Cheapest Insurance Quotes for a Ford Explorer in Nebraska

The chances of finding cheap auto insurance for a Ford Explorer in Nebraska is dependent upon an enormous amount of factors such as your marital status, whether or not you have had gaps between policies, and deductibles for comprehensive and collision coverage. Drivers on average pay around $1,060 each year to buy insurance for a Ford Explorer, but that figure is an approximation using a 40-year-old single female driver who purchased both comprehensive and collision coverage and $250 policy deductibles.

But there is a good chance that you may not be 40 years old (or even female), you might be married instead of single, or maybe you prefer higher deductibles. Having just a slight change in the factors used to determine rates can create big changes in rate quotes.

This demonstrates why the best method for finding the cheapest rates for your Ford is to do a thorough rate comparison. Quotes only take a few minutes and you will receive price comparisons from some of the best companies in Nebraska.

Insure Your Ford for Less

The trim level of your Explorer will influence the coverage cost, so the price you will pay to insure a Explorer XLT 2WD trim level will be $108 less expensive the cost to insure the higher-end Explorer Limited AWD model, as demonstrated by the prices below.

Data rating is based on single female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Nebraska minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Information does not factor in vehicle location which can affect auto insurance rates greatly.

Picking the highest-rated insurer can be a challenge considering how many companies there are in Nebraska. The information below can help you select which auto insurance companies you want to consider when comparing rate quotes. These ratings include large nationwide companies, so companies that only write business in Nebraska or surrounding areas will not be included in this list.

Top 10 Large Auto Insurers Overall in Nebraska

1. USAA
2. 21st Century
3. GEICO
4. Nationwide
5. AAA Insurance
6. Liberty Mutual
7. Safeco Insurance
8. State Farm
9. Travelers
10. American Family

Top 10 Large Auto Insurers in Nebraska Ranked by Customer Service

1. State Farm
2. Nationwide
3. Safeco Insurance
4. American Family
5. Travelers
6. Liberty Mutual
7. GEICO
8. Allstate
9. The Hartford
10. Farmers Insurance

Top Companies for Ford Explorer Insurance in Nebraska

Discounts on Nebraska car insurance rates

Insurance providers that provide the cheapest insurance for a Ford Explorer in Nebraska may also provide price discounts that can lower rates by 40% or more if you meet eligibility requirements. A few popular companies and some of their more popular discounts are detailed below.

• Farm Bureau may offer discounts for safe driver, driver training, renewal discount, good student, multi-policy, and youthful driver.
• Liberty Mutual has discounts for newly married, good student, exclusive group savings, newly retired, new vehicle discount, new move discount, and teen driver discount.
• State Farm discounts include multiple autos, good driver, driver’s education, passive restraint, good student, Steer Clear safe driver discount, and Drive Safe & Save.
• Auto-Owners Insurance has savings for air bags, mature driver, teen driver, multi-policy, and student away at school.
• GEICO offers premium reductions for anti-lock brakes, driver training, multi-vehicle, defensive driver, and membership and employees.
• SAFECO policyholders can earn discounts including homeowner, teen safe driver, drive less, multi-car, teen safety rewards, and bundle discounts.

The diagram below shows the comparison of car insurance costs with and without discounts applied to the policy rates. The rates are based on a male driver, no claims or violations, Nebraska state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with multiple policy, marriage, homeowner, vehicle safety, passive restraint, and multiple vehicle discounts applied. When these discounts are applied, the the amount saved on car insurance for a Ford Explorer is 28% or $420.

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Allstate, State Farm, Progressive, or Geico: Who is best?

When researching auto insurance, the most popular companies are Allstate, State Farm, Progressive, and Geico. Between them, they make up over 48% of the entire U.S. car insurance market. They all offer a distinct set of features and optional coverages that policyholders can choose from. The following table compares pricing and service ratings, as well as optional policy coverages you can buy with each company.