Cheapest Auto Insurance Quotes for Teenagers in Hawaii

The car, truck, or SUV on the policy is one of the largest factors that determines whether or not you find the cheapest car insurance for teenagers in Hawaii. Vehicles with lower performance, excellent safety ratings, or a positive history of liability claims will cost quite a bit less to insure than fast, unsafe models. The lists below outlines car insurance premiums for a number of the most affordable vehicles to insure in Hawaii.

Premium data assumes single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include safe-driver, and claim-free. Information does not factor in the specific area where the vehicle is garaged which can impact prices substantially.

Cost estimates assume single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium amounts do not factor in specific Hawaii garaging location which can raise or lower rates noticeably.

Table data represents single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate quotes do not factor in specific garaging location which can lower or raise premiums substantially.

Locating low-priced insurance is not most people’s favorite thing to do, and finding out which insurers offer the cheapest insurance rates for teenagers may require even more rate comparisons. Insurance premiums should be significantly more expensive than the average rate in Hawaii, with the increase attributed to the additional risk associated with offering coverage for teen drivers, but competitively-priced coverage should be attainable if you thoroughly shop around. Each insurer has a proprietary method to set their prices, so first we will examine the insurance companies that tend to be cheaper in Hawaii.

It’s important that you understand Hawaii insurance rates are determined by lots of factors which can substantially change the price of coverage. Taking a driver safety course, marrying your spouse, or getting a ticket for running a stop sign may cause policy rate changes that can now make some companies affordable when they were higher priced.

Best Insurance Companies for Teens

Compare Rates Now

USAA may offer some of the cheapest car insurance rates in Hawaii at around $936 per year. State Farm, GEICO, Liberty Mutual, and Progressive would also make the list of some of the more affordable Hawaii car insurance companies.

In the above example, if you are a customer of Progressive and switched to State Farm, you could see annual savings of roughly $504. Insureds with First of Hawaii may save as much as $808 a year, and Allstate policyholders might see rate reductions of $844 a year.

To find the cheapest car insurance for teenagers in Hawaii, click here to start your custom quote or click several companies below for low rates.

Understand that those estimates are averages for all types of insureds and vehicles and are not factoring in a rate surcharge for teenagers. So the auto insurance company that is best suited for you may not even be featured in the chart above. That’s why you need to get rate quotes using your own specific driver information and vehicle.

Allstate, State Farm, Geico, and Progressive compared

When shopping around for auto insurance, some of the first companies to look at are Allstate, State Farm, Geico, and Progressive. The data below ranks price, claims, and customer service ratings, as well as some optional coverages that are available for policyholders.