher than the average policy in Idaho, with the extra cost attributed to the higher likelihood of claims that goes along with offering insurance for young men, but reasonably-priced coverage should be attainable with a little diligence. Every car insurance company has their own formula to establish rates, so let’s take a look at the lowest cost insurance companies in Idaho.

It’s important to know that Idaho insurance rates are influenced by many factors that may substantially change the cost of your policy. This price variation is why it is critical to compare lots of rates when trying to find the most affordable insurance quotes for 20 year old guys. Insurance rates can be determined by many different factors and change frequently, so the most economical option a year ago may now be wasting a lot of money.

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American National quotes some of the cheapest car insurance rates in Idaho at around $240 each year. Farm Bureau of ID Group, USAA, Oregon Mutual, and Travelers also rank well as some of the cheapest Idaho car insurance companies.

As shown above, if you have coverage with Oregon Mutual and switched to American National, you might achieve annual savings of roughly $418. Policyholders with Travelers may save as much as $446 a year, and American Family policyholders might reduce rates by $487 a year.

To find cheap car insurance for 20 year old guys in Idaho, click here or click through to the companies below.

Be aware that those policy prices are averaged for all insureds and vehicles and and are not calculated with a price increase for 20 year old guys. So the auto insurance company that is best suited for you may not even be shown in the list of companies above. That affirms the importance of why you need to quote rates from many companies using your own driver and vehicle profiles.

State Farm, Geico, Allstate, or Progressive: Who is best?

When researching car insurance, probably the best companies to start with are State Farm, Geico, Allstate, and Progressive. All four offer physical damage and liability coverage, but each has different optional coverages and features that may influence which company you choose. The table below rates pricing and service ratings, as well as optional policy coverages that are available.