Cheap Insurance for a Ford Escape in Delaware

When the topic is auto insurance, the word “cheap” should never appear anywhere to describe car insurance prices. It’s just a fact that cheap car insurance for a Ford Escape is not always easy to find. But don’t despair, because we can show you some ways you can find insurance that won’t break your budget.

The odds of finding affordable car insurance for a Ford Escape in Delaware depends on a complex rating formula that takes into consideration things such as if you own the home you live in, if you have prior claims, and the level of deductible you choose. Drivers in Delaware on average pay around $940 each year to insure a Ford Escape, but that rate is using cost data for a 30-year-old single male driver with full coverage and $1,000 policy deductibles.

When projecting a rate like this, the problem is that you aren’t exactly 30 years old or even a male, possibly married instead of single, or maybe your Escape is a different trim level than the example. Every auto insurance policy is unique to the driver, so your best chance at finding cheap auto insurance rates for your Ford is to shop your policy around at every renewal.

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The specific model of Escape tends to have a direct effect on the annual cost of coverage, so the price you will be charged to insure a Escape XLS 2WD will be $88 less than the cost to insure the high end Escape Limited 4WD model, as shown below.

Data rating is based on single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Delaware minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Table data does not factor in specific zip code location which can raise or lower coverage rates greatly.

Insuring your vehicle with a highly-rated insurance provider can be difficult considering how many different companies sell coverage in Delaware. The company rank data in the lists below can help you decide which auto insurance companies to look at when buying insurance for a Ford Escape. The rankings below only include the companies with a significant amount of written premium nationwide, so companies that focus mainly on Delaware business are not factored into these rankings.

Top 10 Major Auto Insurers Overall in Delaware

1. Travelers
2. USAA
3. AAA Insurance
4. Nationwide
5. Allstate
6. State Farm
7. The Hartford
8. Safeco Insurance
9. Progressive
10. American Family

Top Companies for Ford Escape Insurance in Delaware

Get discounts on Delaware insurance rates

Auto insurance companies that offer cheap insurance for a Ford Escape in Delaware may also offer price discounts that can lower rates by as much as 30% if you meet specific eligibility requirements. The best auto insurance companies and a partial list of their discounts are shown below.

The illustration below shows the difference between car insurance costs with and without policy discounts. The information is based on a male driver, a clean driving record, no claims, Delaware state minimum liability limits, comp and collision included, and $500 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second shows the rates with accident-free, multiple vehicle, claim-free, marriage, defensive driving course, and homeowner discounts applied. When drivers qualify for the discounts, the average savings per year on auto insurance for a Ford Escape is 32% or $599.

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How to find cheaper auto insurance for a Ford Escape

The list below summarizes some of the better money-saving suggestions that can help Delaware drivers quote lower-cost car insurance.

• Improve your credit score
• Avoid accidents and claims
• Do not pay for full coverage if not needed
• Buy your homeowners policy from the same company as your auto insurance
• Safer vehicles generally have cheaper insurance rates
• Compare rates once a year for cheaper prices

The last idea is highly important, as was affirmed in the prior information. Car insurance prices fluctuate considerably, so don’t be afraid to buy a policy from a new company if you can save money. Having a favorite company is fine, but it’s not recommended if that dedication is costing hundreds of dollars a year. In just a couple of minutes you could shop around and find cheaper auto insurance for a Ford Escape.