Cheapest Car Insurance for Felons in Delaware

When discussing car insurance, the word cheap really should not be used as a descriptor for auto insurance rates. Excuse the oxymoron, but cheap car insurance for felons can seem impossible to find. We’ll try to make it up to you, because we will tell you how you can still find and buy insurance that is cheaper than your current rate.

The cost and performance of the vehicle driven is one of the largest factors when trying to find low-cost car insurance for felons. Vehicles with more horsepower, a lack of safety features, or an increased likelihood of liability claims will cost more to insure than more modest models. The next tables ranks coverage rates for a selection of the cheaper automobiles to insure in Delaware.

Data variables include married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, claim-free, and safe-driver. Rates do not factor in vehicle garaging location which can change auto insurance rates substantially.

Above prices assume married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Rates do not factor in the specific area where the vehicle is garaged which can affect auto insurance rates considerably.

Prices above based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, multi-vehicle, and safe-driver. Information does not factor in garaging location in Delaware which can change premium rates greatly.

For Delaware drivers, one of the criteria that aid in calculating insurance cost is where you choose to live in Delaware. Areas with increased crime or more people like Wilmington, Edgemoor, and Brookside are more likely to have higher rates, whereas areas that tend to be more rural tend to receive slightly lower rates.

The table below sorts the most expensive cities in Delaware for felons to buy auto insurance in.

Rate information is approximated as vehicle location can change auto insurance rates significantly.

Impact of careless driving on car insurance rates

In a perfect world, the ideal way to receive cheap car insurance premiums in Delaware for felons is to be a good driver and not get tickets or have accidents. The illustration below demonstrates how citations and accident claims can increase insurance costs for each different age group. The rate quotes are based on a single female driver, comp and collision included, $1,000 deductibles, and no discounts are applied to the premium.

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The data in the chart shows the average cost of a car insurance policy in Delaware per year with no accidents or violations is $1,623. Add in one speeding ticket and the average cost increases to $1,843, an increase of $220 each year. Now add one accident along with the one speeding ticket and the yearly cost of car insurance for felons increases to an average of $2,444. That’s an increase of $821, or $68 per month, just for not driving safely!

Picking the right insurance provider is difficult considering how many different companies there are to choose from in Delaware. The company rank data below could help you decide which auto insurers to look at when buying insurance for felons. The rankings below only include companies that insure vehicles across America, so companies with more of a regional focus are not factored into this list.

Top 10 Major Auto Insurance Providers in Delaware Ranked by A.M. Best Rating

1. Travelers – A++
2. USAA – A++
3. GEICO – A++
4. State Farm – A++
5. Titan Insurance – A+
6. Esurance – A+
7. Progressive – A+
8. Nationwide – A+
9. The Hartford – A+
10. Allstate – A+

Top 10 Major Auto Insurance Providers Overall in Delaware

1. Travelers
2. USAA
3. AAA Insurance
4. Nationwide
5. Allstate
6. State Farm
7. The Hartford
8. Safeco Insurance
9. Progressive
10. American Family

Is the best company Geico, Allstate, Progressive, or State Farm?

When researching auto insurance for felons, the companies with the most market share are Geico, Allstate, Progressive, and State Farm. If you combine them together, they insure about half of the car insurance market in the United States. The data below illustrates ratings for price and service, as well as some optional coverages that are available for customers.