The model of vehicle driven is a significant factor in finding cheap insurance for drivers with a DUI in New York. Vehicles with lots of horsepower, poor safety features, or high incidents of liability claims will cost quite a bit more to insure than safer, lower-performance models.
The next lists showcases coverage prices for a number of the most affordable automobiles to buy insurance for.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Ford Fusion SE 4-Dr Sedan | $1,490 | $745 | $124 |
Honda Accord EX-L 4-Dr Sedan | $1,274 | $637 | $106 |
Honda Civic Hybrid 4-Dr Sedan | $1,490 | $745 | $124 |
Hyundai Elantra SE 4-Dr Sedan | $1,458 | $729 | $122 |
Kia Optima EX | $1,572 | $786 | $131 |
Toyota Camry LE | $1,372 | $686 | $114 |
Toyota Corolla LE | $1,458 | $729 | $122 |
Volkswagen Jetta LE 4-Dr Sedan | $1,372 | $686 | $114 |
Get a Custom Quote for Your Car Go |
Table data assumes single female driver age 30, two speeding tickets, no at-fault accidents, $500 deductibles, and New York minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, and multi-vehicle. Rate quotes do not factor in vehicle location which can lower or raise prices substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX 2WD | $1,274 | $637 | $106 |
Chevrolet Suburban LT 4WD | $1,404 | $702 | $117 |
Chevrolet Traverse LT AWD | $1,306 | $653 | $109 |
Ford Escape XLS 2WD | $1,158 | $579 | $97 |
Ford Expedition King Ranch 2WD | $1,422 | $711 | $119 |
Ford Explorer Eddie Bauer 2WD | $1,288 | $644 | $107 |
GMC Acadia SL AWD | $1,288 | $644 | $107 |
Honda CR-V EX 2WD | $1,158 | $579 | $97 |
Honda Pilot Touring 4WD | $1,404 | $702 | $117 |
Hyundai Tucson Limited 4WD | $1,372 | $686 | $114 |
Jeep Grand Cherokee Laredo 4WD | $1,372 | $686 | $114 |
Lexus RX 350 2WD | $1,688 | $844 | $141 |
Subaru Forester XT Limited Edition W/Navigation AWD | $1,422 | $711 | $119 |
Toyota Highlander Hybrid 4WD | $1,520 | $760 | $127 |
Toyota RAV4 Limited 2WD | $1,372 | $686 | $114 |
Get a Custom Quote for Your SUV or Crossover Go |
Prices above based on single female driver age 30, two speeding tickets, no at-fault accidents, $500 deductibles, and New York minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, and claim-free. Price estimates do not factor in New York location which can affect premium rates substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Colorado LT Extended Cab 4WD | $1,158 | $579 | $97 |
Chevrolet Silverado LS Crew Cab 2WD | $1,572 | $786 | $131 |
Dodge Ram Quad Cab SLT 4WD | $1,486 | $743 | $124 |
Ford F-150 Lariat Crew Cab Platinum 4WD | $1,520 | $760 | $127 |
Ford F-250 XL Crew Cab 4WD | $1,652 | $826 | $138 |
Ford F-350 Super Cab Harley Turbo Diesel 2WD | $1,638 | $819 | $137 |
GMC Sierra 2500HD SLT Crew Cab 2WD | $1,688 | $844 | $141 |
GMC Sierra 3500HD SLT Extended Cab 2WD | $1,520 | $760 | $127 |
GMC Sierra SL Crew Cab 4WD | $1,490 | $745 | $124 |
Toyota Tundra Regular Cab 2WD | $1,338 | $669 | $112 |
Get a Custom Quote for Your Truck Go |
Cost estimates assume single female driver age 30, two speeding tickets, no at-fault accidents, $500 deductibles, and New York minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, and multi-vehicle. Rate information does not factor in specific garaging location which can affect insurance rates noticeably.
After getting a DUI, one of the more important factors that establish the cost of insurance is where you keep your car. Areas that are more densely populated like New York, Hempstead, and Yonkers tend to pay slightly more, whereas areas with fewer weather claims and lower vehicle theft rates benefit from lower rates.
The table below rates the most expensive places in New York for drivers with a DUI to purchase car insurance in.
Rank | City | Premium Per Year |
---|---|---|
1 | New York | $2,708 |
2 | Freeport | $2,303 |
3 | Hempstead | $2,211 |
4 | Levittown | $2,061 |
5 | Yonkers | $1,958 |
6 | Mount Vernon | $1,919 |
7 | Hicksville | $1,900 |
8 | West Babylon | $1,875 |
9 | Brentwood | $1,853 |
10 | Coram | $1,714 |
11 | New Rochelle | $1,676 |
12 | White Plains | $1,661 |
13 | Buffalo | $1,533 |
14 | Cheektowaga | $1,216 |
15 | West Seneca | $1,201 |
16 | Niagara Falls | $1,189 |
17 | Tonawanda | $1,165 |
18 | Utica | $1,125 |
19 | Syracuse | $1,097 |
20 | Troy | $1,095 |
Find Cheaper Insurance Go |
Prices are approximated as zip code location can revise auto insurance rates substantially.
Selecting the top auto insurance company is difficult considering how many choices there are in New York. The company information listed below can help you choose which companies to look at when comparing insurance rates for drivers with a DUI.
These rankings are only made up of companies that write coverage in many states, so companies that may only write in New York will not be included in these rankings. To get rate quotes from the most competitive companies in New York, click this link.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
The General | 96 | 100 | 92 | 91% | A- | 95 |
Mercury Insurance | 87 | 96 | 100 | 87% | A+ | 93.4 |
The Hartford | 88 | 96 | 91 | 93% | A+ | 92.6 |
Progressive | 84 | 94 | 99 | 90% | A+ | 92.4 |
Travelers | 84 | 93 | 100 | 87% | A++ | 92.3 |
State Farm | 84 | 93 | 95 | 87% | A++ | 91 |
Farmers Insurance | 87 | 92 | 90 | 85% | A | 90.6 |
Erie Insurance | 92 | 90 | 82 | 88% | A+ | 88.5 |
Safeco Insurance | 85 | 91 | 87 | 86% | A | 88.4 |
USAA | 71 | 93 | 98 | 87% | A++ | 88 |
GEICO | 73 | 93 | 95 | 85% | A++ | 87.1 |
21st Century | 85 | 85 | 91 | 89% | A | 86.9 |
Liberty Mutual | 72 | 91 | 97 | 83% | A | 86.4 |
AAA Insurance | 85 | 85 | 88 | 86% | A | 85.8 |
Nationwide | 71 | 90 | 93 | 83% | A+ | 84.9 |
Allstate | 69 | 92 | 92 | 83% | A+ | 84.4 |
American Family | 77 | 96 | 80 | 85% | A | 83.8 |
Esurance | 70 | 80 | 89 | 77% | A+ | 79.2 |
Compare Rates Now Go |
Data Source: Insure.com Best Car Insurance Companies