How Much Does Insurance Cost for a Nissan Sentra in Pennsylvania?

The likelihood of finding the cheapest insurance for a Nissan Sentra in Pennsylvania is contingent on a large number of rating criteria such as your birth date, the size of your vehicle, and if you have a clean driving record. Drivers in Pennsylvania pay an average rate of $780 per year to buy insurance for a Nissan Sentra, but that is based on rates for a 40-year-old married female driver that includes comprehensive and collision coverage and $1,000 physical damage deductibles.

Most likely you are not exactly 40 years old and possibly not even female, maybe you are single instead of married, or maybe you have a teen driver on your policy that needs to be considered. Just a minor difference in policy rating criteria or coverages could end up with a large change in policy price.

Insurance rates are unique for each driver, so your best chance at finding affordable rates for your Nissan is to just take the time to compare rates yourself. Rate quotes are easy and you will receive prices from some of the cheapest companies that insure vehicles in Pennsylvania.

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Vehicle trim level will likely have an effect on the cost of coverage, so the price you will be charged to insure a Sentra 2 model will be $112 cheaper than the insurance cost for the high end Sentra SE-R SPEC V trim level, as demonstrated by the prices below.

Premium data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-policy, safe-driver, multi-vehicle, claim-free, and homeowner. Premium costs do not factor in vehicle location which can increase or decrease rates noticeably.

Buying coverage from a high-quality insurer can be rather challenging considering how many companies are available to choose from in Pennsylvania. The rank data below could help you select which auto insurance companies you want to consider comparing rates from. These rankings are only made up of companies with a national presence, so smaller companies that only insure vehicles in Pennsylvania are not factored into these rankings.

The example below highlights how deductible selection can increase or decrease insurance costs when searching for cheap insurance for a Nissan Sentra. The prices are based on a single male driver, comp and collision included, and no policy discounts are applied.

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A 50-year-old driver could lower their car insurance rates by $310 a year by switching from a $100 deductible up to a $500 deductible, or save $468 by using a $1,000 deductible. Younger drivers, like the Age 20 category, could roll back prices $1,042 or more by choosing a higher deductible. When raising deductibles, it is necessary to have plenty of money set aside to offset the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.

Discounts on cheap insurance for a Nissan Sentra in Pennsylvania

Car insurance companies that sell policies for a Nissan Sentra may also give you premium discounts that may potentially lower prices by as much as 25% or more if you are eligible. Companies and a partial list of their discounts are detailed below.

The diagram below shows the comparison of insurance costs with and without some available policy discounts. The rate quotes are based on a male driver, no accidents or driving violations, Pennsylvania state minimum liability limits, full coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, anti-theft, defensive driving course, accident-free, vehicle safety, and claim-free discounts applied. When discounts are factored in, the average savings per year on insurance for a Nissan Sentra is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 2953,2117],[‘Age 30’, 1531,1111],[‘Age 40’, 1503,1087],[‘Age 50’, 1373,995],[‘Age 60’, 1335,965],[‘Age 70’, 1657,1193]]);var options = {title: ‘Effect of Discounts on Insurance Rates for a Nissan Sentra’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Nissan Sentra’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Geico, Allstate, Progressive, and State Farm: Who is best?

When shopping for insurance for a Sentra in Pennsylvania, the most popular companies are Geico, Allstate, Progressive, and State Farm. Each company has a distinct set of features and optional coverages that may influence which company you choose. The next table shows some of the different options that may be available in your state.