How Much is Insurance for a Chevrolet Equinox in Louisiana?

The likelihood of finding the cheapest coverage for a Chevrolet Equinox in Louisiana depends on a lot of factors such as your financial responsibility, whether or not you garage your vehicle, and driving citations. Louisiana drivers pay an average of $1,650 every 12 months to buy insurance for a Chevrolet Equinox, but that amount is a ballpark figure based upon a 40-year-old single male driver that purchased full coverage including both comprehensive and collision and $250 policy deductibles.

There is a good chance you aren’t exactly 40 years old or even a male, possibly married instead of single, and there is a good chance that other rated drivers impact the rate. Everyone has unique insurance needs, and this illustrates why your best chance at finding the cheapest rates for your Chevrolet is to just take the time to do a thorough rate comparison.

Find Cheaper Chevrolet Equinox Insurance

The trim level of your Chevrolet can impact the cost of coverage, so the price you pay to insure a Equinox LS 2WD trim level will be $170 lower than the insurance cost for the more expensive Equinox LTZ AWD version, as demonstrated by the prices below.

Above prices assume single male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Louisiana minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Premium costs do not factor in specific zip code location which can influence insurance rates noticeably.

Finding the top auto insurance provider is difficult considering how many choices you have in Louisiana. The ranking data displayed below can help you pick which auto insurance companies you want to consider shopping your coverage with.

These ratings include companies that insure vehicles nationwide, so companies with more of a regional focus are not taken into consideration for the list. To compare prices from the insurers below and more, click this link.

Top 10 Major Auto Insurance Companies in Louisiana Ranked by Value

1. American Family
2. AAA Insurance
3. Safeco Insurance
4. The Hartford
5. Progressive
6. 21st Century
7. The General
8. Esurance
9. USAA
10. State Farm

Top 10 Major Auto Insurance Companies in Louisiana Ranked by Customer Service

1. USAA
2. Safeco Insurance
3. AAA Insurance
4. State Farm
5. Progressive
6. The Hartford
7. The General
8. Esurance
9. GEICO
10. Liberty Mutual

Top Companies for Chevrolet Equinox Insurance in Louisiana

Discount Louisiana auto insurance

Auto insurance companies that sell cheap insurance for a Chevrolet Equinox in Louisiana may have discounts that can reduce rates by as much as 25% or more if you qualify. A list of insurance companies and a summarized list of policyholder discounts can be found below.

• GEICO may have discounts that include multi-policy, driver training, daytime running lights, defensive driver, and good student.
• MetLife offers premium reductions for good student, good driver, defensive driver, multi-policy, claim-free, accident-free
• Progressive offers discounts for online signing, continuous coverage, multi-policy, online quote discount, good student, and multi-vehicle.
• Travelers may offer discounts for home ownership, good student, IntelliDrive, driver training, early quote, and save driver.
• SAFECO offers discounts including drive less, bundle discounts, multi-car, homeowner, and anti-lock brakes.
• AAA discounts include pay-in-full, education and occupation, good student, good driver, and anti-theft.

The diagram below illustrates the difference between insurance costs with and without discounts applied to the rates. The premium estimates are based on a male driver, no violations or claims, Louisiana state minimum liability limits, full physical damage coverage, and $100 deductibles.

The first bar for each age group shows the price with no discounts. The second shows the rates with multiple vehicle, claim-free, defensive driving course, safe-driver, marriage, and accident-free discounts applied. With discounts applied, the the average amount saved on insurance for a Chevrolet Equinox is 28% or $874.

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Drive safe and save

In a perfect world, the best way to maintain cheap insurance prices for an Equinox is to drive attentively and avoid accidents and violations. The diagram below illustrates how speeding tickets and at-fault accidents can impact insurance premiums for different age groups of insureds. The premiums assume a single female driver, full physical damage coverage, $1,000 deductibles, and no discounts are applied to the premium.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and One Accident’],[‘Age 20’, 3281,4013,4753],[‘Age 30’, 2205,2935,3681],[‘Age 40’, 2063,2793,3539],[‘Age 50’, 1803,2535,3281],[‘Age 60’, 1747,2479,3223],[‘Age 70’, 2067,2797,3545]]);var options = {title: ‘Effect of Tickets and Accidents on Louisiana Chevrolet Equinox Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Chevrolet Equinox in Louisiana’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the chart above, the average cost of auto insurance in Louisiana per year with no accidents or violations is $2,194. Factor in two speeding tickets and the average cost surges to $2,925, an increase of $731 each year. Now add in one accident along with the two speeding tickets and the yearly cost of insurance for a Chevrolet Equinox goes up to an average of $3,670. That’s an increase of $1,476, or $123 per month, just for not being more responsible behind the wheel!

Is the best company Allstate, Progressive, State Farm, or Geico?

When comparing rates for insurance for an Equinox, four companies you’ll want quotes from are Allstate, Progressive, State Farm, and Geico. The table below ranks some of the different options and features that may be available in Louisiana.