Cheap Insurance for a Jeep Grand Cherokee in Massachusetts

When talking about car insurance, the word affordable really shouldn’t be used anywhere in the article to describe car insurance prices. Regardless, cheap auto insurance for a Jeep Grand Cherokee just does not exist. Don’t let that get you down, though, because there may be ways you can quote auto insurance that is cheaper than your current policy.

Finding affordable insurance for a Jeep Grand Cherokee in Massachusetts is dependent upon a complex formula that factors things like if you own the home you live in, whether or not you are currently insured, and the level of deductible you choose. Massachusetts drivers on average will pay $890 a year to insure their Grand Cherokee, but that is that uses a 30-year-old married male that purchased comprehensive and collision coverage and $500 physical damage deductibles.

It’s highly likely you’re not a 30-year-old male, maybe you are single instead of married, or maybe you prefer to not insure for full coverage. Having different needs demonstrates why the only way to find the most affordable coverage for your Jeep is to do your own rate comparisons. It takes less than five minutes and you will receive price comparisons from the cheapest companies in Massachusetts.

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Vehicle trim level can impact the cost of coverage, so the cost to insure a Grand Cherokee Laredo 2WD model will be $90 cheaper than the cost to insure the higher-priced Grand Cherokee SRT-8 4WD model, as demonstrated by the prices below.

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Massachusetts minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Premium amounts do not factor in vehicle location which can alter prices considerably.

Selecting the best insurer can be a challenge considering how many companies provide coverage in Massachusetts. The information shown below can help you decide which insurers you want to consider when comparing auto insurance rates for a Jeep Grand Cherokee.

The rankings below are for the companies with a significant amount of written premium nationwide, so smaller regional companies are not factored into this list. To compare prices and find cheaper insurance for a Jeep Grand Cherokee, click this link.

Discounts on cheap insurance for a Jeep Grand Cherokee in Massachusetts

Insurers that offer quotes for a Jeep Grand Cherokee may provide special discounts that may potentially lower prices by 40% or more if you can meet the requirements. Companies and the discounts they provide are:

The diagram below shows the difference between insurance prices with and without discounts applied to the policy premium. The premium estimates are based on a male driver, no driving violations, no at-fault accidents, Massachusetts state minimum liability limits, comprehensive and collision coverage, and $250 deductibles.

The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with marriage, safe-driver, vehicle safety, anti-theft, multiple vehicle, and claim-free discounts applied. In this example, the the average amount saved on auto insurance for a Jeep Grand Cherokee is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 3887,2801],[‘Age 30’, 2015,1465],[‘Age 40’, 1999,1451],[‘Age 50’, 1815,1317],[‘Age 60’, 1753,1271],[‘Age 70’, 2125,1533]]);var options = {title: ‘Comparison of Insurance Rates for a Jeep Grand Cherokee’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Jeep Grand Cherokee’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Bad driving habits will cost you more

A great way to maintain cheap insurance for a Jeep Grand Cherokee in Massachusetts is to be a good driver and avoid accidents and violations. The example below shows how speeding tickets and fender-benders raise insurance prices for each different age group. Data assumes a single male driver, comprehensive and collision coverage, $500 deductibles, and no other discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and One Accident’],[‘Age 20’, 3445,3703,4421],[‘Age 30’, 1797,2051,2769],[‘Age 40’, 1769,2025,2741],[‘Age 50’, 1613,1865,2583],[‘Age 60’, 1559,1817,2533],[‘Age 70’, 1907,2167,2881]]);var options = {title: ‘Violations, Accidents, and Massachusetts Jeep Grand Cherokee Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Jeep Grand Cherokee in Massachusetts’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the previous example, the average cost of a car insurance policy per year with a clean driving record and no accidents is $2,015. Factor in one speeding ticket and the average cost rises to $2,271, an increase of $256 each year. Then throw in one accident along with the one speeding ticket and the annual cost of auto insurance for a Jeep Grand Cherokee jumps again to an average of $2,988. That’s an increase of $973, or $81 per month, just for not keeping your driving record clean!