Cheap Car Insurance Quotes for Welfare Recipients in California

Cheap Car Insurance Quotes for Welfare Recipients in California

You have probably watched the captivating commercials from companies like Nationwide and The General promising the cheapest rates. So drivers just need to choose the one with the most memorable commercial, right?

It’s just not that simple, as there are many unknown factors such as where you live, your choice of liability limits, the likelihood of your vehicle having a liability claim, and the type of vehicle you drive, that all impact the cost of coverage. We will try to cover the best ways to find cheap car insurance and will hopefully give you a good start to your coverage search.

One of the key factors that aid in calculating the policy price is the neighborhood you call home. Cities with larger populations or higher claims like Los Angeles, San Francisco, and Sacramento tend to pay slightly more, whereas areas with less congestion enjoy lower car insurance rates.

The following table illustrates the most expensive areas in California for welfare recipients to buy auto insurance in.

How much does car insurance cost in California?
Rank City Average Per Year
1 Los Angeles $2,104
2 Glendale $2,079
3 San Francisco $1,693
4 Oakland $1,687
5 Sacramento $1,652
6 Fontana $1,581
7 San Bernardino $1,580
8 Long Beach $1,562
9 Stockton $1,556
10 Santa Clarita $1,548
11 Modesto $1,547
12 Riverside $1,527
13 Fresno $1,517
14 Garden Grove $1,508
15 Moreno Valley $1,506
16 Anaheim $1,488
17 Santa Ana $1,453
18 Bakersfield $1,381
19 San Diego $1,381
20 San Jose $1,381
21 Huntington Beach $1,374
22 Chula Vista $1,350
23 Fremont $1,348
24 Irvine $1,343
25 Oxnard $1,318
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Prices are approximated as specific location information can impact rates considerably.

Deciphering which companies offer the lowest-priced auto insurance rates for welfare recipients will involve a bit more work in order to find the lowest price quote. Each auto insurance company uses a slightly different approach to set premium rates, so let’s take a look at the auto insurance companies with the overall best prices in California.

Keep in mind that California auto insurance rates are determined by lots of factors that may substantially change the price you have to pay. Simply having a birthday, having a teenage driver, or getting a DUI can trigger rate changes that can now make some companies cheaper in comparison to the competition.

Compare Cheap Insurance Quotes in California

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Cheapest insurance companies in California
Rank Company Cost Per Year
1 USAA $1,109
2 Wawanesa $1,146
3 Century National $1,178
4 CSAA $1,186
5 Nationwide $1,226
6 21st Century $1,366
7 Grange $1,491
8 Allstate $1,497
9 Mercury $1,503
10 GEICO $1,513
11 Progressive $1,558
12 Allied $1,588
13 MetLife $1,590
14 The Hartford $1,591
15 State Farm $1,699
16 Unitrin $1,733
17 Esurance $1,739
18 Bristol West $1,795
19 Travelers $1,860
20 Farmers $1,946
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USAA quotes some of the lowest car insurance rates in California at around $1,109 each year. Wawanesa, Century National, CSAA, and Nationwide would also make the list of some of the lowest-priced California auto insurance companies.

In the above example, if you currently buy coverage from Century National and switched to USAA, you may realize a yearly savings of around $69. Customers with CSAA may save as much as $77 a year, and Nationwide customers might realize rate reductions of up to $117 a year.

Be aware that those prices are averages across all ages of drivers and types of vehicles and and are not figured with a price decrease for welfare recipients. So the auto insurance company that has the cheapest rates for you may not even be included in the company chart above. That’s why you need to get quotes using your own specific driver and vehicle information.

Picking the best car insurance provider can be a challenge considering how many choices drivers have in California. The company ratings below could help you decide which auto insurers you want to consider when trying to find the cheapest insurance for welfare recipients.

The ratings below are for large insurance companies, so companies with more of a regional focus are not factored into these rankings. If you’d like to compare prices from many more California auto insurance companies, click here.

Top Auto Insurance Companies for Welfare Recipients
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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Data Source: Insure.com Best Car Insurance Companies