How Much Does Car Insurance Cost for Good Drivers in Louisiana?

Wouldn’t it be perfect if we could tell you the one company that has the cheapest policy rates for good drivers? It’s just not that easy, however, as there are many unknown aspects such as where your residence is in Louisiana, how many years you have been driving, the amount of liability insurance you need, and tickets or driving violations, that all impact the price you pay. This article will detail the best ways to save money and will hopefully give you a jump start in finding the best auto insurance.

Figuring out which company has the most affordable car insurance rates for good drivers involves a little more effort than just comparing a company or two.

Every insurance provider has their own unique process for setting prices, so let’s take a look at the most affordable car insurance companies in Louisiana.

Best Insurance Companies for Good Drivers

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USAA generally has some of the cheapest car insurance rates in Louisiana at around $1,578 a year. GEICO, MetLife, Progressive, and Safeway would also make the list of some of the cheapest Louisiana auto insurance companies.

As shown in the rates above, if you have coverage with Progressive and switched to GEICO, you may see an annual savings of approxmiately $40. Customers with Safeway may save as much as $267 a year, and Southern Farm Bureau policyholders might see rate reductions of $384 a year.

To find cheap insurance for good drivers in Louisiana for your vehicle, click here to get a free quote or visit any of the companies below.

Bear in mind that those premiums are averages for all insureds and vehicles and do not factor in a rate discount for good drivers. So the car insurance company that is best for you may not even be included in the company chart above. That underscores the importance of why you need to quote rates from as many companies as possible using your own driver information and specific vehicle type.

The vehicle model you are buying coverage for is probably the most important factor that determines whether or not you find cheap insurance for good drivers in Louisiana. Vehicles with lower performance, modern passenger safety features, or a positive history of liability claims will cost substantially less to insure than higher performance models.

The information below features insurance rates for the cheaper automobiles to buy insurance for.

Price data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Louisiana minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Prices do not factor in zip code location which can revise premium rates noticeably.

Based upon these rates, cars like the Honda CR-V, Hyundai Tucson, Ford F-150, Ford Escape, and Honda Civic should be some of the less-costly vehicles to insure for safe drivers.

Which major car insurance company is best?

When buying auto insurance for safe drivers, four of the best places to start are Geico, Allstate, Progressive, and State Farm. If you put them all together, they insure over 45% of all vehicles in the U.S.. The table below illustrates some of the different features shoppers can expect to find with each one.