Cheap Insurance for a Mazda CX-7 in North Dakota

Buying the best cheap auto insurance for a Mazda CX-7 in North Dakota is dependent upon a complicated rating formula that uses factors such as if you have purchased a home, whether you have good credit, and any prior driving offenses. Drivers will pay around $910 a year to buy insurance for a Mazda CX-7, but that is a valuation based on rates for a 50-year-old married male that purchased full coverage including both comprehensive and collision and $100 policy deductibles.

There is a good probability you are not a 50-year-old male, maybe you are single instead of married, or maybe you prefer to not insure for full coverage. There is no one cookie-cutter policy that works for everyone, so the best way to find cheap auto insurance rates for your Mazda is to do a thorough rate comparison.

Compare Mazda CX-7 Insurance Rates

The trim level of your Mazda will most likely have an effect on the cost of coverage, so the price you pay to insure a CX-7 SV 2WD model will be $124 lower than the price to insure the more well-appointed CX-7 Grand Touring 4WD version, as shown in the table below.

Above prices assume married male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and North Dakota minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, safe-driver, and multi-vehicle. Rates do not factor in garaging location in North Dakota which can raise or lower auto insurance rates substantially.

Ending up with a good quality car insurance company can be a challenge considering how many companies provide coverage in North Dakota. The information below can help you choose which car insurance providers you want to consider comparing price quotes from.

The ratings below are for the largest companies in the United States, so companies that may only write in North Dakota will not be included in this list. If you would like to check rates from these and other companies in North Dakota, just click here.

Top 10 Large Auto Insurance Providers in North Dakota Ranked by Customer Service

1. State Farm
2. Nationwide
3. Safeco Insurance
4. American Family
5. GEICO
6. Liberty Mutual
7. Allstate
8. The Hartford
9. Farmers Insurance
10. Esurance

Top Companies for Mazda CX-7 Insurance in North Dakota

Cautious drivers save money

The obvious way to maintain cheap insurance for a Mazda CX-7 in North Dakota is to drive safe and avoid tickets and accidents. The diagram below illustrates how speeding tickets and at-fault claims influence insurance rates for different ages of insureds. The rate quotes are based on a married male driver, full coverage, $100 deductibles, and no discounts are applied.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and Two Accidents’],[‘Age 20’, 3111,3373,5567],[‘Age 30’, 1647,1909,4103],[‘Age 40’, 1577,1841,4031],[‘Age 50’, 1439,1707,3895],[‘Age 60’, 1413,1677,3871],[‘Age 70’, 1613,1877,4071]]);var options = {title: ‘Effect of Tickets and Claims on North Dakota Mazda CX-7 Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Mazda CX-7 in North Dakota’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The data charted above shows the average cost of car insurance in North Dakota per year with no accidents and a clean driving record is $1,800. Get one speeding ticket and the average cost rises to $2,064, an increase of $264 each year. Now add in two accidents along with the one speeding ticket and the annual cost of car insurance for a Mazda CX-7 goes up to an average of $4,256. That’s an increase of $2,456, or $205 per month, just for not being attentive to the road!

Discounts on cheap insurance for a Mazda CX-7 in North Dakota

Insurers that offer coverage for a Mazda CX-7 may also provide discounts that can lower rates by 40% or more if you can meet the requirements. Popular car insurance companies and a selection of discounts include:

The example below illustrates the difference between auto insurance costs with and without discounts applied to the policy premium. The costs are based on a female driver, a clean driving record, no at-fault accidents, North Dakota state minimum liability limits, full coverage, and $250 deductibles.

The first bar for each age group shows premium with no discounts. The second bar shows the rates with marriage, homeowner, multiple policy, safe-driver, accident-free, and passive restraint discounts applied. When drivers take advantage of discounts, the the amount saved on car insurance for a Mazda CX-7 is 42% or $543.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2869,2067],[‘Age 30’, 1989,1445],[‘Age 40’, 1845,1339],[‘Age 50’, 1613,1173],[‘Age 60’, 1561,1133],[‘Age 70’, 1813,1309]]);var options = {title: ‘Insurance Rate Comparison for a Mazda CX-7’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Mazda CX-7’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Is the best company State Farm, Geico, Progressive, or Allstate?

If you’re looking for the best insurance for a CX-7 in North Dakota, four companies to take a look at are State Farm, Geico, Progressive, and Allstate. All offer liability and physical damage insurance, but each one has unique coverages that drivers can select from. The data below ranks pricing and service ratings, as well as optional policy coverages offered by each one.