How Much Does Car Insurance Cost for a 20 Year Old Female in Delaware?

Our staff writers always rib each other than when writing about car insurance, the word affordable should never appear as a descriptor for auto insurance rates. Please forgive the oxymoron, but cheap car insurance for 20 year old women is almost non-existent. Don’t let that spoil your day, because we are going to show you how you can find car insurance that is more budget-friendly.

The vehicle model you are trying to insure is one of the largest factors that determines whether or not you find the most affordable coverage for 20 year old women. Vehicles with higher performance characteristics, a lack of advanced safety features, or a history of substantial liability claims will cost significantly more to insure than safer, lower-performance models.

The data below features insurance prices for some of the most cost-effective automobiles to buy coverage for.

Table data assumes single female driver age 20, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate information does not factor in zip code location which can revise premium rates considerably.

Based on these rates, we can conclude that makes and models like the Ford Escape, Honda CR-V, Chevrolet Traverse, Hyundai Elantra, and Toyota Prius will definitely be some of the most budget-friendly vehicles to insure for young women. The cost of a car insurance policy will tend to be more expensive just due to the fact that there is more claim risk for 20 year old women, but generally speaking those particular vehicles will have the best rates available.

When buying auto insurance for young women, one of the key factors that control car insurance rates is where you live in Delaware. Areas with a lot of weather claims or more people like Wilmington, New Castle, and Edgemoor likely pay more, whereas more rural areas enjoy lower auto insurance rates.

The information below lists the highest-priced places in Delaware for 20 year old women to buy auto insurance in.

Prices are estimated as the specific area where the vehicle is garaged can revise coverage prices considerably.

Which auto insurance company is best?

If you are looking for the best car insurance, the companies with the most market share are State Farm, Allstate, Progressive, and Geico. When combined, they insure over 48% of all auto insurance written. The table below shows ratings and policy coverage options that you can purchase from each one.