How Much is Auto Insurance for Drivers Over Age 60 in Vermont?

How Much is Auto Insurance for Drivers Over Age 60 in Vermont?

One of the key considerations that is used to calculate car insurance rates is where you keep your vehicle in Vermont. Urban areas that are densely populated like Newport, Bellows Falls, and Bennington tend to have more expensive car insurance rates, whereas areas with less crime or weather claims have the gratification of cheap insurance for drivers over age 60 in Vermont.

The following table illustrates the highest-priced areas in Vermont for drivers over age 60 in which to buy car insurance.

Most expensive Vermont cities for auto insurance
Rank City Premium Per Year
1 Newport $1,041
2 Brattleboro $1,033
3 Bellows Falls $1,021
4 Northfield $1,017
5 Bennington $1,011
6 Vergennes $1,006
7 Bristol $1,005
8 West Brattleboro $1,005
9 Saint Johnsbury $999
10 Montpelier $998
11 Barre $996
12 Manchester Center $994
13 Fair Haven $992
14 Middlebury $990
15 Springfield $988
16 White River Junction $986
17 Swanton $980
18 South Burlington $969
19 Winooski $968
20 Saint Albans $966
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Premium amounts are approximated as the garaging address in Vermont can lower or raise premiums considerably.

The vehicle requiring insurance is one of the primary factors that determines if you can find cheap insurance for drivers over age 60 in Vermont. Vehicles with high performance, a lack of modern safety features, or a high likelihood of having liability claims will cost substantially more to insure than safer, lower-performance models.

The information below outlines insurance premiums for a selection of the most affordable automobiles to buy coverage for.

Cheapest Auto Insurance Rates for Drivers Over Age 60 in Vermont
Make and Model Estimated Cost for Full Coverage
Ford Escape XLS 4WD $316
Honda CR-V EX 4WD $323
Hyundai Tucson GLS 2WD $346
Chevrolet Traverse LTZ 2WD $351
Toyota Prius $357
Toyota Highlander 2WD $353
Dodge Grand Caravan SE $359
Kia Forte EX 4-Dr Sedan $353
Ford Explorer XLT AWD $359
Ford Edge Limited 2WD $365
Ford Focus S 4-Dr Sedan $373
Hyundai Santa Fe GLS 2WD $365
Honda Odyssey EX $374
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Data variables include married female driver age 60, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Vermont minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Table data does not factor in the specific area where the vehicle is garaged which can alter prices considerably.

Looking at the numbers, you can assume that makes and models like the Ford Escape, Honda CR-V, Hyundai Tucson, Chevrolet Traverse, and Toyota Prius are most likely going to be the cheapest vehicles to insure for older drivers.

Who is cheaper: Progressive, Geico, State Farm, or Allstate?

If you’re looking for the best car insurance for older drivers in Vermont, the companies with the most market share are Progressive, Geico, State Farm, and Allstate. All of them offer physical damage and liability coverage, but each has somewhat different options that drivers can select from. The following table ranks some of the different options you can expect with each one.

Top Car Insurance Company Ratings
Progressive Geico State Farm Allstate
Discounts Offered 4th 2nd 3rd 1st
Claims Handling 4th 3rd 2nd 1st
Client Satisfaction 3rd 1st 4th 2nd
Price Ranking 3rd 1st 2nd 4th
Rideshare insurance Yes Yes Yes Yes
New car replacement coverage No No No Yes
Roadside assistance Yes Yes Yes Yes
Mechnical breakdown Yes Yes No No
Accident forgiveness coverage Yes Yes No Yes
Usage-based insurance Yes No Yes Yes
Coverage in Vermont Yes Yes Yes Yes
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