For drivers on welfare, one of the big components that establish the price you pay for insurance is where your car is garaged in Nebraska. Larger areas like Scottsbluff, Lexington, and North Platte are more likely to pay higher prices, whereas areas with less crime or weather claims generally pay less for car insurance.
The following table illustrates the higher priced cities in Nebraska for welfare recipients to buy auto insurance in.
Rank | City | Premium Per Year |
---|---|---|
1 | Scottsbluff | $1,360 |
2 | Gering | $1,357 |
3 | Lexington | $1,316 |
4 | Alliance | $1,314 |
5 | North Platte | $1,301 |
6 | South Sioux City | $1,290 |
7 | McCook | $1,279 |
8 | Omaha | $1,270 |
9 | Crete | $1,246 |
10 | Seward | $1,227 |
11 | Blair | $1,224 |
12 | Beatrice | $1,222 |
13 | Bellevue | $1,190 |
14 | Kearney | $1,188 |
15 | Nebraska City | $1,188 |
16 | Columbus | $1,185 |
17 | Fremont | $1,166 |
18 | La Vista | $1,162 |
19 | Norfolk | $1,159 |
20 | Hastings | $1,158 |
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Prices are approximated as the specific garaging location can decrease or increase coverage rates substantially.
Determining which companies quote the cheapest insurance rates for welfare recipients will require a tad more effort in order to find the most economical policy. Every insurance company has a different formula to determine premium rates, so let’s take a look at the lowest cost insurance companies in Nebraska.
It’s important that readers know that Nebraska insurance rates are impacted by many things that can increase the price you pay for coverage. Improving your credit score, adding a teenager to your policy, or getting a speeding ticket can trigger price changes that can cause some rates to be cheaper than competitors.
Best Insurance Companies in Nebraska
Rank | Company | Cost Per Year |
---|---|---|
1 | Safeco | $780 |
2 | The Hartford | $873 |
3 | Auto-Owners | $905 |
4 | Allied | $939 |
5 | Farmers Mutual of Nebraska | $979 |
6 | Nationwide | $1,007 |
7 | Farm Bureau Mutual | $1,010 |
8 | State Farm | $1,043 |
9 | American National | $1,098 |
10 | USAA | $1,116 |
11 | General Casualty | $1,125 |
12 | American Family | $1,284 |
13 | Iowa Mutual | $1,308 |
14 | California Casualty | $1,309 |
15 | EMC | $1,314 |
16 | GEICO | $1,322 |
17 | MetLife | $1,332 |
18 | Progressive | $1,460 |
19 | Farmers | $1,602 |
20 | North Star | $1,693 |
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Safeco offers some of the most affordable car insurance rates in Nebraska at around $780 annually. The Hartford, Auto-Owners, Allied, and Farmers Mutual of Nebraska also are some of the lowest-priced Nebraska auto insurance companies.
As depicted above, if you are currently insured with Allied and switched to Safeco, you could earn a yearly price reduction of around $159. Nebraska drivers with Farmers Mutual of Nebraska could save as much as $199 a year, and Nationwide policyholders might lower prices by $227 a year.
Be aware that those prices are averaged for all insureds and vehicles and and are not figured with a price decrease for welfare recipients. So the car insurance company that can offer the best rates for your situation may not even be featured in the above list. That underscores the importance of why you need to get quotes using your own individual information.
Insuring your vehicle with the best car insurance company can be a challenge considering how many different insurance companies sell coverage in Nebraska. The ranking information below could help you decide which car insurance companies you want to consider when buying insurance for welfare recipients.
These rankings only include companies with a national presence, so companies that have a smaller presence are not taken into consideration for this list. If you’d like to compare prices from these companies and more, simply click here.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
USAA | 99 | 100 | 90 | 92% | A++ | 97.4 |
21st Century | 89 | 86 | 100 | 88% | A | 92.7 |
GEICO | 97 | 91 | 88 | 85% | A++ | 92.5 |
Nationwide | 88 | 94 | 91 | 88% | A+ | 91.3 |
AAA Insurance | 93 | 87 | 88 | 87% | A | 90.8 |
Liberty Mutual | 91 | 91 | 92 | 87% | A | 90.7 |
Safeco Insurance | 90 | 93 | 88 | 86% | A | 90.2 |
State Farm | 91 | 94 | 80 | 88% | A++ | 90.2 |
Travelers | 89 | 91 | 94 | 79% | A++ | 90.1 |
American Family | 88 | 92 | 83 | 88% | A | 89.4 |
Allstate | 90 | 90 | 84 | 85% | A+ | 89.1 |
Progressive | 83 | 85 | 99 | 87% | A+ | 88.7 |
The Hartford | 87 | 89 | 84 | 87% | A+ | 88 |
Esurance | 84 | 88 | 85 | 83% | A+ | 86 |
Farmers Insurance | 79 | 88 | 84 | 87% | A | 84.7 |
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Data Source: Insure.com Best Car Insurance Companies