How Much are Insurance Quotes for a Jeep Grand Cherokee in Connecticut?

Your chances of buying affordable auto insurance for a Jeep Grand Cherokee in Connecticut hinges on a complex calculation that is influenced by things like if you are married or single, if you have a lapse in coverage, and the deductible amount you use. Drivers on average pay approximately $920 a year to insure a Grand Cherokee, but that cost is an estimation that uses a 40-year-old single male that purchased comprehensive and collision coverage and $1,000 deductibles.

Odds are that you are not 40 and possibly not even male, married instead of single, and you might want liability-only or different deductibles. Every insurance policy is unique to the driver, so the best method for finding the most affordable coverage for your Jeep is to make a habit of comparing prices at least once a year. Quotes only take a couple of minutes and you will be able to compare rates from some of the cheapest companies in Connecticut.

Save Now on Grand Cherokee Insurance

The trim level of your Grand Cherokee tends to impact the annual cost of coverage, so the price you pay to insure a Grand Cherokee Laredo 2WD trim level will be $78 less expensive the cost to insure the more well-appointed Grand Cherokee SRT-8 4WD model, as shown in the chart below.

Data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Connecticut minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, claim-free, and multi-policy. Premium amounts do not factor in vehicle location which can decrease or increase rates substantially.

Selecting a good quality car insurance company can be a challenge considering how many companies provide coverage in Connecticut. The company rank data displayed below may help you analyze which companies to look at putting your business with.

These ratings include the largest companies in the United States, so smaller companies are not included in this list. To check rates from these and other competitive companies, follow this link.

Impact of citations and accidents on Connecticut insurance rates

The common sense way to maintain affordable insurance rates in Connecticut for a Grand Cherokee is to drive attentively and avoid accidents and traffic violations. The illustration below shows how violations and at-fault claims increase yearly insurance costs for different age groups of insureds. The premium estimates are based on a married female driver, full physical damage coverage, $100 deductibles, and no policy discounts are applied.

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The data in the chart shows the average cost of auto insurance in Connecticut per year with no violations or accidents is $1,807. Get written up for one speeding ticket and the average cost hikes up to $2,102, an increase of $295 each year. Then throw in two accidents along with the one speeding ticket and the yearly cost of insurance for a Jeep Grand Cherokee jumps again to an average of $4,588. That’s an increase of $2,781, or $232 per month, just for being a less-than-perfect driver!

Best rates: Allstate, Geico, State Farm, or Progressive

If you want the best insurance for a Grand Cherokee in Connecticut, the most popular companies are Allstate, Geico, State Farm, and Progressive. Combined they insure over 48% of the entire U.S. auto insurance market. The data below rates some of the different options and features shoppers can find with each company.

How to find budget-friendly auto insurance for a Jeep Grand Cherokee

Lowering your rates is not difficult, and here are some of the better money-saving suggestions that can help Connecticut drivers buy cheaper coverage.

• Increase your policy deductibles
• Avoid price increases by not filing claims
• Assess whether full coverage is needed
• Do not get traffic citations
• Prevent price hikes by avoiding at-fault accidents
• Shop around once a year for cheaper rates

The final tip is highly valuable, as was noted in this write-up. Insurance rates fluctuate constantly, so drivers shouldn’t hesitate to change insurance companies if a more affordable price is available.

Many drivers prefer to stick with one company, but we do not recommend it if that faithfulness ends up costing you a fortune every year. In just a few minutes you could compare rates to find cheaper auto insurance for a Jeep Grand Cherokee.