Cheap Insurance for Drivers with Good Credit in Virginia

The car, truck, or SUV on the policy is a significant factor when comparison shopping for cheap insurance for drivers with good credit in Virginia. Vehicles with lots of speed or power, poor safety features, or high incidents of liability claims will cost more to insure than more economical and safe models.

The tables below features insurance costs for some of the cheaper vehicles to buy insurance for.

Data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Virginia minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-policy, and multi-vehicle. Price estimates do not factor in Virginia location which can affect auto insurance rates significantly.

Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Virginia minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Prices do not factor in specific location information which can raise or lower premiums considerably.

Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Virginia minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-vehicle, and multi-policy. Rates do not factor in specific garaging location which can modify price quotes substantially.

One of the many components that car insurance companies use when figuring the annual cost of car insurance is where you keep your car. Cities with larger populations like Burke, Lake Ridge, and Centreville tend to pay slightly more, whereas areas that are not as densely populated have the luxury of lower rates.

The illustration below ranks the priciest cities in Virginia for drivers with good credit to purchase a policy in.

Table data uses comparative as specific Virginia zip code can alter premiums greatly.

Picking a high-quality car insurance provider is difficult considering how many companies sell insurance in Virginia. The information shown below could help you choose which auto insurers you want to consider when trying to find the cheapest insurance for drivers with good credit. The rankings below include companies with a nationwide focus, so companies with more of a regional focus are not included in these rankings.

The chart below illustrates how your deductible choice can change insurance prices when getting quotes for cheap insurance for drivers with good credit. The rates are based on a single female driver, comp and collision included, and no discounts are factored in.

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The data above shows that a 40-year-old driver could save $284 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $428 by using a $1,000 deductible. Young drivers, like the 20-year-old, could potentially save as much as $726 each year by choosing a larger deductible amount.

When insureds make the decision to increase the deductibles on their policy, it will be important to have additional funds squirreled away to be able to pay the extra out-of-pocket expense, which deters some people from using high deductibles.

Progressive vs State Farm vs Allstate vs Geico

If you are looking for the best auto insurance for financially responsible drivers in Virginia, the first places to look would be Progressive, State Farm, Allstate, and Geico. Combined they have over 48% of all auto insurance written. The table below compares and contrasts pricing and service ratings, plus some optional coverages that are available.