Cheapest Auto Insurance Quotes for Hybrid Vehicles in South Carolina

We all have different tastes in cars, and the vehicle requiring coverage is one of the primary factors that determines whether or not you can buy the cheapest car insurance for hybrid vehicles in South Carolina. Vehicles with lower performance, advanced safety features, or low incidents of liability claims will cost significantly less to insure than fast, unsafe models.

The data below estimates insurance premiums for a handful of the most affordable automobiles to buy insurance for.

Data variables include single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Rates do not factor in zip code location which can lower or raise coverage rates substantially.

Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Rate quotes do not factor in specific garaging location which can impact insurance rates noticeably.

Table data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include multi-policy, multi-vehicle, claim-free, homeowner, and safe-driver. Prices do not factor in vehicle location which can change premium rates substantially.

Deciding which company quotes the cheapest insurance rates for hybrid vehicles calls for a tad more effort than just getting one or two price quotes. Each insurance company has their own formula to determine rates, so we need to take a look at the most budget-friendly insurance companies in South Carolina.

It’s important to know that South Carolina insurance rates are influenced by many factors which can substantially change the cost of having a policy. Simply having another birthday, buying a new vehicle, or having a fender bender may cause policy rate changes resulting in some companies being cheaper than competitors.

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The Hartford has some of the cheapest car insurance rates in South Carolina at around $752 each year. USAA, State Auto, Auto-Owners, and SC Farm Bureau Mutual also rank well as some of the best South Carolina car insurance companies.

As shown in the rates above, if you currently have a policy with Auto-Owners and switched to The Hartford, you may realize savings of in the vicinity of $401. Insureds with SC Farm Bureau Mutual may save as much as $496 a year, and Southern Farm Bureau customers might lower prices by $496 a year.

To see if you’re overpaying, click here to start your free quote or click several companies below for low rates.

Be aware that those rates are averages across all drivers and vehicles in South Carolina and and are not calculated with a rate discount for hybrid vehicles. So the auto insurance company that fits your needs best may not even be featured in the chart above. That helps illustrate why you need to compare prices as often as possible using your own driver data and vehicle information.

Careless driving habits raise insurance rates

The best way to snag the cheapest car insurance for hybrid vehicles in South Carolina is to pay attention while driving and avoid tickets and accidents. The diagram below illustrates how traffic citations and accident claims can influence annual premium costs for each different age group. The premium estimates are based on a single female driver, comprehensive and collision coverage, $1,000 deductibles, and no additional discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and One Accident’],[‘Age 20’, 2043,2495,2955],[‘Age 30’, 1377,1829,2289],[‘Age 40’, 1291,1743,2201],[‘Age 50’, 1129,1581,2041],[‘Age 60’, 1093,1543,2005],[‘Age 70’, 1289,1741,2199]]);var options = {title: ‘Effect of Violations and Accidents on South Carolina Auto Insurance Cost’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle in South Carolina’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the previous chart, the average cost of a car insurance policy per year with no accidents or violations is $1,370. Add in two speeding tickets and the average cost hikes up to $1,822, an increase of $452 each year. Then add in one accident along with the two speeding tickets and the 12-month cost of insurance for hybrid vehicles jumps again to an average of $2,282. That’s an increase of $911, or $76 per month, just for not driving carefully!

Picking a highly-rated company is difficult considering how many different insurance companies sell coverage in South Carolina. The rank data in the lists below may help you decide which car insurance companies to look at when shopping insurance around for hybrid vehicles. The ratings below include the largest companies in America, so smaller regional companies will not be included in the list.