One of the key considerations that is used to calculate car insurance rates is where you keep your vehicle in Vermont. Urban areas that are densely populated like Newport, Bellows Falls, and Bennington tend to have more expensive car insurance rates, whereas areas with less crime or weather claims have the gratification of cheap insurance for drivers over age 60 in Vermont.
The following table illustrates the highest-priced areas in Vermont for drivers over age 60 in which to buy car insurance.
Rank | City | Premium Per Year |
---|---|---|
1 | Newport | $1,041 |
2 | Brattleboro | $1,033 |
3 | Bellows Falls | $1,021 |
4 | Northfield | $1,017 |
5 | Bennington | $1,011 |
6 | Vergennes | $1,006 |
7 | Bristol | $1,005 |
8 | West Brattleboro | $1,005 |
9 | Saint Johnsbury | $999 |
10 | Montpelier | $998 |
11 | Barre | $996 |
12 | Manchester Center | $994 |
13 | Fair Haven | $992 |
14 | Middlebury | $990 |
15 | Springfield | $988 |
16 | White River Junction | $986 |
17 | Swanton | $980 |
18 | South Burlington | $969 |
19 | Winooski | $968 |
20 | Saint Albans | $966 |
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Premium amounts are approximated as the garaging address in Vermont can lower or raise premiums considerably.
The vehicle requiring insurance is one of the primary factors that determines if you can find cheap insurance for drivers over age 60 in Vermont. Vehicles with high performance, a lack of modern safety features, or a high likelihood of having liability claims will cost substantially more to insure than safer, lower-performance models.
The information below outlines insurance premiums for a selection of the most affordable automobiles to buy coverage for.
Make and Model | Estimated Cost for Full Coverage |
---|---|
Ford Escape XLS 4WD | $316 |
Honda CR-V EX 4WD | $323 |
Hyundai Tucson GLS 2WD | $346 |
Chevrolet Traverse LTZ 2WD | $351 |
Toyota Prius | $357 |
Toyota Highlander 2WD | $353 |
Dodge Grand Caravan SE | $359 |
Kia Forte EX 4-Dr Sedan | $353 |
Ford Explorer XLT AWD | $359 |
Ford Edge Limited 2WD | $365 |
Ford Focus S 4-Dr Sedan | $373 |
Hyundai Santa Fe GLS 2WD | $365 |
Honda Odyssey EX | $374 |
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Data variables include married female driver age 60, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Vermont minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Table data does not factor in the specific area where the vehicle is garaged which can alter prices considerably.
Looking at the numbers, you can assume that makes and models like the Ford Escape, Honda CR-V, Hyundai Tucson, Chevrolet Traverse, and Toyota Prius are most likely going to be the cheapest vehicles to insure for older drivers.
If you’re looking for the best car insurance for older drivers in Vermont, the companies with the most market share are Progressive, Geico, State Farm, and Allstate. All of them offer physical damage and liability coverage, but each has somewhat different options that drivers can select from. The following table ranks some of the different options you can expect with each one.
Progressive | Geico | State Farm | Allstate | |
---|---|---|---|---|
Discounts Offered | 4th | 2nd | 3rd | 1st |
Claims Handling | 4th | 3rd | 2nd | 1st |
Client Satisfaction | 3rd | 1st | 4th | 2nd |
Price Ranking | 3rd | 1st | 2nd | 4th |
Rideshare insurance | Yes | Yes | Yes | Yes |
New car replacement coverage | No | No | No | Yes |
Roadside assistance | Yes | Yes | Yes | Yes |
Mechnical breakdown | Yes | Yes | No | No |
Accident forgiveness coverage | Yes | Yes | No | Yes |
Usage-based insurance | Yes | No | Yes | Yes |
Coverage in Vermont | Yes | Yes | Yes | Yes |
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