How Much Does Insurance Cost for a Nissan Sentra in Oklahoma?

How Much Does Insurance Cost for a Nissan Sentra in Oklahoma?

Because the topic is auto insurance, the word “cheap” should not be used anywhere in the article as a descriptor for car insurance rates. Please forgive the oxymoron, but cheap car insurance for a Nissan Sentra can be extremely hard to find. But don’t despair, because we will show you how you can still find coverage that won’t break your budget.

Buying cheap insurance for a Nissan Sentra in Oklahoma depends on things like whether you are a new or experienced driver, your credit score, and if you had any at-fault accidents in the last few years. Drivers in Oklahoma on average pay approximately $1,470 every 12 months for Sentra insurance, but that is a ballpark figure calculated using a 40-year-old married male driver that included full physical damage coverage and $100 policy deductibles.

It’s highly likely that you are not a 40-year-old male, maybe you are single instead of married, or maybe you have a speeding ticket that needs to be factored in. Each driver’s needs are different, and that demonstrates why the only way to find cheap auto insurance rates for your Nissan is to make a habit of comparing rates at every renewal.

View Nissan Sentra Insurance Rates

The specific model of Sentra has an effect on the yearly cost, so the cost to insure a Sentra 2 model will be $274 cheaper than the cost to insure the more well-appointed Sentra SE-R SPEC V model, as shown by the rates below.

Nissan Sentra Insurance Rates in Oklahoma
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sentra 2 $306 $642 $462 $28 $138 $1,576 $131
Sentra 2.0 S $306 $756 $462 $28 $138 $1,690 $141
Sentra 2.0 SR $306 $756 $462 $28 $138 $1,690 $141
Sentra 2.0 SL $352 $756 $462 $28 $138 $1,736 $145
Sentra SE-R $352 $756 $462 $28 $138 $1,736 $145
Sentra SE-R SPEC V $352 $870 $462 $28 $138 $1,850 $154
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Table data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Premium costs do not factor in your specific Oklahoma location which can alter coverage rates substantially.

How to find a good Oklahoma auto insurance company

Finding the right insurer is hard considering how many different companies insure vehicles in Oklahoma. The ranking information in the next section may help you pick which insurers to look at when comparing auto insurance rates for a Nissan Sentra.

These rankings include companies with a nationwide focus, so companies with more of a regional focus are not taken into consideration for this list. To get price quotes and find the cheapest rates for a Nissan Sentra, simply click here.

Top Ten Auto Insurance Companies in Oklahoma
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
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Data Source: Insure.com Best Car Insurance Companies

Get discount Oklahoma car insurance rates

Discounts on auto insurance for a Nissan SentraCar insurance companies that offer cheap insurance for a Nissan Sentra in Oklahoma may also provide rate discounts that could reduce prices by as much as 40% or more if you qualify. Popular auto insurance companies and the discounts they provide are outlined below.

Auto Insurance Discounts Available
Discount Allstate Progressive State Farm Geico Nationwide Farmers
Bundled policies Yes Yes Yes Yes Yes Yes
Multiple vehicles No Yes Yes Yes Yes Yes
Theft prevention Yes Yes Yes Yes Yes Yes
Anti-lock brakes Yes No Yes Yes No No
Air bags Yes No Yes Yes Yes Yes
Newer vehicle Yes No Yes No Yes Yes
Safe driver Yes Yes Yes Yes Yes Yes
Defensive driving course Yes Yes Yes Yes Yes Yes
Armed forces No Yes Yes Yes No Yes
Professional affiliation No No No Yes Yes Yes
Paid in full Yes Yes No Yes Yes Yes
Auto-pay Yes Yes No Yes Yes Yes
Loyalty No Yes Yes No Yes Yes
Sign early Yes No No No Yes Yes
Smart student Yes Yes Yes Yes Yes Yes
Distant student Yes Yes Yes No Yes Yes
Own home No Yes No No No Yes
Use seat belts No No No Yes No No
Quote online No Yes No No No No
Teenage driver No Yes No No No No
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The information below visualizes the comparison of insurance costs with and without discounts. The data is based on a male driver, no claims or driving citations, Oklahoma state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows premium with no discounts. The lower bar shows the rates with marriage, defensive driving course, anti-theft, accident-free, safe-driver, and homeowner discounts applied. When these discounts are applied, the the average amount saved on auto insurance for a Nissan Sentra is 33% or $731.

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State Farm, Progressive, Geico, or Allstate: Which is best?

When comparing insurance for a Sentra in Oklahoma, four of the larger companies to compare rates for are State Farm, Progressive, Geico, and Allstate. Between them, they make up almost 50% of the car insurance market in the United States. The data below shows ratings and policy coverage options offered by each company.

Car Insurance Company Comparison
State Farm Progressive Geico Allstate
Customer Satisfaction 4th 3rd 1st 2nd
Price Ranking 2nd 3rd 1st 4th
Policy Discounts 3rd 4th 2nd 1st
Claims Handling 2nd 4th 3rd 1st
Amount of market share 18.3% 8.8% 11.4% 10%
Usage-based rating Yes Yes No Yes
Accident forgiveness coverage No Yes Yes Yes
Mechnical breakdown No Yes Yes No
Uber and Lyft insurance Yes Yes Yes Yes
New car replacement insurance No No No Yes
Roadside assistance Yes Yes Yes Yes
Types of agents used Can only buy from State Farm agents Buy online or from an independent agent Both online and from Geico agents Only buy from Allstate agents
Number of agents 18,000+ 30,000+ 150+ 11,000+
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How to find the cheapest insurance for a Nissan Sentra

It is possible to find better rates, and here are some money-saving ideas that can help you buy lower-cost coverage.

  • Prevent price hikes by avoiding at-fault accidents
  • Frequent claims will increase rates
  • Violations like speeding or DUI increase rates
  • Older vehicles may not need full coverage
  • Increase your deductibles
  • Shop around for cheaper prices often

That last piece of advice is extraordinarily critical, as we hit on in this write-up. Rates can change considerably in a year, so drivers shouldn’t be reluctant to buy from a new company if a cheaper rate is available.

Sticking with a specific company is fine, but we do not recommend it if that faithfulness ends up costing you lots of hard earned cash every month. If you have a few minutes, now is a great time to compare prices to find cheaper car insurance for a Nissan Sentra.