Cheapest Auto Insurance Quotes for Immigrants in Arkansas

The type of vehicle driven is one of the largest factors when comparison shopping for cheaper insurance for immigrants. Vehicles with higher performance characteristics, poor passenger safety features, or a high likelihood of having liability claims will cost quite a bit more to insure than safer models. The lists below showcases car insurance premiums for a handful of the cheaper automobiles to insure.

Data variables include single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-policy, multi-vehicle, claim-free, safe-driver, and homeowner. Price estimates do not factor in specific zip code location which can modify prices considerably.

Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, claim-free, and multi-policy. Rates do not factor in specific location which can affect premium rates considerably.

Prices based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Arkansas minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Rate quotes do not factor in zip code location which can modify auto insurance rates significantly.

One of the more important components that is looked at to help calculate the cost of insurance is where you live. More densely populated places like El Dorado, West Memphis, and Texarkana are more likely to pay higher prices, whereas areas that are not as densely populated get the luxury of paying less.

The information below shows the priciest cities in Arkansas for immigrants to buy car insurance in.

Price information shown is comparative as the garaging address in Arkansas can impact coverage prices significantly.

Careless driving habits raise car insurance rates

One of the best ways to find cheap car insurance prices in Arkansas for foreigners is to drive carefully and avoid getting tickets or having accidents. The chart below highlights how traffic violations and accidents drive up annual premium costs for each age group. The data assumes a married male driver, comp and collision included, $100 deductibles, and no discounts are factored in.

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In the chart above, the average cost of car insurance per year with no accidents or violations is $2,219. Factor in two speeding tickets and the average cost jumps to $3,074, an increase of $855 each year. Now add two accidents along with the two speeding tickets and the yearly cost of car insurance for immigrants goes up to an average of $6,136. That’s an increase of $3,917, or $326 per month, just for being a little careless behind the wheel!