How Much are Auto Insurance Quotes for Uber Drivers in California?

How Much are Auto Insurance Quotes for Uber Drivers in California?

Figuring out which companies quote the most affordable auto insurance rates for Uber drivers may require more time than just comparing a company or two. Every car insurance company has their own formula for setting rates, so let’s examine the auto insurance companies with the most affordable rates in California.

It’s important to understand that California auto insurance rates are based on many factors which can substantially change the policy premium. Simply turning a year older, buying a home, or getting a DUI can produce rate changes that may make certain companies cheaper than others.

Best Car Insurance Prices for Your Uber Vehicle

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Cheapest insurance companies in California
Rank Company Cost Per Year
1 Wawanesa $1,146
2 USAA $1,155
3 CSAA $1,198
4 Nationwide $1,226
5 Century National $1,226
6 21st Century $1,338
7 Grange $1,477
8 Allstate $1,513
9 Mercury $1,548
10 Progressive $1,558
11 GEICO $1,559
12 Allied $1,588
13 MetLife $1,590
14 The Hartford $1,639
15 State Farm $1,699
16 Unitrin $1,733
17 Esurance $1,739
18 Travelers $1,806
19 Bristol West $1,831
20 Farmers $1,966
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Wawanesa generally has some of the lowest car insurance rates in California at around $1,146 a year. USAA, CSAA, Nationwide, and Century National would also be considered some of the most economical California auto insurance companies.

As shown in the table above, if you have coverage with Nationwide and switched to Wawanesa, you could realize savings of about $80. Drivers with Century National could save as much as $80 a year, and 21st Century insureds might cut rates by $192 a year.

To find out how much you can save, click here to begin a quote or click through to the companies below.

These rates are averages for all types of insureds and vehicles and are not factoring in a price decrease for Uber drivers. So the auto insurance company that fits your age and vehicle best may not even be included in the above list. That helps illustrate why you need to compare rates from multiple companies using your own personalized driver profile and vehicle information.

The vehicle to be insured is a significant factor when quoting the best cheap coverage for Uber drivers. Vehicles with economical engines, excellent safety ratings, or a positive history of liability claims will cost much less to insure than adrenaline junky models.

The next list showcases car insurance rates for a handful of the most budget-friendly vehicles to buy coverage for.

Cheapest Auto Insurance Rates for Uber Drivers in California
Make and Model Estimated Cost for Full Coverage
Honda Accord LX-P 4-Dr Sedan $1,171
Hyundai Elantra SE Touring Station Wagon $1,272
Honda CR-V LX 4WD $1,277
Ford Escape XLT 2WD $1,284
Toyota Tacoma 2WD $1,359
Dodge Grand Caravan Hero $1,385
Chevrolet Malibu LT $1,415
Chevrolet Traverse LT AWD $1,417
Toyota Prius $1,426
Honda Civic LX 4-Dr Sedan $1,430
Ford F-150 XL Super Cab 4WD $1,433
Ford Explorer Eddie Bauer 2WD $1,438
Hyundai Santa Fe SE 4WD $1,457
Ford Edge SEL 2WD $1,478
Chevrolet Impala LS $1,483
Nissan Rogue SL 2WD $1,486
Chevrolet Equinox LTZ 2WD $1,493
Volkswagen Jetta 2.0T Station Wagon $1,497
Jeep Wrangler Unlimited Sahara 4WD 4-Dr $1,502
Toyota RAV4 Limited 4WD $1,510
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Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Prices do not factor in specific location which can alter prices noticeably.

Based upon the table data, vehicles like the Honda Accord, Hyundai Elantra, Honda CR-V, Ford Escape, and Toyota Tacoma are most likely to be a few of the less-costly vehicles to insure for Uber vehicles.

Ratings for California auto insurance companies

Picking a highly-rated auto insurance provider can be a challenge considering how many different companies there are to choose from in California. The rank data in the next section can help you analyze which providers you want to consider when comparing insurance rates for Uber drivers.

The ratings below include companies that insure vehicles nationwide, so companies that only write business in California or surrounding areas are not included in the list. To compare rates from these and other top-rated companies, just click here.

California Auto Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
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Data Source: Insure.com Best Car Insurance Companies

How to find cheap auto insurance for Uber drivers in California

Lowering your rates is not difficult, and here are some of the better money-saving solutions that can help you get cheaper coverage.

  • Increase your policy deductibles
  • Remain accident-free and save
  • Save money by staying claim-free
  • Drive safely
  • Buy your homeowners policy from the same company as your auto insurance
  • Increase your credit score
  • Shop your coverage around for the best deal

The last tip is certainly vital, as we emphasized in the article above. Coverage prices in California fluctuate constantly, so drivers shouldn’t be resistant to change insurance companies if you find a better deal.

Loyalty to a specific company is fine, but we do not recommend it if that loyalty ends up costing several hundred dollars every year. Now is a great time to compare prices and find cheaper car insurance for Uber drivers.