Figuring out which companies quote the most affordable auto insurance rates for Uber drivers may require more time than just comparing a company or two. Every car insurance company has their own formula for setting rates, so let’s examine the auto insurance companies with the most affordable rates in California.
It’s important to understand that California auto insurance rates are based on many factors which can substantially change the policy premium. Simply turning a year older, buying a home, or getting a DUI can produce rate changes that may make certain companies cheaper than others.
Best Car Insurance Prices for Your Uber Vehicle
Rank | Company | Cost Per Year |
---|---|---|
1 | Wawanesa | $1,146 |
2 | USAA | $1,155 |
3 | CSAA | $1,198 |
4 | Nationwide | $1,226 |
5 | Century National | $1,226 |
6 | 21st Century | $1,338 |
7 | Grange | $1,477 |
8 | Allstate | $1,513 |
9 | Mercury | $1,548 |
10 | Progressive | $1,558 |
11 | GEICO | $1,559 |
12 | Allied | $1,588 |
13 | MetLife | $1,590 |
14 | The Hartford | $1,639 |
15 | State Farm | $1,699 |
16 | Unitrin | $1,733 |
17 | Esurance | $1,739 |
18 | Travelers | $1,806 |
19 | Bristol West | $1,831 |
20 | Farmers | $1,966 |
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Wawanesa generally has some of the lowest car insurance rates in California at around $1,146 a year. USAA, CSAA, Nationwide, and Century National would also be considered some of the most economical California auto insurance companies.
As shown in the table above, if you have coverage with Nationwide and switched to Wawanesa, you could realize savings of about $80. Drivers with Century National could save as much as $80 a year, and 21st Century insureds might cut rates by $192 a year.
To find out how much you can save, click here to begin a quote or click through to the companies below.
These rates are averages for all types of insureds and vehicles and are not factoring in a price decrease for Uber drivers. So the auto insurance company that fits your age and vehicle best may not even be included in the above list. That helps illustrate why you need to compare rates from multiple companies using your own personalized driver profile and vehicle information.
The vehicle to be insured is a significant factor when quoting the best cheap coverage for Uber drivers. Vehicles with economical engines, excellent safety ratings, or a positive history of liability claims will cost much less to insure than adrenaline junky models.
The next list showcases car insurance rates for a handful of the most budget-friendly vehicles to buy coverage for.
Make and Model | Estimated Cost for Full Coverage |
---|---|
Honda Accord LX-P 4-Dr Sedan | $1,171 |
Hyundai Elantra SE Touring Station Wagon | $1,272 |
Honda CR-V LX 4WD | $1,277 |
Ford Escape XLT 2WD | $1,284 |
Toyota Tacoma 2WD | $1,359 |
Dodge Grand Caravan Hero | $1,385 |
Chevrolet Malibu LT | $1,415 |
Chevrolet Traverse LT AWD | $1,417 |
Toyota Prius | $1,426 |
Honda Civic LX 4-Dr Sedan | $1,430 |
Ford F-150 XL Super Cab 4WD | $1,433 |
Ford Explorer Eddie Bauer 2WD | $1,438 |
Hyundai Santa Fe SE 4WD | $1,457 |
Ford Edge SEL 2WD | $1,478 |
Chevrolet Impala LS | $1,483 |
Nissan Rogue SL 2WD | $1,486 |
Chevrolet Equinox LTZ 2WD | $1,493 |
Volkswagen Jetta 2.0T Station Wagon | $1,497 |
Jeep Wrangler Unlimited Sahara 4WD 4-Dr | $1,502 |
Toyota RAV4 Limited 4WD | $1,510 |
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Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Prices do not factor in specific location which can alter prices noticeably.
Based upon the table data, vehicles like the Honda Accord, Hyundai Elantra, Honda CR-V, Ford Escape, and Toyota Tacoma are most likely to be a few of the less-costly vehicles to insure for Uber vehicles.
Picking a highly-rated auto insurance provider can be a challenge considering how many different companies there are to choose from in California. The rank data in the next section can help you analyze which providers you want to consider when comparing insurance rates for Uber drivers.
The ratings below include companies that insure vehicles nationwide, so companies that only write business in California or surrounding areas are not included in the list. To compare rates from these and other top-rated companies, just click here.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
USAA | 98 | 100 | 100 | 94% | A++ | 98.6 |
American Family | 98 | 89 | 100 | 86% | A | 95.4 |
AAA of Southern California | 91 | 94 | 97 | 92% | A+ | 94.1 |
State Farm | 88 | 93 | 96 | 90% | A++ | 92.4 |
The Hartford | 94 | 92 | 90 | 89% | A+ | 91.7 |
AAA Insurance | 88 | 89 | 95 | 91% | A | 91.2 |
GEICO | 84 | 93 | 93 | 89% | A++ | 90.3 |
The General | 89 | 91 | 89 | 88% | A- | 90 |
Titan Insurance | 90 | 87 | 91 | 95% | A+ | 89.6 |
Progressive | 84 | 91 | 93 | 87% | A+ | 89.5 |
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Data Source: Insure.com Best Car Insurance Companies
Lowering your rates is not difficult, and here are some of the better money-saving solutions that can help you get cheaper coverage.
The last tip is certainly vital, as we emphasized in the article above. Coverage prices in California fluctuate constantly, so drivers shouldn’t be resistant to change insurance companies if you find a better deal.
Loyalty to a specific company is fine, but we do not recommend it if that loyalty ends up costing several hundred dollars every year. Now is a great time to compare prices and find cheaper car insurance for Uber drivers.